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Joyous January's No-Spend Days Challenge!

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Comments

  • cathybird said:
    Not one for me, I have been booking a trip away, think I've got most of it organised now. :)
    Ooh, lovely! Have a great time 💐
  • CrazyBee787
    CrazyBee787 Posts: 1,433 Forumite
    1,000 Posts First Anniversary Name Dropper Photogenic
    edited 21 January 2025 at 6:30PM
    cathybird said:
    Not one for me, I have been booking a trip away, think I've got most of it organised now. :)
    ooh sounds exciting anywhere nice? - Not for me today I have been to the garage and had lunch with fuel purchase, I toook sfd to doctors and needed to get something, that is my excuse and I am sticking with it!
  • Claiming 15 of 20 today.
    #15 Save £12k in 2026 £6000/£12000


  • AuntieL
    AuntieL Posts: 502 Forumite
    500 Posts Second Anniversary Name Dropper Photogenic
    NSD for me today 😁

    @cathybird I hope you have a lovely holiday when it comes 😎🧳
    Debt-free journey started August 2023. DF 02/09/2024 🥳 (except mortgage)
    April 2026 NSD Challenge 0/15

    MFW 2025 #45
    Jan 2016 Mortgage = £150,894 (23years 0months)
    Current outstanding = £90,256.60 (10years 1month)
    2024 Overpayment = £675.66
    2025 Overpayment = £710/£700
    2026 Overpayment = £357.72/£1000
  • Tjh1412
    Tjh1412 Posts: 249 Forumite
    Tenth Anniversary 100 Posts Name Dropper Photogenic
    One for today please
  • KajiKita
    KajiKita Posts: 10,062 Forumite
    10,000 Posts Fifth Anniversary Name Dropper Photogenic
    NSD today 😊

    KK
    As at 17.04.26:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £216,847
    - OPs to mortgage = £18,925 Estd. interest saved = £9,670 to date
    c. 16 months reduction in term
    Fixed rate 3.85% ends October 2030

    Read 30 books of target 52 in 2026 as @ 4th May. 
    Produce tracker: £93 of £400 in 2026

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
  • cuddlymarm
    cuddlymarm Posts: 2,322 Forumite
    Part of the Furniture 1,000 Posts
    Not not one for me today, but I did get a lovely fascinator for my sons wedding from an outlet mall ( with an extra 10% off 😀

    Pay off by Xmas 2026 £175/£2324.67
    February NSDs 6/15
    February PADs £55
    February grocery challenge £67.42/£200
  • cathybird
    cathybird Posts: 16,571 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    @Thriftymissus @CrazyBee787 @AuntieL thank you :) It's to see family & friends, a long way so not a cheap trip but looking forward to it xx :)
  • cathybird
    cathybird Posts: 16,571 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 22 January 2025 at 8:07PM
    January 2025 NSD challenge


    Off to a start = image 

    5 days = image 

    10 days = image 

    15 days = image 

    20 days = image 

    Target reached = image 

    Target beaten = image 


    January targets


    AuntieL 18/20  image  image  image  image


    bamboo socks 2/10  image


    beanielou 21/19  image  image  image  image  image  image  image 


    BestnamesRgone 15 


    bloomfelt 8/10  image  image


    Bluefeathers32 10 


    Caeraugirl 15/20  image  image  image  image 


    Cassingtonbear 4/15  image 


    cathybird 14/15  image  image  image


    Combenew 10 


    craftingmad 2/16  image


    Crazybee787 16/19  image  image  image  image


    cuddlymarm 14/15  image  image  image


    Diane1276 10 


    Dizzycap 20/27  image  image  image  image  image 


    Doris17 15/15  image  image  image  image  image 


    felicityBD15 2/10  image


    Flick85 3/10  image


    Frugalontoast 8/15  image  image


    Honeysucklelou2 4/10  image


    Jay1 2 10/10  image  image  image  image


    KajiKita 18/20  image  image  image  image 


    Lanky larry 9/20  image  image 


    laura lau 11/18  image  image  image


    laurenh1 18/20  image  image  image  image


    lilian1977 5/20   image  image


    LittleMissDetermined 9/16  image  image


    Louise600 6/10  image  image


    Makingabobor2 9/15  image  image


    Money Choices 6/10  image  image


    Nexgenn 6/10  image  image


    Nintud 2/8  image


    QueenJess 13/15  image  image  image


    Optimistic Saver 13/20  image  image  image


    Pauper1 12/20  image  image  image


    peacocking 14/25  image  image  image


    Rupacomp  


    Sausageroll14 5/20  image  image


    Saver-upper 12/15  image  image  image


    SecondStar 10/15  image  image  image


    SerenitySeven 10 


    short bird 13/18   image  image  image


    Thriftymissus 17/22   image  image  image  image


    Tjh1412 15/15  image  image  image  image  image 


    try harder 15 


    tryingmybesthonest 22 



    To see the updated results for January on phone or tablet, click here :)


    🌞 🌞  Everyone welcome to join! 🌞 🌞

  • Dizzycap
    Dizzycap Posts: 1,891 Forumite
    1,000 Posts Second Anniversary Photogenic Debt-free and Proud!
    edited 22 January 2025 at 1:36AM
    cathybird said:
    Not one for me, I have been booking a trip away, think I've got most of it organised now. :)
    I really hope you have a great time and enjoy! NSD's just have to be broken if and when the right time / deal comes along for something you need. A break is something everyone needs <3
    Doris17 15/15 ;)
    Today is going to be another NSD for me 20/27 and it's maracas time! - I love this gif <3 For whatever reason, it makes me laugh :D
    Happy NSD's everyone:-)
    ~ NSD 2026 Challenge May 7/10 (5)
    # No.12 Save £2 a Day 2026 £304.15 / £730 (5)
    # No.2 Save 1p A Day Challenge 2026 £295.85 / £667.95 (5)
    # No.4 Save £12k in 2026 - £7495.78 / £12,000 (5)
    £10-a-Day Challenge 2026 - £89.85 / £1825 (5)
    No.8 Sealed Pot Challenge 19 (24/10) 286.45 / £400 (5)
    # No.27 - Top Up EP 2 £350 / £2880 (5).
    # Make £2026 in 2026 - Completed
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