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Hopefully debt free before Mortgage renewal in June 2026

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Comments

  • Tezzadp
    Tezzadp Posts: 454 Forumite
    100 Posts Photogenic Name Dropper
    .................

    Debts on Jan 6th 2025

    Tesco Credit card 0% = £2273 
    Virgin Credit Card 0%  = £1230 
    Hastings Loan 12.70% = £2962.60 


    Total = £6465.60

    Natwest CC £2757.31 - 30/07/25
  • Tezzadp
    Tezzadp Posts: 454 Forumite
    100 Posts Photogenic Name Dropper
    No money spent today
    No direct debits today

    Debt payments 

    Natwest CC Daily payment £2.26 Total daily payments made this month £8.98

    Total of all Natwest CC payments, including weekly payments made this month £22.98 leaving a balance of £4405.25

    *This month refers to 30th April to 29th May (the day before pay day)
    Debts on Jan 6th 2025

    Tesco Credit card 0% = £2273 
    Virgin Credit Card 0%  = £1230 
    Hastings Loan 12.70% = £2962.60 


    Total = £6465.60

    Natwest CC £2757.31 - 30/07/25
  • Tezzadp
    Tezzadp Posts: 454 Forumite
    100 Posts Photogenic Name Dropper
    ...............

    Debts on Jan 6th 2025

    Tesco Credit card 0% = £2273 
    Virgin Credit Card 0%  = £1230 
    Hastings Loan 12.70% = £2962.60 


    Total = £6465.60

    Natwest CC £2757.31 - 30/07/25
  • vampirotoothus
    vampirotoothus Posts: 358 Forumite
    Part of the Furniture 100 Posts Name Dropper
    I love this image above. Well done on the saving and paying off the debt. V x
  • Tezzadp
    Tezzadp Posts: 454 Forumite
    100 Posts Photogenic Name Dropper
    No money spent today
    No direct debits today

    Debt payments 

    Natwest CC Daily payment £2.27 Total daily payments made this month £11.25

    Total of all Natwest CC payments, including weekly payments made this month £25.25 leaving a balance of £4402.98

    *This month refers to 30th April to 29th May (the day before pay day)
    Debts on Jan 6th 2025

    Tesco Credit card 0% = £2273 
    Virgin Credit Card 0%  = £1230 
    Hastings Loan 12.70% = £2962.60 


    Total = £6465.60

    Natwest CC £2757.31 - 30/07/25
  • Tezzadp
    Tezzadp Posts: 454 Forumite
    100 Posts Photogenic Name Dropper
    ............

    Debts on Jan 6th 2025

    Tesco Credit card 0% = £2273 
    Virgin Credit Card 0%  = £1230 
    Hastings Loan 12.70% = £2962.60 


    Total = £6465.60

    Natwest CC £2757.31 - 30/07/25
  • Tezzadp
    Tezzadp Posts: 454 Forumite
    100 Posts Photogenic Name Dropper
    edited 4 May at 7:59PM
    I forgot my monthly alcohol free celebratory post o:)  The end of April was 4 months alcohol free for me ...... helping me to save money and pay off my debts as quickly as possible ..... as well as being better for my health  :D<3


    Debts on Jan 6th 2025

    Tesco Credit card 0% = £2273 
    Virgin Credit Card 0%  = £1230 
    Hastings Loan 12.70% = £2962.60 


    Total = £6465.60

    Natwest CC £2757.31 - 30/07/25
  • vampirotoothus
    vampirotoothus Posts: 358 Forumite
    Part of the Furniture 100 Posts Name Dropper
    Congratulations on the 4 months, that's a great achievement. V x
  • Tezzadp
    Tezzadp Posts: 454 Forumite
    100 Posts Photogenic Name Dropper
    Congratulations on the 4 months, that's a great achievement. V x
    Thank you. It has been hard to resist a nice cold beer or two in the hot sun sometimes but it will be worth it in the end when these debts are gone. Then i can treat myself to a beer or two  B)
    Debts on Jan 6th 2025

    Tesco Credit card 0% = £2273 
    Virgin Credit Card 0%  = £1230 
    Hastings Loan 12.70% = £2962.60 


    Total = £6465.60

    Natwest CC £2757.31 - 30/07/25
  • Tezzadp
    Tezzadp Posts: 454 Forumite
    100 Posts Photogenic Name Dropper
    I know it doesnt really matter so much but i do like to keep an eye on my credit score, just to give myself an idea of how im doing overall and how lenders may view me looking in from the outside, especially mortgage companies with my renewal coming up in just over 12 months time. I had a look this morning and im only 8 points off full marks of 1000, as i say i know it doesnt really matter that much, but it is a sign that things are positive and im if i carry on the way i have been then it looks good when its time to re-mortgage next year :blush:  o:)


    Debts on Jan 6th 2025

    Tesco Credit card 0% = £2273 
    Virgin Credit Card 0%  = £1230 
    Hastings Loan 12.70% = £2962.60 


    Total = £6465.60

    Natwest CC £2757.31 - 30/07/25
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