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Teetering on the brink

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  • Cherryfudge
    Cherryfudge Posts: 13,186 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Oh crumbs - what a thing to happen! There was probably some reason you applied, any idea what it was?

    And you know, you are allowed to pull out. 'Things have moved on since I applied...' etc.

    But well done for getting chosen. They must value your abilities.
    I think a bit of sunshine is good for frugal living. (Cranky40)
    The sun's been out and I think I’m solar powered (Onebrokelady)

    Fashion on the Ration 2025: Fabric 2, men's socks 3, Duvet 7.5, 2 t-shirts 10, men's socks 3, uniform top 0, hat 0, shoes 5 = 30.5/68
    2024: Trainers 5, dress 7, slippers 5, 2 prs socks (gift) 2, 3 prs white socks 3, t-shirts x 2 10, 6 prs socks: mostly gifts 6, duvet set 7.5 = 45.5/68 coupons
    20.5 coupons used in 2020. 62.5 used in 2021. 94.5 remaining as of 21/3/22
  • dawnybabes
    dawnybabes Posts: 3,338 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    It sounds fab - will you be doing it at home ? Or will you have to leave the house (worried about your poor head in winter 🥺🥺🥺) 

    will it bring more responsibilities at work ? Does that mean a pay rise ? 

    Can you quickly do your missing exam to pass ? 
    Sealed pot challenge 822

    Jan - £176.66 :j
  • an additional qualification is easily carried
    Mortgage at 01.01.14 £119,481.83:eek: today £0 Emergency fund £5.5/5.5k & £200/200 cash.:jWeight 24/02/19 14st 7lb now 12st determined to stop defining myself by my mistakes. Progress not perfection.:T100%through my 1% mortgage challenge. 100% through my pb challenge.
  • EatingBeans
    EatingBeans Posts: 351 Forumite
    100 Posts Photogenic Name Dropper
    It sounds fab - will you be doing it at home ? Or will you have to leave the house (worried about your poor head in winter 🥺🥺🥺) 

    will it bring more responsibilities at work ? Does that mean a pay rise ? 

    Can you quickly do your missing exam to pass ? 
    Aw thanks @dawnybabes     
    As far as I can tell it is all online and quite a lot of self study so I think I am good with the impact on the TN. 🤞

    I suspect they have plans for using my apprenticeship as an excuse for moving me around a few different projects to get me to go ask questions and then report back to management so they gain an insight into things without having to go ask themselves. I could be wrong, but I very much doubt they are doing it out of the goodness of their heart.  I very much doubt it will result in more money immediately but it should help me the next time I go for a job. 

    I really need to just book the exam asap and crack on with revision to ensure I pass it. I use the knowledge every day in my job so it is really just making sure I ready the questions properly. 

    I also have another exam outstanding which I have paid for myself. 🤦‍♀️ That one will be tougher as I don’t use the knowledge everyday but it was a goal I set for my annual review so I need to get that done too before it expires! 
    End of
    Dec-24 May-25
    Brother  £  5,400.00  £  5,200.00
    Overdraft owed  £  1,349.90  £            -  
    MBNA CC  £ 10,534.20  £ 12,056.18
    Barclaycard CC  £  9,667.21  £  8,138.15
    Fluid CC  £            -    £     732.50
    NatWest CC  £ 12,018.14  £ 11,774.23
    Total debt  £ 38,969.45  £ 37,901.06

    Paid off in the month

    -£     914.90
    Total paid off 2025  £  1,068.39

  • hatch_five
    hatch_five Posts: 56 Forumite
    Part of the Furniture 10 Posts Combo Breaker
    They might not be doing it out of the kindness of their heart, but it doesn't cost them anything either. All employers over a certain size have to pay into an employers levy that is a central pot of money. This money is lost to them, unless they draw it down to pay for apprenticeships and other training for their staff, so the apprenticeship doesn't cost them directly. Assuming it is a degree apprenticeship they have signed you up for, they have to give you one day a week or 20% of your time to work on the apprenticeship and it will be in two parts, the degree part and the apprenticeship part with an end point assessment (sorry my job is approving degree apprenticeships!). The thing to be aware of is that it does tie you into your employer for the length of the apprenticeship- if you move jobs or get made redundant then you have to find a replacement employer who is willing to support you on the apprenticeship if you do want to complete the qualification.
    Savings
    H2S- £450/£2400
    Emergency Fund- £250/£1000

    Credit Cards
    Capital One- Nov 24- £3811.88  Now- £3516.41
    PayPal- Nov 24- £3112.27 Now- £2692.35

  • Cherryfudge
    Cherryfudge Posts: 13,186 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    The fact you 'just went for it' with the application and got the apprenticeship seems to me to mean you and the post could be a good fit. I hope you can find the spec for it so you can check. The WFH element could be a real benefit of course, but if you love your present job, what would you lose by moving away? Is it the skill set, team, convenience or something else?

    an additional qualification is easily carried
    I've never heard it put like that and it's such a nice way of putting it (Mental image of a person tripping lightly along on a spring day with the qualification blowing behind them like a scarf :D ). I did, however, once miss out on a job because they thought I was over-qualified and I neglected to explain I was looking to make a sideways move. Young and naïve in my case. :) 

    @hatch_five, that's interesting, and new to me. I wonder what my employer has to offer?
    I think a bit of sunshine is good for frugal living. (Cranky40)
    The sun's been out and I think I’m solar powered (Onebrokelady)

    Fashion on the Ration 2025: Fabric 2, men's socks 3, Duvet 7.5, 2 t-shirts 10, men's socks 3, uniform top 0, hat 0, shoes 5 = 30.5/68
    2024: Trainers 5, dress 7, slippers 5, 2 prs socks (gift) 2, 3 prs white socks 3, t-shirts x 2 10, 6 prs socks: mostly gifts 6, duvet set 7.5 = 45.5/68 coupons
    20.5 coupons used in 2020. 62.5 used in 2021. 94.5 remaining as of 21/3/22
  • Cherryfudge
    Cherryfudge Posts: 13,186 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    In a previous job, I often acted up to a level to which I was qualified, but was never paid for it. Staff thought we should do it because there was a line in the JD about 'any other tasks that are appropriate to the post'. Towards the end, the Union asked me what my job title was, and when I recited it, they said 'It doesn't say shift lead'. In other words I could have refused those shifts, but that was kept quiet as they didn't have enough people willing and able at the right level.

    Your situation gives me something of the same feel. I do think they are using you because you're too good to lose, but of course this has the advantage that you can work around the TN where possible and are enjoying work, two things you can't put a financial value on.

    Another option might be to reduce your hours and have a day or so freelance, if that's appropriate to your situation, but it would complicate matters and you are doing so well with things that it might not be the best thing for you. After all, I don't think you were looking to move till this came up, were you?
    I think a bit of sunshine is good for frugal living. (Cranky40)
    The sun's been out and I think I’m solar powered (Onebrokelady)

    Fashion on the Ration 2025: Fabric 2, men's socks 3, Duvet 7.5, 2 t-shirts 10, men's socks 3, uniform top 0, hat 0, shoes 5 = 30.5/68
    2024: Trainers 5, dress 7, slippers 5, 2 prs socks (gift) 2, 3 prs white socks 3, t-shirts x 2 10, 6 prs socks: mostly gifts 6, duvet set 7.5 = 45.5/68 coupons
    20.5 coupons used in 2020. 62.5 used in 2021. 94.5 remaining as of 21/3/22
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