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Hopefully debt free before Mortgage renewal in June 2026
Comments
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sorry, been reading and running, fabulous that you got your car sorted out and for not much money!
Dxx22: 3🏅 4⭐ 23: 5🏅 6 ⭐ 24 1🏅 2⭐ 25 🏅 🥈2⭐ 26 🥈 Never save something for a special occasion. Every day is a special occasion. The diff between what you were yesterday and what you'll be tomorrow is what you do today Well organised clutter is still clutter - Joshua Becker If youre not already using a thing you won't start using it more by shoving it in a cupboard- AJMoney The barrier standing between you & what youre truly capable of isnt lack of info, ideas or techniques. The secret is 'do it'1 -
Good news about the car being a quick fix. Hopefully it passes its MOT ok*Dad loan - £7000 - £7000
*Tesco Credit Card (0% 9/9/27) - £3623.18 - £3623.18
*Nationwide Loan - £11,000 -£11000.00
*Total Debt - £21623.18/£21623.18*
Savings
*Sinking Fund - £1400/2000
*Emergency Fund - £0/£3000
New diary- https://forums.moneysavingexpert.com/discussion/6474943/the-three-cs-coffee-clothes-credit-cards/1 -
It’s always cars isn’t it?
*shudders at car cost ptsd*Debt free dairy. Busting this debt before 42. https://forums.moneysavingexpert.com/discussion/6655663/busting-this-debt-before-42#latest
Started in January 2026 with debt £23,000
Car loan: £18,757 to go
Laptop loan: £1250 to go
I eat far too much chocolate...1 -
No money spent today
No direct debits today
Natwest CC Daily payment £3.18 Total daily payments made this month £12.66
Total of all Natwest CC payments, including weekly and monthly payments made this month £39.66 leaving a balance of £2717.65*This month refers to 31st July to 28th August (the day before pay day)
Debts Jan 6th 2025 = £6465.60
Natwest CC £0 - 25/12/25If you are interested in investing, you can get free shares up to £100 if you open a Trading212 account with this link > > https://www.trading212.com/invite/FMcH7elUMy Savings T212 investment pie https://www.trading212.com/pies/ltzw4Wew651jgq4oGrepyrZJB4TgC
X (Twitter) : https://x.com/Savvy_Squirrel_2 -
No money spent today
No direct debits today
Natwest CC Daily payment £3.19 Total daily payments made this month £15.85
Total of all Natwest CC payments, including weekly and monthly payments made this month £42.85 leaving a balance of £2714.46*This month refers to 31st July to 28th August (the day before pay day)
Debts Jan 6th 2025 = £6465.60
Natwest CC £0 - 25/12/25If you are interested in investing, you can get free shares up to £100 if you open a Trading212 account with this link > > https://www.trading212.com/invite/FMcH7elUMy Savings T212 investment pie https://www.trading212.com/pies/ltzw4Wew651jgq4oGrepyrZJB4TgC
X (Twitter) : https://x.com/Savvy_Squirrel_2 -
Weekly food shop today, £41.70 spent, which is very slightly over my weekly budget that i set myself, but i did go longer between shops this week so im not too bothered about that this week.
No direct debits today
Natwest CC Daily payment £3.20 Total daily payments made this month £19.05
Total of all Natwest CC payments, including weekly and monthly payments made this month £46.05 leaving a balance of £2711.26*This month refers to 31st July to 28th August (the day before pay day)
Debts Jan 6th 2025 = £6465.60
Natwest CC £0 - 25/12/25If you are interested in investing, you can get free shares up to £100 if you open a Trading212 account with this link > > https://www.trading212.com/invite/FMcH7elUMy Savings T212 investment pie https://www.trading212.com/pies/ltzw4Wew651jgq4oGrepyrZJB4TgC
X (Twitter) : https://x.com/Savvy_Squirrel_4 -
No money spent today
No direct debits today
Natwest CC Daily payment £3.21 Total daily payments made this month £22.26
Total of all Natwest CC payments, including weekly and monthly payments made this month £49.26 leaving a balance of £2708.05*This month refers to 31st July to 28th August (the day before pay day)
Debts Jan 6th 2025 = £6465.60
Natwest CC £0 - 25/12/25If you are interested in investing, you can get free shares up to £100 if you open a Trading212 account with this link > > https://www.trading212.com/invite/FMcH7elUMy Savings T212 investment pie https://www.trading212.com/pies/ltzw4Wew651jgq4oGrepyrZJB4TgC
X (Twitter) : https://x.com/Savvy_Squirrel_2 -
No money spent today
No direct debits today
Natwest CC Daily payment £3.22 Total daily payments made this month £25.48
Total of all Natwest CC payments, including weekly and monthly payments made this month £52.48 leaving a balance of £2704.83*This month refers to 31st July to 28th August (the day before pay day)
Debts Jan 6th 2025 = £6465.60
Natwest CC £0 - 25/12/25If you are interested in investing, you can get free shares up to £100 if you open a Trading212 account with this link > > https://www.trading212.com/invite/FMcH7elUMy Savings T212 investment pie https://www.trading212.com/pies/ltzw4Wew651jgq4oGrepyrZJB4TgC
X (Twitter) : https://x.com/Savvy_Squirrel_2 -
No money spend today
Standing order for £40.00 for my weekly payment into my emergency/savings account. Total paid in this month is £80.00 Balance now stands at £658.02
Debt payments
Natwest CC Weekly payment £28.00 (I pay an additional £1 every week until the debt is paid in full) Total weekly payments made this month £55.00
Natwest CC Daily payment £3.23 Total daily payments made this month £28.71
Total of all Natwest CC payments, including weekly and monthly payments made this month £83.71 leaving a balance of £2673.60*This month refers to 31st July to 28th August (the day before pay day)
Debts Jan 6th 2025 = £6465.60
Natwest CC £0 - 25/12/25If you are interested in investing, you can get free shares up to £100 if you open a Trading212 account with this link > > https://www.trading212.com/invite/FMcH7elUMy Savings T212 investment pie https://www.trading212.com/pies/ltzw4Wew651jgq4oGrepyrZJB4TgC
X (Twitter) : https://x.com/Savvy_Squirrel_3 -
No money spent today
No direct debits today
Natwest CC Daily payment £3.24 Total daily payments made this month £31.95
Total of all Natwest CC payments, including weekly and monthly payments made this month £86.95 leaving a balance of £2670.36*This month refers to 31st July to 28th August (the day before pay day)
Debts Jan 6th 2025 = £6465.60
Natwest CC £0 - 25/12/25If you are interested in investing, you can get free shares up to £100 if you open a Trading212 account with this link > > https://www.trading212.com/invite/FMcH7elUMy Savings T212 investment pie https://www.trading212.com/pies/ltzw4Wew651jgq4oGrepyrZJB4TgC
X (Twitter) : https://x.com/Savvy_Squirrel_2
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