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Let's get this sorted then!

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Comments

  • Rhyddid2026
    Rhyddid2026 Posts: 1,221 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper

    In other news, the chimney sweep has been and he cost £10 less than I had put aside so that's a bit more in my bank to last til payday.

    This whole putting money aside in advance thing is good innit!! I feel like I've been given £10 instead of the usual scrambling around for pennies and hoping I've got enough.

    Who'd have thunk it!

    Debts                04/01/25       01/04/26  
    Natwest2           £6,509.97      £4,200 
    NatWest CC      £7,612.74       £6,325
    Lloyds CC          £6,112.60      £4,115
    1st Direct CC     £176.03         £9.11
    CC total             £20,411.34    £14,649.11
    OD                     £1100            £0
    Car loan             £4,000          £3,600
    1st Direct Loan  £10,684.44    £7,000
    Total                  £36,195.78    £25,249.11
    EF £1,750.33
    HF £150.76
  • MillQueen
    MillQueen Posts: 149 Forumite
    100 Posts Name Dropper Photogenic

    Oh my god, LOOK AT THEM!!!! 😍 You are doing good at getting the debt under control and building the life you want for you and the feathery friends. They might feel about their box like humans feel about a house… it's not perfect but it's warm and has been there when they needed it. Will they graduate to a bigger box, or just roam free? Imagine living their lives of no debt to think about just quacking.

    Updated last day of the month… focus, improving overall net wealth…

    Mortgage: starting at -£222,469 (Jan 26) now at -£221,497 (April 26)

    Postgrad Loan: starting at -£8,974 (Jan 26) now at -£8,065 (April 26)

    Personal Loan: starting at -£11,466 (Jan 26) now at -£10,883 (April 26)

    Emergency Fund Savings: starting at £5,511 (Jan 26) now at £2,507 (April 26)

    Investments: starting at £50 (Jan 26) now at £512 (April 26)

    Net Wealth: starting at -£204,317 (Jan 26) now at -£204,615 (March 26)

  • Rhyddid2026
    Rhyddid2026 Posts: 1,221 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper

    Oops I found some seeds in my post box. Chinese cabbage, pineapple courgette, and red orach spinach.

    The ducklings had a couple of hours out in the garden today. I put them in an outside dog crate so they could stay safe. They got into water for the first time, it was lovely to watch, like something switched on in them and they realised what fun water could be. They dunked and splashed and had an awesome time. Then they dried off in the sun and preened the few feathers that have come through.

    I'll try to give them an hour or two outside every day now, so the others can get used to them. The ducks stayed close and took great interest. The chickens tried to peck them. In another 2 weeks they might be able to live outside but for now they'll be living in the downstairs bathroom.

    Debts                04/01/25       01/04/26  
    Natwest2           £6,509.97      £4,200 
    NatWest CC      £7,612.74       £6,325
    Lloyds CC          £6,112.60      £4,115
    1st Direct CC     £176.03         £9.11
    CC total             £20,411.34    £14,649.11
    OD                     £1100            £0
    Car loan             £4,000          £3,600
    1st Direct Loan  £10,684.44    £7,000
    Total                  £36,195.78    £25,249.11
    EF £1,750.33
    HF £150.76
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