We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Hopefully debt free before Mortgage renewal in June 2026
Comments
-
No money spent today
No direct debits today
Natwest CC Daily payment £3.25 Total daily payments made this month £35.20
Total of all Natwest CC payments, including weekly and monthly payments made this month £90.20 leaving a balance of £2667.11*This month refers to 31st July to 28th August (the day before pay day)Debts on Jan 6th 2025
Tesco Credit card 0% = £2273
Virgin Credit Card 0% = £1230
Hastings Loan 12.70% = £2962.60
Total = £6465.60
Natwest CC £2237.90 - 28/08/252 -
No money spent today
No direct debits today
Natwest CC Daily payment £3.26 Total daily payments made this month £38.46
Total of all Natwest CC payments, including weekly and monthly payments made this month £93.46 leaving a balance of £2663.85*This month refers to 31st July to 28th August (the day before pay day)Debts on Jan 6th 2025
Tesco Credit card 0% = £2273
Virgin Credit Card 0% = £1230
Hastings Loan 12.70% = £2962.60
Total = £6465.60
Natwest CC £2237.90 - 28/08/250 -
It may not be today. It may not be tomorrow. But, one day everything will be alright....Love that. Thanks.
And well sone on hammering the debt whilst being AFIf you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them
Emergency fund 800/1000
Buffer fund 0/100
Debt Free (again) 25/0720251 -
I have postponed my usual Tuesday weekly food shop today as i wasnt feeling too good after work and i didnt really feel like going and sitting in rush hour traffic in 30+ degrees heat either. So hopefully i will go tomorrow instead.
No money spent today
No direct debits today
Natwest CC Daily payment £3.27 Total daily payments made this month £41.73
Total of all Natwest CC payments, including weekly and monthly payments made this month £96.73 leaving a balance of £2660.58*This month refers to 31st July to 28th August (the day before pay day)Debts on Jan 6th 2025
Tesco Credit card 0% = £2273
Virgin Credit Card 0% = £1230
Hastings Loan 12.70% = £2962.60
Total = £6465.60
Natwest CC £2237.90 - 28/08/252 -
Weekly food shop today came in at £39.26 more than average, but just about within my budget. I put this down to it being a day later that i went shopping so i used slightly more, hopefully i won't need as many things next week.
£20.02 Fuel for the car for work
Direct Debits today
£21.00 BeFibre broadband
Natwest CC Daily payment £3.28 Total daily payments made this month £45.01
Total of all Natwest CC payments, including weekly and monthly payments made this month £100.01 leaving a balance of £2657.30*This month refers to 31st July to 28th August (the day before pay day)Debts on Jan 6th 2025
Tesco Credit card 0% = £2273
Virgin Credit Card 0% = £1230
Hastings Loan 12.70% = £2962.60
Total = £6465.60
Natwest CC £2237.90 - 28/08/252 -
Did the pump just annoyingly click over at the petrol station- lol? I have a theory about super sensitive pumps. I reckon they were made on purpose so that someone somewhere can lay on a beach all year round with the pennies made from the accidental over clicks. I refuse to play game, if I see the amt has headed to ending 0.99 I stop there. No one is suntanning themselves at my expense. My husband thinks Im completely nuts about this but his is a company vehicle so not him paying.1
-
No money spent today
No direct debits today
Natwest CC Daily payment £3.29 Total daily payments made this month £48.30
Total of all Natwest CC payments, including weekly and monthly payments made this month £103.30 leaving a balance of £2654.01*This month refers to 31st July to 28th August (the day before pay day)Debts on Jan 6th 2025
Tesco Credit card 0% = £2273
Virgin Credit Card 0% = £1230
Hastings Loan 12.70% = £2962.60
Total = £6465.60
Natwest CC £2237.90 - 28/08/252 -
Spendless said:Did the pump just annoyingly click over at the petrol station- lol? I have a theory about super sensitive pumps. I reckon they were made on purpose so that someone somewhere can lay on a beach all year round with the pennies made from the accidental over clicks. I refuse to play game, if I see the amt has headed to ending 0.99 I stop there. No one is suntanning themselves at my expense. My husband thinks Im completely nuts about this but his is a company vehicle so not him paying.
Also i think back in the day when most people paid with cash it was easier to have it at a round figure so you could just hand over a note and walk away with no awkwardness with either giving an extra pence or so, or waiting for the change or saying your not bothered about receiving it from them. But now with most people paying via card, it simply doesnt make any difference to the transaction whether its £20.00 or £20.01 it all gets processed in exactly the same way. But you may find it a little annoying if you like round figures and you see it on your bank statement at a later date, but that doesnt bothered me tbh. So now i just try and get it to round about a round figure, if it goes over then so be it.
I do like your little theory though hahaDebts on Jan 6th 2025
Tesco Credit card 0% = £2273
Virgin Credit Card 0% = £1230
Hastings Loan 12.70% = £2962.60
Total = £6465.60
Natwest CC £2237.90 - 28/08/251 -
No money spent today
Direct debits
British gas £50.00
Council Tax £134.00
Water £26.45
Standing order for £40.00 for my weekly payment into my emergency/savings account. Total paid in this month is £120.00 Balance now stands at £698.02
Debt payments
Natwest CC Weekly payment £29.00 (I pay an additional £1 every week until the debt is paid in full) Total weekly payments made this month £84.00
Natwest CC Daily payment £3.30 Total daily payments made this month £51.60
Total of all Natwest CC payments, including weekly and monthly payments made this month £135.60 leaving a balance of £2621.71*This month refers to 31st July to 28th August (the day before pay day)Debts on Jan 6th 2025
Tesco Credit card 0% = £2273
Virgin Credit Card 0% = £1230
Hastings Loan 12.70% = £2962.60
Total = £6465.60
Natwest CC £2237.90 - 28/08/253 -
No money spent today
No direct debits today
Natwest CC Daily payment £3.31 Total daily payments made this month £54.91
Total of all Natwest CC payments, including weekly and monthly payments made this month £138.91 leaving a balance of £2618.40*This month refers to 31st July to 28th August (the day before pay day)Debts on Jan 6th 2025
Tesco Credit card 0% = £2273
Virgin Credit Card 0% = £1230
Hastings Loan 12.70% = £2962.60
Total = £6465.60
Natwest CC £2237.90 - 28/08/253
Confirm your email address to Create Threads and Reply

Categories
- All Categories
- 351.7K Banking & Borrowing
- 253.4K Reduce Debt & Boost Income
- 454K Spending & Discounts
- 244.7K Work, Benefits & Business
- 600.1K Mortgages, Homes & Bills
- 177.3K Life & Family
- 258.3K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.2K Discuss & Feedback
- 37.6K Read-Only Boards