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Let's get this sorted then!

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Comments

  • LzzyIsGod
    LzzyIsGod Posts: 496 Forumite
    100 Posts Photogenic Name Dropper
    So sorry to hear about the long covid x that really is a kicker but the figures look great!!!

    Have a little faith, baby, have a little faith". Oddball - Kelly's Heroes
  • rachmac3
    rachmac3 Posts: 513 Forumite
    Part of the Furniture 500 Posts Photogenic Name Dropper
    @in_need_of_direction it's a loan from a friend to buy a cheap car for work, so no interest. I have paid her 1k back so far (I borrowed 5k) and I've offered some money back since, when she might have needed it, but she's happy to wait a little while longer so I can focus on paying my other debts.
    I'd like to start paying her back, and will probably insist in the summer when I've cleared one of my credit cards so I can pay her monthly instead.
    Debts                04/01/25         01/10/25   
    Natwest2           £6,509.97       £5,830 
    NatWest CC      £7,612.74       £6,830
    Lloyds CC          £6,112.60      £4,940
    1st Direct CC     £176.03         £0
    CC total             £20,411.34     £17,600
    TSB OD             £500              £0
    1st Direct OD     £600              £250
    Car loan             £4,000           £4,000
    1st Direct Loan  £10,684.44    £8,710
    Total                   £36,195.78    £30,310
  • rachmac3
    rachmac3 Posts: 513 Forumite
    Part of the Furniture 500 Posts Photogenic Name Dropper
    Not as great as yours @LzzyIsGod !! 😂
    But thank you.
    Debts                04/01/25         01/10/25   
    Natwest2           £6,509.97       £5,830 
    NatWest CC      £7,612.74       £6,830
    Lloyds CC          £6,112.60      £4,940
    1st Direct CC     £176.03         £0
    CC total             £20,411.34     £17,600
    TSB OD             £500              £0
    1st Direct OD     £600              £250
    Car loan             £4,000           £4,000
    1st Direct Loan  £10,684.44    £8,710
    Total                   £36,195.78    £30,310
  • jwil
    jwil Posts: 22,358 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    That's great progress, well done!
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • FootyFanDan
    FootyFanDan Posts: 1,732 Forumite
    Sixth Anniversary 1,000 Posts Photogenic Name Dropper
    You are absolutely smashing this debt busting, even with the challenges it brings. 
  • LzzyIsGod
    LzzyIsGod Posts: 496 Forumite
    100 Posts Photogenic Name Dropper
    I think it's ok to be kind to yourself- you've achieved ever such a lot in 10 months even without the 2nd job. Theres a fine line between being as proactive as possible and running the risk of burning yourself out. Dealing with your dad's things might be quite a task both physically and emotionally and you're sticking with your budget and paying things off without taking on more paid work xx

    Have a little faith, baby, have a little faith". Oddball - Kelly's Heroes
  • LzzyIsGod
    LzzyIsGod Posts: 496 Forumite
    100 Posts Photogenic Name Dropper
    rachmac3 said:
    Not as great as yours @LzzyIsGod !! 😂
    But thank you.
    Ha! more sheer blooming luck than hard graft. Yours is more impressive 

    Have a little faith, baby, have a little faith". Oddball - Kelly's Heroes
  • doingitanyway
    doingitanyway Posts: 10,286 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Mortgage-free Glee!
    I haven't been as clever as you to grow my own squashes, but I have loved them coming from the vegbox delivery. I have a deep green flat one and a long yellow and orange striped one. So pretty I displayed them with red onions on my marble shelf. It will be sad to eat them! Your brown butter tomatoes sound lush
    If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them

    Emergency fund 3501000
    Buffer fund 0/100
    Debt Free (again) 25/072025
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