February 2025 NSD challenge
We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Fabulous February's No-Spend Days Challenge!
Comments
-
Off to a start =
5 days =
10 days =
15 days =
20 days =
Target reached =
Target beaten =
February targetsAuntieL 8/18
beanielou 11/19
birdsfoottrefoil 3/10
Caeraugirl 5/20
Cassingtonbear 7/10
cathybird 12/15
Clarabelle73 2/15
Crazybee787 9/19
cuddlymarm 10/15
Dizzycap 15/20
Doris17 9/15
emmaj30 8ET22 3/10
GeorgianaCavendish 3/8
Honeysucklelou2 1/10
InDebtEnby 10/15
Jay1 2 7/12
KajiKita 12/20
laura lau 12/18
laurenh1 10/18
LittleMissDetermined 9/16
Louise600 7/10
Makingabobor2 7/15
Money Choices 5/10
Optimistic Saver 10/20
Pauper1 4/20Pinkpieuni 8/10
QueenJess 10/15
Saver-upper 15SecondStar 9/15
short bird 9/18
Thriftymissus 13/22
Tjh1412 15To see the updated results for January on phone or tablet, click here
🌞 🌞 Newcomers welcome! 🌞 🌞0 -
InDebtEnby said:A whopping 5 consecutive days of no spends due to a hospital admissionGreat but certainly by no means great if you're in hospital
:'( I hope everything is ok with you and/or any family members 
# No.2 Save 1p A Day Challenge 2026 £59.17 / £667.95 (1)# No.4 Save £12k in 2026 £2454.88 / £12,000 (1)# No.4 £2 Savers Club 2026 - 25/12 - 24/10 £30 / £200 (1)# No.8 Sealed Pot Challenge 19 - 2026 - 24/12 - 24/10 £50+ / £400 (1)# No.5 Fiver Friday Challenge 2026 £25/£230 (1)# Make £2026 in 2026 £834.42 / £2026 (1)2 -
Thanks, @Dizzycap 😎🕺Dizzycap said:InDebtEnby said:A whopping 5 consecutive days of no spends due to a hospital admissionGreat but certainly by no means great if you're in hospital :'( I hope everything is ok with you and/or any family members
Sending you all good wishes @InDebtEnbyFrom Jan 25:
4,419.92-1,957.50
4,538-3,260
3,240.18-3,240.18
BL 1,900-1,120
Total: 12,182.91-9,577.68
🏆 ⬇️ by £2,605.23
NSD July 4/18
#58 1p: 226.97/667.95 212/365
#18 52: 1,063.89/1,378 27/52
#32 Make 2025: 941.31/2,025
#20 12k: 5,145.85/5,000
Vin 86.50
YG YL 100
Prol SB 311.81
Bank 364.32
Quid 100.03
Ched 49.77
Snap 20
Books 4.02
Monzo 2,232.17
TSB 700/2,700
FD 1,100/3,500
Atom 200
Prin 600/1,224.74
Invest 313.68
🏆 ⬆️ Total: £5,145.85
Trading: £793.73
Mortgage: £58,471.882 -
Thanks, @Dizzycap 😎🕺Dizzycap said:InDebtEnby said:A whopping 5 consecutive days of no spends due to a hospital admissionGreat but certainly by no means great if you're in hospital :'( I hope everything is ok with you and/or any family members
Sending you all good wishes @InDebtEnbyFrom Jan 25:
4,419.92-1,957.50
4,538-3,260
3,240.18-3,240.18
BL 1,900-1,120
Total: 12,182.91-9,577.68
🏆 ⬇️ by £2,605.23
NSD July 4/18
#58 1p: 226.97/667.95 212/365
#18 52: 1,063.89/1,378 27/52
#32 Make 2025: 941.31/2,025
#20 12k: 5,145.85/5,000
Vin 86.50
YG YL 100
Prol SB 311.81
Bank 364.32
Quid 100.03
Ched 49.77
Snap 20
Books 4.02
Monzo 2,232.17
TSB 700/2,700
FD 1,100/3,500
Atom 200
Prin 600/1,224.74
Invest 313.68
🏆 ⬆️ Total: £5,145.85
Trading: £793.73
Mortgage: £58,471.882 -
Not today.KKAs at 15.01.26:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £222,084
- OPs to mortgage = £12,881 Estd. interest saved = £6,203 to date
c. 16 months reduction in term
Fixed rate 3.85% ends October 2030
Read 7 books of target 52 in 2026 as @ 23rd January
Produce tracker: £29 of £400 in 2026
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.2 -
I am missioning that I will have a clear run of 6 days no spend bringing my total to 15, That is my misssion now. (And that will leave 7 days to add to get me to 19 days or over - mission blue monster!!Goal 1: Get a permenant job that sticks.
Goal 2: Aim 15 No spend days in January or above actual so far - 6/15
Goal 3: Get a lodger
Goal 4: Once goal 1 & 3 complete add 2.3K to the EF
Goal 5: Once goal 4 complete save for my own car as I do need one? Do I?3 -
Thanks all, I'll be fine.
Another NSD though so I might as well increase my target to 15Current No Spend Challenge: 12/13
2025 No Spend Days: 12/150
Bank Loan Original End Date: 08/2030
Current End Date: 01/20304 -
Declaring a NSD Sunday 15/20
Wishing everyone a wonderful NSD Sunday!# No.2 Save 1p A Day Challenge 2026 £59.17 / £667.95 (1)# No.4 Save £12k in 2026 £2454.88 / £12,000 (1)# No.4 £2 Savers Club 2026 - 25/12 - 24/10 £30 / £200 (1)# No.8 Sealed Pot Challenge 19 - 2026 - 24/12 - 24/10 £50+ / £400 (1)# No.5 Fiver Friday Challenge 2026 £25/£230 (1)# Make £2026 in 2026 £834.42 / £2026 (1)3 -
Hello, happy Sunday x
this is NSD number 13 for me today and being treated to a pub Sunday lunch later. ❤️3 -
Good morning guys
Another one today please, making me 10/15
Pay off by Xmas 2026 £175/£2324.67
January NSDs 11/15
January PADs £545
January grocery challenge £94.86/£1503
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 353.3K Banking & Borrowing
- 254K Reduce Debt & Boost Income
- 454.9K Spending & Discounts
- 246.3K Work, Benefits & Business
- 602.5K Mortgages, Homes & Bills
- 177.9K Life & Family
- 260.3K Travel & Transport
- 1.5M Hobbies & Leisure
- 16K Discuss & Feedback
- 37.7K Read-Only Boards