Hopefully debt free before Mortgage renewal in June 2026

Tezzadp

I usually do my weekly food shopping on a Tuesday, but i did it on a Wednesday last week and i thought as it has just been a bank holiday and it is the first "normal" working day after a BH, then the supermarket may be busier than normal, so i have decided to go do my food shop tomorrow instead.

No money spent today

Today my standing order for £40.00 into my emergency/savings account came out of my bank as it was good Friday so wasnt taken until today. Total in my emergency/savings account is now £247.50

Direct debits

EE monthly mobile phone bill £11.13 (Increases every April - Was previously £9.00 p/m)

Debt payments

Natwest CC Daily payment £2.15 Total daily payments made this month £29.19 (to this card & £18.73 to my old Hastings loan - Same debt). 

Total of all Natwest CC payments, including weekly payments (not inc £54.83 payments to previous cards/loans), made this month £52.19 leaving a balance of £4756.56

*This month refers to 31st March to 29th April (the day before pay day)

Tezzadp

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Tezzadp

Tesco weekly food shop today. Came in at £36.25 which is within my £30-£40 budget for the week.

No Direct debits today

Debt payments

Natwest CC Daily payment £2.16 Total daily payments made this month £31.35 (to this card & £18.73 to my old Hastings loan - Same debt). 

Total of all Natwest CC payments, including weekly payments (not inc £54.83 payments to previous cards/loans), made this month £54.35 leaving a balance of £4754.40

*This month refers to 31st March to 29th April (the day before pay day)

Tezzadp

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Tezzadp

I had to take my car into the garage today as it has been making a weird blowing/rubbing noise for a while now and it has gradually been getting worse and also heard a knocking noise recently. so i thought it is best to get it fixed now before something serious happens and something falls off or stops working while im driving it and then im stuck in rut with a broken car in the road and will cost me a fortune to sort out.

So, luckily it wasnt as bad as i had feared and was just the engine mounting that had gone and luckily i work in the car parts industry so i was able to get the part i needed for around cost price and the garage i use does the work at a very good price for us. So all in all the part cost around £27, although ive not paid for it yet, i can pay at the end of the month (i will confirm the actual cost when i pay it), and the fitting of the part cost £20 (which i have paid) so a total of around £47 will be coming out of my emergency bank account to cover this cost. But now my car sounds sooo perfectly silent and how it should be, which im well happy about. I dont have to worry each time i make a journey anymore   

No Direct debits today

Debt payments

Natwest CC Daily payment £2.17 Total daily payments made this month £33.52 (to this card & £18.73 to my old Hastings loan - Same debt). 

Total of all Natwest CC payments, including weekly payments (not inc £54.83 payments to previous cards/loans), made this month £56.52 leaving a balance of £4752.23

*This month refers to 31st March to 29th April (the day before pay day)

Tezzadp

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Tezzadp

No money spent today
No Direct debits today

Friday is my weekly £40.00 standing order to my emergency/savings account day. Balance now stands at £267.50 with the money i still have to pay for my car part yet to come out of this account when i pay it at a later date. 

Debt payments

Natwest CC Weekly payment £13.00 (weekly amounts increase by £1.00 per week until the debt has been paid off) Total weekly payments made to this CC £36.00

Natwest CC Daily payment £2.18 Total daily payments made this month £35.70 (to this card & £18.73 to my old Hastings loan - Same debt). 

Total of all Natwest CC payments, including weekly payments (not inc £54.83 payments to previous cards/loans), made this month £71.70 leaving a balance of £4737.05

*This month refers to 31st March to 29th April (the day before pay day)

Tezzadp

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Tezzadp

No money spent today
No Direct debits today

Debt payments

Natwest CC Daily payment £2.19 Total daily payments made this month £37.89 (to this card & £18.73 to my old Hastings loan - Same debt). 

Total of all Natwest CC payments, including weekly payments (not inc £54.83 payments to previous cards/loans), made this month £73.89 leaving a balance of £4734.86

*This month refers to 31st March to 29th April (the day before pay day)

Tezzadp

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