Hopefully debt free before Mortgage renewal in June 2026

ArtyJ931

https://forums.moneysavingexpert.com/discussion/comment/81943930#Comment_81943930

I checked mine last night and it has jumped again. I may not have fixed at the exact perfect moment but I am thankful that I did when I did

Tezzadp

I'm glad you fixed aswell. It has saved you a lot of money in the long run.

https://forums.moneysavingexpert.com/discussion/comment/81944002#Comment_81944002

Tezzadp

I have just made my daily £10.00 deposit into my investment pie.

Total Invested so far this month = £230.00

Total invested Overall = £1090.00

If you are interested in investing, you can get free shares up to £100 if you open a Trading212 account with this link > > https://www.trading212.com/invite/FMcH7elUError

You can take a look at my Trading212 investment pie in more detail here > https://www.trading212.com/pies/ltzw4Wew651jgq4oGrepyrZJB4TgC

Tezzadp

…………………………………

Tezzadp

End of March update. No real change from the weekend update really. The war continuing to have an effect on the whole of the stock market across all sectors. My investment pie has picked up slightly since the start of the week and is now down -£47.28 (4.34%) and considering some individual stocks are down up to 40%, being only -4.34% down overall is not bad and shows why holding ETFs with a wide range of individual stocks is less volatile and risky than holding a few single stocks on there own. Also, with pound cost averaging i should see positive results when the markets recover at some point in the future.

If you are interested in investing, you can get free shares up to £100 if you open a Trading212 account with this link > > https://www.trading212.com/invite/FMcH7elU

You can take a look at my Trading212 investment pie in more detail here > https://www.trading212.com/pies/ltzw4Wew651jgq4oGrepyrZJB4TgC

Tezzadp

Just a quick note to say my employer is going ahead with the cut in weekly hours to our contracts. I had no reply or consultation to my email of questions and concerns regarding the changes. I kind of knew from the outset that they would go ahead with it anyway tbh. I am unsure whether to take it further via ACAS and end up going down the tribunal route as it is a long stressful process and may end up costly to me if i end up having to get a solicitor, i know i could do it without one but i would have to invest the time into researching and doing things properly.

I am unsure what action to take at the moment, i will have to think about whether it is worth taking tribunal action or just try and find alternative employment instead. Stressing me out quite a bit at the moment as i don't know what to do for the best as i don't really know how strong my individual case is in regards to success at a tribunal. I will have a think over the bank holiday weekend 🫶🏼❤️

in_need_of_direction

are you a tu member?

Tezzadp

https://forums.moneysavingexpert.com/discussion/comment/81945232#Comment_81945232

unfortunately not. we don't have a union

ArtyJ931

What a shame. I hope it doesn't muck up your BH weekend too much stressing about it.

in_need_of_direction

I know the reduction in hours will be a big hit for you but you should give yourself a massive pat on the back for how your resilience has increased. If the debt hadn’t been cleared and the mortgage fix wasn’t in place, things would be a lot grimmer.