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Let's get this sorted then!

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  • PennysIntoPounds
    PennysIntoPounds Posts: 4,378 Forumite
    1,000 Posts Second Anniversary Photogenic Name Dropper
    That sounds like lots to look forward to and aim for.
    Bye bye Tesco CC 👋👏
  • LzzyIsGod
    LzzyIsGod Posts: 405 Forumite
    100 Posts Photogenic Name Dropper
    Love the end of year goal @rachmac3 you've made such great progress. 

    How big is the shed job? 
    Nov/Dec 24  £39 564

    July 25  £34 531
  • rachmac3
    rachmac3 Posts: 370 Forumite
    Part of the Furniture 100 Posts Photogenic Name Dropper
    Massive job for me to empty it, it's still got stuff in it from the previous owner and my stuff on top. 
    The guy who was meant to do the roof said it needs new roof support beam thingys. It's a concrete shed with a broken door and corrugated roof. I need it to be secure (rodent proof) and waterproof so I can store some of my father's stuff in there while I sort through and sell it.
    I haven't contacted anyone for quotes. I've had a ridiculously lazy day.
    I have applied to close the T credit card though.

    Debts                 04/01/25        02/08/25   

    Tesco CC          £6,509.97       £6,030 (now NatWest2)
    NatWest CC      £7,612.74      £7,080
    Lloyds CC          £6,112.60      £5,075
    1st Direct CC     £176.03         £19.92
    CC total             £20,411.34   £18,204.92
    TSB OD             £500             £0
    1st Direct OD     £600             £250 (0%)
    Car loan             £4,000          £4,000
    1st Direct Loan  £10,684.44   £9,246.15
    Total                  £36,195.78   £31,451.07
    EF £400.56
  • jwil
    jwil Posts: 21,975 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Hope the MOT goes well
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • rachmac3
    rachmac3 Posts: 370 Forumite
    Part of the Furniture 100 Posts Photogenic Name Dropper
    I am eating labneh made with free olio yoghurt, and dipping free olio rye sourdough into it. Glorious! 

    Debts                 04/01/25        02/08/25   

    Tesco CC          £6,509.97       £6,030 (now NatWest2)
    NatWest CC      £7,612.74      £7,080
    Lloyds CC          £6,112.60      £5,075
    1st Direct CC     £176.03         £19.92
    CC total             £20,411.34   £18,204.92
    TSB OD             £500             £0
    1st Direct OD     £600             £250 (0%)
    Car loan             £4,000          £4,000
    1st Direct Loan  £10,684.44   £9,246.15
    Total                  £36,195.78   £31,451.07
    EF £400.56
  • LzzyIsGod
    LzzyIsGod Posts: 405 Forumite
    100 Posts Photogenic Name Dropper
    Ok now I need to Google labneh......
    Nov/Dec 24  £39 564

    July 25  £34 531
  • rachmac3
    rachmac3 Posts: 370 Forumite
    Part of the Furniture 100 Posts Photogenic Name Dropper
    Rolled in Za'atar and covered in olive oil (free from the house I'm sitting) if you fancy a bit of drooling while you're googling! 
    I had a quick taste, put it away, then got it back out five minutes later. It's not going to last the weekend but I was hoping to do some moonblush tomatoes (free from the garden here) to go with it tomorrow.

    Debts                 04/01/25        02/08/25   

    Tesco CC          £6,509.97       £6,030 (now NatWest2)
    NatWest CC      £7,612.74      £7,080
    Lloyds CC          £6,112.60      £5,075
    1st Direct CC     £176.03         £19.92
    CC total             £20,411.34   £18,204.92
    TSB OD             £500             £0
    1st Direct OD     £600             £250 (0%)
    Car loan             £4,000          £4,000
    1st Direct Loan  £10,684.44   £9,246.15
    Total                  £36,195.78   £31,451.07
    EF £400.56
  • LzzyIsGod
    LzzyIsGod Posts: 405 Forumite
    100 Posts Photogenic Name Dropper
    Oh that sounds lovely! When we are debt free we are finding a middle eastern restaurant to dine out in to celebrate!!
    Nov/Dec 24  £39 564

    July 25  £34 531
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