February 2025 NSD challenge
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Fabulous February's No-Spend Days Challenge!
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Not going to teach my target this month but still trying to finish strong - another one for me today.#21 Save £12k in 2025 £16977.35/£20000
August NSD Challenge 2/103 -
One for today please xx2
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1 NSD today for me please 😊Car loan £8105.35 57/60 payments left of £141.80 per month
Loan £6687.23 55/58 payments left of £165 per month
Nationwide £1183 (0% interest until 02/2026)
Total debt £15975.482 -
NSD Monday here 😊
KKAs at 15.07.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £233,521
- OPs to mortgage = £11,816 Interest saved £5,28 to date
Fixed rate 3.85% ends January 2030
Read 40 books of target 52 in 2025, as @ 29th July
Produce tracker: £243 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.2 -
Another NSD today.2025 decluttering: 3,819🌟🥉🌟💐🏅🏅🌟🥈🏅🌟🏅💐💎🌟🏅🏆🌟🏅
2025 use up challenge: 322🥉🥈🥇💎🏆
Big kitchen declutter challenge 98/150
2025 decluttering goals I Use up Challenge: 🥉365 🥈750 🥇1,000 💎2,000 🏆 3,000 👑 8,000 I 🥉12 🥈26 🥇52 💎 100 🏆 250 👑 5002 -
Off to a start =5 days =10 days =15 days =20 days =Target reached =Target beaten =February targetsAuntieL 9/18beanielou 21/19birdsfoottrefoil 8/10Caeraugirl 12/20Cassingtonbear 9/10cathybird 19/15Clarabelle73 2/15Crazybee787 15/19cuddlymarm 14/15Dizzycap 23/20Doris17 10/15emmaj30 8ET22 3/10GeorgianaCavendish 3/8Honeysucklelou2 1/10InDebtEnby 16/15Jay1 2 12/12KajiKita 18/20laura lau 17/18laurenh1 16/18LittleMissDetermined 17/16Louise600 10/10Makingabobor2 11/15Money Choices 10/10Optimistic Saver 18/20Pauper1 4/20Pinkpieuni 11/10QueenJess 16/15Saver-upper 15SecondStar 14/15short bird 16/18Thriftymissus 21/22Tjh1412 15To see the updated results for January on phone or tablet, click here🌞 🌞 Newcomers welcome! 🌞 🌞1
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Yes there's a shiny new month just round the corner, any thoughts on targets? ...
(I've listed the same targets as Feb but pls say if you'd like to aim for something different!)
March targetsAuntieL 18beanielou 19birdsfoottrefoil 10Caeraugirl 20Cassingtonbear 10cathybird TFClarabelle73 15CrazyBee787 19cuddlymarm 15Dizzycap 20Doris17 15emmaj30ET22 10GeorgianaCavendish 8Honeysucklelou2 10InDebtEnby 15Jay1 2 12KajiKita 20laura lau 18laurenh 18LittleMissDetermined 16Louise600 10Makingabobor2 15Money Choices 10Optimistic Saver 20Pauper1 20Pinkpieuni 10QueenJess 15Saver-upper 15SecondStar 15short bird 18Thriftymissus 16Tjh1412 15🌞 🌞 Everyone welcome to join! 🌞 🌞4 -
Thanks for posting this @cathybird, I’d like a target of 16 in March please. 🙏2
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Good early morning all NSDers**Yes, I'm happy with 20 NSD for March, cathybird - Thank youI'm hoping today will be a Spend Day Tuesday - I need to buy some extra bulk essential swan seed and health essentials for a new rescue Daxie. Although all of these essentials are part of my monthly budget and money is set aside, personally, a spend is a spend outside of House Hold EssentialsWishing everyone well with NSD Tuesday~ NSD 2025 - NSD August 4/20 (7 x💯)# Spectos/Royal Mail Monitoring and Posting Panel - Ongoing - 1 x £25 Voucher Redeemed, 20 FREE Books of RM Stamps & Presentation Packs.~ Totally FREE Christmas 2025 - 🎁✉️🏷🎀💐🪪🗒🧺⭐️Completed Challenges 2025:# No.36 Make £2025 in 2025 £1934.34 / £2025 (95.5%) (3) 💯💯+# No.12 Save £2 a Day 2025 2025: £730/ £730 💯# No.27 Save 1p A Day 2025 £667.95 / £667.95 💯# No.19 52 Week Env Challenge £1378 / £1378 💯# No.34 Save £12k in 2025 £14,986.67 / £12,000 💯 - Continuing2
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One today.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.2
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