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rachmac3 said:Exactly, it would be criminal to not buy them for that price! The online shop with the same name as the coloured shell coated chocolates, and I can get away with junior sizes. I usually go for black for work but these are green and I am in love 😊2
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Thought I'd pop over the garden fence and say hello after all your support on my diary.
It's so refreshing seeing the mutterings of others going through the day to day shuffle of life.
I cannot get on with Converse they are too flat for my high arches, My DD has so many pairs though and lives in them. I spend my life in running shoes, thank the lord for corporate jobs that let you dress casual. I don't think I would want to go pack to pencil skirts and 4 inch heels now.Unsecured debt at Worst June 2024 - £47,772.48Current unsecured debt April 2025 - £33,449.27Debt gone forever - 10 months - £14,323.21 (30%)Debt free date goal March 20272 -
@LzzyIsGod that made me laugh!
@BrimfulofSascha howdy neighbour!
I have high arches too, but seem to be ok with them. One of my goals for this year is to have a proper sort out of old shoes. I have far too many pairs of 4 inch heels that I've kept just in case but not worn for probably ten years.Debts 04/01/25 02/06/25
Tesco CC £6,509.97 £6,030.00
NatWest CC £7,612.74 £7,230.00
Lloyds CC £6,112.60 £5,355.00
1st Direct CC £176.03 £8.83
CC total £20,411.34 £18,623.83TSB OD £500 £0
1st Direct OD £600 £250 (0%)
Car loan £4,000 £4,000
1st Direct Loan £10,684.44 £9,657.09
Total £36,195.78 £32,530.92
EF £500.343 -
I think we are kindred spirits ! I never throw anything out which is helpful when fashion trends come back round again 🤣2
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A few years ago my mate had a 90s themed hen do. I wore my original strappy dress over t-shirt with my original slingback kickers. The dress was a bit of a squeeze but it was worth it. Totally worth keeping some things til they come back around.
Debts 04/01/25 02/06/25
Tesco CC £6,509.97 £6,030.00
NatWest CC £7,612.74 £7,230.00
Lloyds CC £6,112.60 £5,355.00
1st Direct CC £176.03 £8.83
CC total £20,411.34 £18,623.83TSB OD £500 £0
1st Direct OD £600 £250 (0%)
Car loan £4,000 £4,000
1st Direct Loan £10,684.44 £9,657.09
Total £36,195.78 £32,530.92
EF £500.342 -
Ob absolutely!2
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LzzyIsGod said:I think we are kindred spirits ! I never throw anything out which is helpful when fashion trends come back round again 🤣Unsecured debt at Worst June 2024 - £47,772.48Current unsecured debt April 2025 - £33,449.27Debt gone forever - 10 months - £14,323.21 (30%)Debt free date goal March 20273
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I've pretty much made it to payday! My wages are showing in my account, but won't clear til the morning.
It's been a strange month. I maxed out (£500) the credit card I use for food and fuel (work reimburse my mileage so I clear that card each payday), and my current account (but luckily got a little extra pay from an extra job last week to help me survive), but my bills account still has £57 in it and that's usually the account that runs empty early.
I've tried to reduce the overdraft on that account by £50 but Trusty Shavers Bank won't let me, so I've reduced it by the £30 max and will do the other £20 tomorrow. Annoying. So although it was a tricky month I didn't get more into debt and I've still reduced the overdraft a little.
I should get the last of my pay from my extra/second job on Thursday so can hopefully reduce the overdraft a little more with that and I'll be another massive step towards it being gone. I think it was 700 at Christmas and it's 270 today.
I'll be glad to see the back of that extra/second job. It was supposed to finished by January and while I am grateful for the extra cash it takes far too much of my energy for the pay I get (1/5th of the pay they charge for me each hour) and the annoyance it brings. It will free up a bit of time and brain space to think of what I will do next to get some extra pennies. I might try selling some old stuff as a bit of a change and to help me with the decluttering mission. I'll have to do something that generates more cash soon, especially if I want to have some min breaks this year, but it will be nice to have a few weeks off and do something different for a while. I also still have a whole storage unit (family member's) to clear out and sell for them.
Oh, I also found out I will get a mini pay rise in April. I wasn't sure I would as I haven't long started the job. Every little helps!
I'll redo my figures and update my signature in a couple of days. Man, do I need the dopamine boost that will bring!!Debts 04/01/25 02/06/25
Tesco CC £6,509.97 £6,030.00
NatWest CC £7,612.74 £7,230.00
Lloyds CC £6,112.60 £5,355.00
1st Direct CC £176.03 £8.83
CC total £20,411.34 £18,623.83TSB OD £500 £0
1st Direct OD £600 £250 (0%)
Car loan £4,000 £4,000
1st Direct Loan £10,684.44 £9,657.09
Total £36,195.78 £32,530.92
EF £500.344 -
Figures updated!
It feels like it's going so slowly, probably because I know I could quite easily spend the £2,422 I've paid off, in minutes.
But anyway! Overdraft reduced by a bit more, now down to £200 limit.
I've just had to spend an unexpected £300 from my wages so I'm not sure I'll be able to pay any extra off this month, but we will see.
I'm still paying a couple of extra pounds off each credit card (rounded up from the minimum) and a couple of extra pounds off my mortgage (rounded up also).
My focus is still getting that overdraft down to 0, because that's the only debt I'm paying interest on at the moment. That's where my extra payments are going, and any extra wages etc. Hopefully I'll be able to get it gone by the end of June. That's my fifth milestone.
My fourth milestone is get my loan under 10k, which will happen at the start of May, just from the minimum payment.
I think once I've hit those I can have a mini break. I am desperate for a holiday.
Debts 04/01/25 02/06/25
Tesco CC £6,509.97 £6,030.00
NatWest CC £7,612.74 £7,230.00
Lloyds CC £6,112.60 £5,355.00
1st Direct CC £176.03 £8.83
CC total £20,411.34 £18,623.83TSB OD £500 £0
1st Direct OD £600 £250 (0%)
Car loan £4,000 £4,000
1st Direct Loan £10,684.44 £9,657.09
Total £36,195.78 £32,530.92
EF £500.345 -
Well done, you have got through a very tough month and those figures are heading in the right direction. Keep goingDays to Orlando: 462- ☀️🎢2
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