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Hopefully debt free before Mortgage renewal in June 2026

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  • Spendless
    Spendless Posts: 24,677 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Youve put £3.05 for 2 days running. Is it a typo or do you owe 1p? 😆

    (I look each time to see where you're up to and how much difference its making - how I noticed) 
  • Tezzadp
    Tezzadp Posts: 454 Forumite
    100 Posts Photogenic Name Dropper
     :D   :D Thanks for that. I have now edited it to read correct. i entered the correct amount on my spreadsheet and paid the right amount to my CC i just forgot to change that figure after i copied the previous days post. Im glad you have good attention to detail and can keep me in check lol  :)
    Debts on Jan 6th 2025

    Tesco Credit card 0% = £2273 
    Virgin Credit Card 0%  = £1230 
    Hastings Loan 12.70% = £2962.60 


    Total = £6465.60

    Natwest CC £2757.31 - 30/07/25
  • Tezzadp
    Tezzadp Posts: 454 Forumite
    100 Posts Photogenic Name Dropper
    edited 24 July at 4:37PM
    No money spent today
    No direct debits today

    Debt payments

    Natwest CC Daily payment £3.07 Total daily payments made this month £70.92

    Total of all Natwest CC payments, including weekly and monthly payments made this month £180.60 leaving a balance of £3087.27

    *This month refers to 30th June to 30th July (the day before pay day)


    Debts on Jan 6th 2025

    Tesco Credit card 0% = £2273 
    Virgin Credit Card 0%  = £1230 
    Hastings Loan 12.70% = £2962.60 


    Total = £6465.60

    Natwest CC £2757.31 - 30/07/25
  • Tezzadp
    Tezzadp Posts: 454 Forumite
    100 Posts Photogenic Name Dropper
    No money spent today
    No direct debits today

    Debt payments

    Natwest CC Daily payment £3.08 Total daily payments made this month £74.00

    Total of all Natwest CC payments, including weekly and monthly payments made this month £183.68 leaving a balance of £3084.19

    *This month refers to 30th June to 30th July (the day before pay day)


    Debts on Jan 6th 2025

    Tesco Credit card 0% = £2273 
    Virgin Credit Card 0%  = £1230 
    Hastings Loan 12.70% = £2962.60 


    Total = £6465.60

    Natwest CC £2757.31 - 30/07/25
  • Tezzadp
    Tezzadp Posts: 454 Forumite
    100 Posts Photogenic Name Dropper
    I did my weekly food shop today instead of Tuesday just gone as im annual leave from work this week, total spent was £34.06 and im hoping this may last me until a week on Tuesday now, so hopefully i wont have to go at all next week, but i will see how it goes. 

    No direct debits today

    Standing order for £40.00 for my weekly payment into my emergency/savings account. Total paid in this month is £160.00 Balance now stands at £598.02

    Debt payments 

    Natwest CC Weekly payment £26.00 (I pay an additional £1 every week until the debt is paid in full) Total weekly payments made this month £98.00

    Natwest CC Daily payment £3.09 Total daily payments made this month £77.09

    Total of all Natwest CC payments, including weekly and monthly payments made this month £212.77 leaving a balance of £3055.10

    *This month refers to 30th June to 30th July (the day before pay day)


    Debts on Jan 6th 2025

    Tesco Credit card 0% = £2273 
    Virgin Credit Card 0%  = £1230 
    Hastings Loan 12.70% = £2962.60 


    Total = £6465.60

    Natwest CC £2757.31 - 30/07/25
  • Tezzadp
    Tezzadp Posts: 454 Forumite
    100 Posts Photogenic Name Dropper
    No money spent today
    No direct debits today

    Natwest CC Daily payment £3.10 Total daily payments made this month £80.19

    Total of all Natwest CC payments, including weekly and monthly payments made this month £215.87 leaving a balance of £3052.00

    *This month refers to 30th June to 30th July (the day before pay day)


    Debts on Jan 6th 2025

    Tesco Credit card 0% = £2273 
    Virgin Credit Card 0%  = £1230 
    Hastings Loan 12.70% = £2962.60 


    Total = £6465.60

    Natwest CC £2757.31 - 30/07/25
  • Tezzadp
    Tezzadp Posts: 454 Forumite
    100 Posts Photogenic Name Dropper
    No money spent today
    No direct debits today

    Natwest CC Daily payment £3.11 Total daily payments made this month £83.30

    Total of all Natwest CC payments, including weekly and monthly payments made this month £218.98 leaving a balance of £3048.89

    *This month refers to 30th June to 30th July (the day before pay day)


    Debts on Jan 6th 2025

    Tesco Credit card 0% = £2273 
    Virgin Credit Card 0%  = £1230 
    Hastings Loan 12.70% = £2962.60 


    Total = £6465.60

    Natwest CC £2757.31 - 30/07/25
  • Tezzadp
    Tezzadp Posts: 454 Forumite
    100 Posts Photogenic Name Dropper
    Good Luck  <3


    Debts on Jan 6th 2025

    Tesco Credit card 0% = £2273 
    Virgin Credit Card 0%  = £1230 
    Hastings Loan 12.70% = £2962.60 


    Total = £6465.60

    Natwest CC £2757.31 - 30/07/25
  • Tezzadp
    Tezzadp Posts: 454 Forumite
    100 Posts Photogenic Name Dropper
    Congratulations to the England Women  <3

    But that stat there just shows its not about being ahead its about where you finish and the fight you have to keep going. 

    Well Done.... And Keep fighting everyone, no matter what your battle  <3


    Debts on Jan 6th 2025

    Tesco Credit card 0% = £2273 
    Virgin Credit Card 0%  = £1230 
    Hastings Loan 12.70% = £2962.60 


    Total = £6465.60

    Natwest CC £2757.31 - 30/07/25
  • Tezzadp
    Tezzadp Posts: 454 Forumite
    100 Posts Photogenic Name Dropper
    No money spent today

    Direct debits

    CSA monthly payment £71.20

    Debt payments

    Natwest CC Daily payment £3.12 Total daily payments made this month £86.42

    Total of all Natwest CC payments, including weekly and monthly payments made this month £222.10 leaving a balance of £3045.77

    *This month refers to 30th June to 30th July (the day before pay day)


    Debts on Jan 6th 2025

    Tesco Credit card 0% = £2273 
    Virgin Credit Card 0%  = £1230 
    Hastings Loan 12.70% = £2962.60 


    Total = £6465.60

    Natwest CC £2757.31 - 30/07/25
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