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Let's get this sorted then!
Comments
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student loans are THE worst and an absolute scandal. 😠
DFW info LBM: March 26
Total 03/26 69,481
"You put one foot in front of the other and one day you look back and see that you have climbed a mountain" Ready for the climb.💪
1 -
I checked my state pension forecast a couple of years ago and found there were four years missing. Thankfully was able to download my payslips online and send them in. 3 months later those years were filled in.
Bonkers that I had to go do that. Definitely check!
Debt free dairy. Busting this debt before 42. https://forums.moneysavingexpert.com/discussion/6655663/busting-this-debt-before-42#latest
Started in January 2026 with debt £23,000
Car loan: £18,757 to go
Laptop loan: £1250 to go
I eat far too much chocolate...1 -
I am fortunate enough to be ancient and had one of the earliest student loans of a smallish amount (I didn't pay course fees it was that long ago!) and it's only recently dawned on me what an absolute BIND they are these days. They seem to hang around like a gone off chicken tikka wrap in the bottom of a school bag.
But good work on the DIY! And well done canine friend on doing well at dog training !
Have a little faith, baby, have a little faith". Oddball - Kelly's Heroes3 -
If I'd followed a straighter path I'd have been the same with student loans @LzzyIsGod but I always have to make things more difficult for myself 😂
Debts 04/01/25 04/05/26
Natwest2 £6,509.97 £3,775
NatWest CC £7,612.74 £6,125
Lloyds CC £6,112.60 £3,897.12
1st Direct CC £176.03 £35.71
CC total £20,411.34 £13,832.83
OD £1100 £0
Car loan £4,000 £3,400
1st Direct Loan £10,684.44 £6,745
Total £36,195.78 £23,977.83
EF £1,800
HF £272.111 -
Exhausted from 7h of driving today. I bought wine. I also ate a lot of junk to keep the energy levels up.
I have also sent another email chasing the wages from January/February. I've got a villa to pay for!!
Debts 04/01/25 04/05/26
Natwest2 £6,509.97 £3,775
NatWest CC £7,612.74 £6,125
Lloyds CC £6,112.60 £3,897.12
1st Direct CC £176.03 £35.71
CC total £20,411.34 £13,832.83
OD £1100 £0
Car loan £4,000 £3,400
1st Direct Loan £10,684.44 £6,745
Total £36,195.78 £23,977.83
EF £1,800
HF £272.112 -
Blimey that's a lot of driving. Wine deserved and junk needed imo!
Hope the wages come through soon, that's enough months for them to sort it
https://forums.moneysavingexpert.com/discussion/6466032/an-in-between-phase/p1
'aggressive safety shot' Ken Doherty2 -
I’m from the days of free degrees (and possibly the Three Degrees!) so really feel for students today. All my children have hideous debts with one unlikely to ever pay it off. The whole thing is a complete scandal.
On pensions I have only the experience of teaching and state contributions. I didn’t fulfil some years so checked online and topped up without too much hassle. Worth doing as there’s a time limit on how far you can go back. You can pay in chunks so don’t be daunted by the figures.
I feel your pain with the driving. My very elderly mum lives 320 miles away. I pass the time with podcasts and audiobooks. And then like you buy a bottle of wine!!
Keep chipping away at the debts. They won’t last forever. Good luck 😊4 -
ouch to that drive! Car snacks are absolute essentials on that drive.
2 -
Long commutes and car snacks are the reason I've gained weight!
Debt free dairy. Busting this debt before 42. https://forums.moneysavingexpert.com/discussion/6655663/busting-this-debt-before-42#latest
Started in January 2026 with debt £23,000
Car loan: £18,757 to go
Laptop loan: £1250 to go
I eat far too much chocolate...2 -
same 😬
2
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