Let's get this sorted then!

Rhyddid2026

Aarrgghhhh!! Just realised (watching a money podcast) that I took out critical illness cover and income protection when I bought my house but I haven't checked it or updated it since!! 😱

That's going to the top of the to-do list!

I've qualified, changed jobs, and had a few diagnoses since then!

Rhyddid2026

And this is one reason I post my thoughts on here, I'd forgotten about the checks already 🫣

I met my sister for lunch today, which made a nice change. Tacos, fries, nachos, soft drinks and parking has cost £80 for the two of us though. I'd budgeted £20 for myself and it cost double. It'll be a long while before I do that again! Just in a nice food court too, not even a restaurant or anything. I feed myself for a fortnight on less than that!!

Can you tell it's thrown me? 😆

A vntd item I listed last year has just sold, so that's an extra £2 towards any summer clothes I might need.

ArtyJ931

https://forums.moneysavingexpert.com/discussion/comment/81969749#Comment_81969749

that is crazy! Was it secretly the ritz?

Rhyddid2026

I wish @ArtyJ931 !!

I have to admit the food was delicious and my sister is very fussy, so it might be the first time in about 10 years that we've both loved all of the food we ordered. So in some ways worth it, but maybe for a special occasion or something. Maybe I'll count it as my birthday meal a month early.

I've now found my critical illness info, logged in successfully, realised I don't have income protection insurance, realised none of the info has been updated since I took it out in 2018, and send them a message asking for someone to contact me to update it and talk through any differences it will make. I'll find out about income protection as well, because I'm on my own and nobody is coming to save me if I can't work. I don't want to lose my house, I can't imagine they'd let me have my animals if I had to move in to a homeless hostel.