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Teetering on the brink

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  • EatingBeans
    EatingBeans Posts: 351 Forumite
    100 Posts Photogenic Name Dropper
    Budget restored, I checked through my fridge, freezer and cupboards and came up with a small shopping list and meal plan for the week. I pottered off up the road to fetch the bits I needed and then spent some time in the garden with each of the dogs in turn. 

    I’m still not 100% convinced that little dog has properly come into season yet but being her first season I haven’t got a benchmark for what is usual for her and while she is behaving a bit different and big dog is showing a particularly keen interest, I am taking no chances. 

    Now though, the tiredness has really hit. I did some washing up ready to start cooking and I couldn’t even finish it, let alone cook the roast dinner. dd2 said she might give it a go if she’s up to it, but since it has already gone 5pm, I’m thinking it might just end up being pizza for dinner. As it is, I could just skip the lot and go to bed now. 😕
    End of
    Dec-24 May-25
    Brother  £  5,400.00  £  5,200.00
    Overdraft owed  £  1,349.90  £            -  
    MBNA CC  £ 10,534.20  £ 12,056.18
    Barclaycard CC  £  9,667.21  £  8,138.15
    Fluid CC  £            -    £     732.50
    NatWest CC  £ 12,018.14  £ 11,774.23
    Total debt  £ 38,969.45  £ 37,901.06

    Paid off in the month

    -£     914.90
    Total paid off 2025  £  1,068.39

  • Cherryfudge
    Cherryfudge Posts: 13,177 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Well done to your daughter!
    I think a bit of sunshine is good for frugal living. (Cranky40)
    The sun's been out and I think I’m solar powered (Onebrokelady)

    Fashion on the Ration 2025: Fabric 2, men's socks 3, Duvet 7.5, 2 t-shirts 10, men's socks 3, uniform top 0, hat 0, shoes 5 = 30.5/68
    2024: Trainers 5, dress 7, slippers 5, 2 prs socks (gift) 2, 3 prs white socks 3, t-shirts x 2 10, 6 prs socks: mostly gifts 6, duvet set 7.5 = 45.5/68 coupons
    20.5 coupons used in 2020. 62.5 used in 2021. 94.5 remaining as of 21/3/22
  • dawnybabes
    dawnybabes Posts: 3,338 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Congratulations to your daughter x 
    Sealed pot challenge 822

    Jan - £176.66 :j
  • Cherryfudge
    Cherryfudge Posts: 13,177 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Sorry to hear you're in pain. I hope the meds have kicked in and you got some rest if you needed it. How did your OH appointment go?
    I think a bit of sunshine is good for frugal living. (Cranky40)
    The sun's been out and I think I’m solar powered (Onebrokelady)

    Fashion on the Ration 2025: Fabric 2, men's socks 3, Duvet 7.5, 2 t-shirts 10, men's socks 3, uniform top 0, hat 0, shoes 5 = 30.5/68
    2024: Trainers 5, dress 7, slippers 5, 2 prs socks (gift) 2, 3 prs white socks 3, t-shirts x 2 10, 6 prs socks: mostly gifts 6, duvet set 7.5 = 45.5/68 coupons
    20.5 coupons used in 2020. 62.5 used in 2021. 94.5 remaining as of 21/3/22
  • badmemory
    badmemory Posts: 9,577 Forumite
    Ninth Anniversary 1,000 Posts Name Dropper
    I cannot imagine having to go back to getting a monthly statement in the post & hoping that you hadn't messed up & missed something & got those overdraft charges stuck on there to mess up yet another month.  Thank goodness that never happened to me but I am a little anal.  I do find it easy to see how people landed in a mess just for forgetting one single thing though.  I cannot imagine going back to no online access.
  • EatingBeans
    EatingBeans Posts: 351 Forumite
    100 Posts Photogenic Name Dropper
    badmemory said:
    I cannot imagine having to go back to getting a monthly statement in the post & hoping that you hadn't messed up & missed something & got those overdraft charges stuck on there to mess up yet another month.  Thank goodness that never happened to me but I am a little anal.  I do find it easy to see how people landed in a mess just for forgetting one single thing though.  I cannot imagine going back to no online access.
    Oh I can totally understand how one mistake could snowball into charges upon charges and get people in a real mess. The stress of opening the statement must have been immense! 
    End of
    Dec-24 May-25
    Brother  £  5,400.00  £  5,200.00
    Overdraft owed  £  1,349.90  £            -  
    MBNA CC  £ 10,534.20  £ 12,056.18
    Barclaycard CC  £  9,667.21  £  8,138.15
    Fluid CC  £            -    £     732.50
    NatWest CC  £ 12,018.14  £ 11,774.23
    Total debt  £ 38,969.45  £ 37,901.06

    Paid off in the month

    -£     914.90
    Total paid off 2025  £  1,068.39

  • Cherryfudge
    Cherryfudge Posts: 13,177 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Your OH lady sounds great, and clued up. I wonder if they could either move your desk or turn the air con off? WFH would obviously benefit you so I hope that can be arranged.
    I think a bit of sunshine is good for frugal living. (Cranky40)
    The sun's been out and I think I’m solar powered (Onebrokelady)

    Fashion on the Ration 2025: Fabric 2, men's socks 3, Duvet 7.5, 2 t-shirts 10, men's socks 3, uniform top 0, hat 0, shoes 5 = 30.5/68
    2024: Trainers 5, dress 7, slippers 5, 2 prs socks (gift) 2, 3 prs white socks 3, t-shirts x 2 10, 6 prs socks: mostly gifts 6, duvet set 7.5 = 45.5/68 coupons
    20.5 coupons used in 2020. 62.5 used in 2021. 94.5 remaining as of 21/3/22
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