Let's get this sorted then!

doingitanyway

Bravo for being in the 8s 
Re Minted, the pounds add up and as you say you are decluttering. All good

rachmac3

Big sighs. I'm falling out with Nitwest again. They didn't take the direct debit for one of my credit cards and are saying all sorts of different reasons why it's my fault. Except I have 2 cards with them and 2 DDs from one bank account and they took one but not the other 🙄. I'm really hoping they don't give me extra charges or worse I lose the interest free period. 
I think it's because they made mistakes last month and paid me compensation, which means the statement said they'll take 0, but the minimum payment is 67. My DD was supposed to be for 75.
I can make a payment by bank transfer today, I just need them to tell me how much to be on the safe side.

rachmac3

Bad news, I reversed into the neighbours car. Luckily it's just a scuff.
Good news, I've reconciled the bank accounts and pots.
Good news hopefully, I've just applied for another bank switch.

LzzyIsGod

Look at those figures though!

doingitanyway

Sorry about the car prang...

rachmac3

Well the neighbour hasn't issued me with a bill so fingers crossed it stays that way. It was only a tiny scruff, about the size of my pinky finger nail. It looked worse at the start because some of my paint had transferred.
I'm trying to get work finished up and get the house and animals prepped for my holiday. I need to do quite a lot this weekend. It's a new person looking after the chickens ducks and tortoise so I'm trying to make that as simple as possible for them. I slept until almost midday which probably hasn't helped my list get done but I did really need the sleep after a very busy week at work. 
I'm trying to eat up stuff in the fridge. There's quite a bit of wrinkly veg and eggs so I did veg fritters for lunch. 
I've done my weekly money figures and they don't look too bad considering the holiday and swapping money around all over the place. Let's hope the dentist on Monday is not too expensive. There's a couple of pound more to go in to the holiday pot from Vnted.  I should be able to have £20 a day for holiday which gives me a bit more than my minimum needed to survive. 
Four boxes of my dad's stuff taken to the auction this week, so my living room is nearly cleared.
I'm pleased I can do relatively well on so little and still get the debts down, but I really do need to get a second source of income so that I'm not living like this for the next ten or twenty years. I'd really like the bulk of the debt (not the mortgage) gone by my 50th birthday. That's going to be high up on the to-do list when I'm back from holiday!

PennysIntoPounds

Brilliant on the clearing out four boxes, and having a good spending pot for holiday, well done you.

I will always stand by my belief that getting the sleep you need is the single most productive thing anyone can do

rachmac3

It's been a rough few days. My holiday was nearly cancelled, it was all up in the air (no pun intended) until midday today. I now have to prep and pack and finish work stuff because I leave in just over 24hours. I am exhausted though.
I got up this morning and my shower didn't work. Then my sink plug got stuck in, so I had to get a plunger to suck it out. Dentist went ok though, only £80. I was expecting to pay over £100 today. I have to go back next month for another £100 worth of work and then we'll see about the rest in the new year. 
This afternoon I found my pet chicken on the ground in the garden. I knew she wasn't well and I would have to make a difficult decision soon, but wasn't quite expecting it to be so soon. I had to find a vet that would euthanise a chicken and do it quickly. There went another £90. It had to be done though, I couldn't see her suffer. 
Then I had to drive 80miles to pick up my swimming costume that I had accidently left at a friends house a few weeks ago. I did a full day of work in between. 
Did I mention I'm exhausted?
Best I go put the washing machine on so I can dry stuff over night.
I can sleep on the plane. 

LzzyIsGod

Ok that is a day and a half!!!! And I'm so sorry to hear about the hen xx

But breathe. It'll all work itself right in the end and I hope you have a relaxing time away.

PennysIntoPounds

Ah that is a lot. I'm sorry to hear about your chicken.
You've done extremely well to deal with all those things in quick succession and definitely deserve to have a nice relaxing holiday