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Let's get this sorted then!
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I'm wearing my new jeans. They dried in time. I still love them. I may cancel all my face to face meetings this week so I can wear them every day ☺️Debts 04/01/25 01/11/25
Natwest2 £6,509.97 £5,700
NatWest CC £7,612.74 £6,755
Lloyds CC £6,112.60 £4,815
1st Direct CC £176.03 £0
CC total £20,411.34 £17,270
TSB OD £500 £0
1st Direct OD £600 £0
Car loan £4,000 £4,000
1st Direct Loan £10,684.44 £8,710
Total £36,195.78 £29,9802 -
I am fighting the urge to prese the F*ckit button this evening. Just today it seems I'm surrounded by people with fewer morals who appear to be much better off for it. This too will pass. I've ordered takeaway even though I'm not hungry, as a small act of damage limitation. I'll swallow down my irritation with my chicken chow mein.
My compensation from 1stD went into my account today. Better late than never. I've immediately transferred it to my loan so I'm not tempted to do daft stuff with it.
ETA I've now paid 249.74 extra off my loan since August.Debts 04/01/25 01/11/25
Natwest2 £6,509.97 £5,700
NatWest CC £7,612.74 £6,755
Lloyds CC £6,112.60 £4,815
1st Direct CC £176.03 £0
CC total £20,411.34 £17,270
TSB OD £500 £0
1st Direct OD £600 £0
Car loan £4,000 £4,000
1st Direct Loan £10,684.44 £8,710
Total £36,195.78 £29,9803 -
Maybe one day I'll plot my moods on this journey along with the debt totals. I'm sure the moods would have much bigger highs and lows 😂
Debts 04/01/25 01/11/25
Natwest2 £6,509.97 £5,700
NatWest CC £7,612.74 £6,755
Lloyds CC £6,112.60 £4,815
1st Direct CC £176.03 £0
CC total £20,411.34 £17,270
TSB OD £500 £0
1st Direct OD £600 £0
Car loan £4,000 £4,000
1st Direct Loan £10,684.44 £8,710
Total £36,195.78 £29,9802 -
Ah but the sun always truly shines on the righteous.
Deep breaths. Grit your teeth. Short term gains don't always equal long term aims.
And by that time we've usually either forgotten why we were so narked, got over it or we are dead and so can haunt them foreverrrrrrrrrrrrrrr
Have a little faith, baby, have a little faith". Oddball - Kelly's Heroes2 -
(I may have a People who Deserve Haunting List. I will be a very annoying ghost tbh)
Ps enjoy the takeaway. Cheaper than bail.
Have a little faith, baby, have a little faith". Oddball - Kelly's Heroes4 -
There must have been something in the air last night.
I ordered two pairs of jeans and a jacket last night. Both from well known higher end brands, that even with the discount are not in the budget. And none are an absolute need. I would like new jeans, but I'm not exactly swanning around in the nude.
Will have to stay disciplined and do returns.
Especially given that another thing is on the blink with my car and saving for a newer one is a priority!Unsecured debt at Worst June 2024 - £47,772.48Current unsecured debt Oct 2025 - £17,421.63Debt gone forever - 17 months - £30,350.85 (63%)Debt free date goal March 20272 -
This morning I decided the tv needs to go. I've never had a tv when I've lived alone. This one is still here from my friend living with me in 2024. It's served it's purpose, it's had some use, but I'm spending hours on the sofa watching rubbish I'm not enjoying and don't care about. Often while simultaneously scrolling on my phone (like right now). I've offered it back to my friend. If he doesn't want it back I'll give it away or sell it at the end of the month. Eurgh!
I've got stuff to do and I'm more likely to do it with no TV!
Another busy week at work. One more day then I'm house sitting for the weekend.Debts 04/01/25 01/11/25
Natwest2 £6,509.97 £5,700
NatWest CC £7,612.74 £6,755
Lloyds CC £6,112.60 £4,815
1st Direct CC £176.03 £0
CC total £20,411.34 £17,270
TSB OD £500 £0
1st Direct OD £600 £0
Car loan £4,000 £4,000
1st Direct Loan £10,684.44 £8,710
Total £36,195.78 £29,9800
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