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Mortgage free wannabe part 2

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  • V3cash
    V3cash Posts: 323 Forumite
    Eighth Anniversary 100 Posts Name Dropper Photogenic
    edited 13 November at 8:06AM
    Hi, it’s been ages since I logged in.
    struggling with insomnia and job is stressful!
    trying to get reasonable adjustments, either HW or reduced hours for a bit.
    sourced some melatonin privately and tried it last night. It definitely helped to quiet the thoughts.
    Trying sleep yoga as well which is good.
    Anyway, finances are ok  but garage doors have gone wrong 😑 double electric doors =£700 to make right.
    I’m doing really well with household budget.
    I’m making meals that last 2 days and freezing left overs.
    work provides fruit so when I’m in I take advantage of fruit provided.
    weekends are a bit rubbish as they have run out by then.
    I am meeting a friend today so will buy some lunch but I’ve had such a good week that i deserve it.
    I am lucky that my petrol costs have halved a month as husbands new job is closer as is mine. When I get HW that will reduce further too so I am going to apply for that today.
    Have put garage doors on hold until new year, will just struggle on with them not closing properly, if i leave plenty of time i can manually close the last bit if needed.
    i always park on drive if im in work early and park in garage on a late as I’ve got lots of time.
    Hubby  sorted washing machine out as that wasn’t draining, thought we might need new one. Hey presto he opened filter and found several of my cloth makeup pads stuck in there 😕
    I have learned my lesson, bought wash bag for make up pads so they don’t migrate again.
    Temu does cheap ones that are great.
    I don’t dare say this month is looking ok as something is bound to happen!
    hubby did have some one hit his car but they took full accountability for it so hopefully that won’t cost us.He wasn’t in car at the time luckily.
    have a planned trip to London next weekend, that’s mostly paid for as daughter bought us a meal and we’ve paid for theatre and hotel in advance, staying in a premier inn hub, probably tiny but we are just sleeping one night and it’s cheaper.
    as i work most weekends it will be lovely to spend some time with hubby. 
    I will take some lunch with me so I can cut a bit off spending.

    MFW 2027

    £172.42 left to pay from 10% overpayment allowance, (July26).
    End fix on 2.79% July 27

    Mortgage  free Aim July 2027.
    July 25 £57,000, £56950
    August 25 £56,400
    September £55,850/£55,800
    October £55,195
    November £54,600







    Barclaycard £5300(0%) Deal ends April 2026.
    2nd 0%CC £300 deal ends after paid off)

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