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Fabulous February's No-Spend Days Challenge!
Comments
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Not today fell out with MD and bought snacks!Missions for the rest of the year:-
1) Build up an emergency fund (EF)
2) Improve spending habits.
3) Create a budget that is compatible to me.
4) Buy healthier snacks to avoid junk food splurges.2 -
Forgot to update, yesterday was another NSD for me.
Challenges
NSD - Oct 9/10
Pay off all your debts by Christmas 2025 #7 £6,500/£6,500 - All gone, paid off.
52 Week Envelope Saving Challenge #7 £1,378/£1,378 -(52/52)
The Save £12k in 2025 challenge #4 £12,317/£30,500
2025 Mortgage-Free Wannabes #61 £21,284/£38,000
Mortgage - Jan 2025 £75,600-Current bal £52,167 Target MF (Jun 26) 278 days.
Loan - Jan 2025 £4,095 - Current balance £1,799.89
"Look after the pennies and the pounds will look after themselves"
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An unexpected day 17. Nothing that can't wait till tomorrow!‘Keep your eye on the donut and not on the hole.’ David Lynch.
"It’s a beautiful day with golden sunshine and blue skies all the way.” David Lynch.2 -
Two more for yesterday and today, trying to finish strong lol#21 Save £12k in 2025 £19277.35/£200002
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NSD Wednesday here 😊
KKAs at 15.10.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £229,702
- OPs to mortgage = £12,345 Estd. interest saved = £5,863 to date
Fixed rate 3.85% ends October 2030
Read 58 books of target 52 in 2025, as @ 12th October
Produce tracker: £426 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.2 -
Look at the MSE NSDers Smashing Fabulous February!Waiting on Optimistic Saver - no pressure!~ NSD 2025 - NSD October 14/20 (9 x💯)# Spectos/Royal Mail Monitoring and Posting Panel - On Rest - 2 x £25 Vouchers Redeemed, 29 FREE Books of RM Stamps & Presentation Pack.~ Totally FREE Christmas 2025 - 🎁✉️🏷🎀💐🪪🗒🧺⭐️Completed Challenges 2025:# No.36 Make £2025 in 2025 £1278.68 / £2025 (4) 💯💯💯# No.12 Save £2 a Day 2025 £730/ £730 💯# No.27 Save 1p A Day 2025 £667.95 / £667.95 💯# No.19 52 Week Env Challenge £1378 / £1378 💯# No.34 Save £12k in 2025 £20,075.12 / £12,000 💯 (8) - Continuing1
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February 2025 NSD challengeOff to a start =5 days =10 days =15 days =20 days =Target reached =Target beaten =February targetsAuntieL 9/18beanielou 22/19birdsfoottrefoil 8/10Caeraugirl 14/20Cassingtonbear 9/10cathybird 20/15Clarabelle73 2/15Crazybee787 15/19cuddlymarm 14/15Dizzycap 24/20Doris17 10/15emmaj30 8ET22 3/10GeorgianaCavendish 3/8Honeysucklelou2 1/10InDebtEnby 17/15Jay1 2 12/12KajiKita 19/20laura lau 18/18laurenh1 17/18LittleMissDetermined 18/16Louise600 11/10Makingabobor2 11/15Money Choices 10/10Optimistic Saver 19/20Pauper1 4/20Pinkpieuni 13/10QueenJess 18/15Saver-upper 15SecondStar 14/15short bird 18/18Thriftymissus 23/22Tjh1412 15To see the updated results for January on phone or tablet, click here🌞 🌞 Newcomers welcome! 🌞 🌞1
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@short_bird you posted late last night saying yesterday was day 17 and then you posted very early this morning saying today would be day 17, so I assume you are on day 18 and have reached target, but let me know if that's wrong? xx1
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Another one for me pleaseCurrent No Spend Challenge: 11/13
2025 No Spend Days: 125/150
Bank Loan Original End Date: 08/2030
Current End Date: 08/20301 -
cathybird said:@short_bird you posted late last night saying yesterday was day 17 and then you posted very early this morning saying today would be day 17, so I assume you are on day 18 and have reached target, but let me know if that's wrong? xx‘Keep your eye on the donut and not on the hole.’ David Lynch.
"It’s a beautiful day with golden sunshine and blue skies all the way.” David Lynch.2
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