Hopefully debt free before Mortgage renewal in June 2026

Tezzadp

No money spent today
No direct debits today

Debt payments 

Natwest CC Daily payment £2.33 Total daily payments made this month £25.08

Total of all Natwest CC payments, including weekly payments made this month £54.08 leaving a balance of £4374.15

*This month refers to 30th April to 29th May (the day before pay day)

Tezzadp

No money spent today
No direct debits today

Debt payments 

Natwest CC Daily payment £2.34 Total daily payments made this month £27.42

Total of all Natwest CC payments, including weekly payments made this month £56.42 leaving a balance of £4371.81

*This month refers to 30th April to 29th May (the day before pay day)

joedenise

I always wonder where you find all the different daily quotes.  I definitely enjoy reading them - they are all so true!

Spendless

I like the daily quotes too. I even have a fav one  so far (it's the tree)  -lol.

Have you estimated yet when your debt will be paid? I know the target is before the 0 % is up but you've come so far in such a  short space of time, I wondered if you'd calculated if it would be sooner than that based on your current payments? 

Tezzadp

No money spent today
No direct debits today

Debt payments 

Natwest CC Daily payment £2.35 Total daily payments made this month £29.77

Total of all Natwest CC payments, including weekly payments made this month £58.77 leaving a balance of £4369.46

*This month refers to 30th April to 29th May (the day before pay day)

Tezzadp

joedenise said:

I always wonder where you find all the different daily quotes.  I definitely enjoy reading them - they are all so true!

Thanks. I always see positive quotes on my socials and other places online and whenever i see one now i save them to use on here, as im going to need a lot of them posting one a day until im out of debt   

I'm glad people like to see them and can relate to some of them aswell. If you want to see more of any specific kind or variety of quote/saying or whatever then let me know and i will find one, im getting an expert at finding these positive quotes now haha

Tezzadp

Spendless said:

I like the daily quotes too. I even have a fav one  so far (it's the tree)  -lol.

Have you estimated yet when your debt will be paid? I know the target is before the 0 % is up but you've come so far in such a  short space of time, I wondered if you'd calculated if it would be sooner than that based on your current payments? 

Thanks, I posted another tree related one today just for you 

If you or anyone has any special quotes they would like to see then let me know and i will try my best to find some. I do have a lot more stored ready to use though so im no where near short of quotes to post yet. 

I havent managed to get an accurate date as of yet, im waiting to see how much i can pay off in total this month, as this is my first month on my increased wage and it will give me a rough idea of how much on average i can expect to pay each month, and i can get a rough idea of how long the total outstanding debt will take to pay off in full. I estimate roughly another 9 months after this month. But we will see. Hopefully sooner but you never know what is around the corner do you.

Thanks for your kind words and comment of encouragement 

Tezzadp

Food shopping day today after work. Total spent £35.81
I also went to Home bargains to get the dog biscuits/treats for the next month an half or so, £14.08 spent there. 

Direct debits today

Be Fibre Broadband monthly bill £21.00

Debt payments 

Natwest CC Daily payment £2.36 Total daily payments made this month £32.13

Total of all Natwest CC payments, including weekly payments made this month £61.13 leaving a balance of £4367.10

*This month refers to 30th April to 29th May (the day before pay day)

in_need_of_direction

tell me a 57 year old still has a chance

Tezzadp

in_need_of_direction said:

tell me a 57 year old still has a chance

Yes for sure, definitely you can. You can do anything you put your mind to, go for it