Debt-free journey started August 2023. DF 02/09/2024 🥳 (except mortgage)
April 2026 NSD Challenge 0/15
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Joyous January's No-Spend Days Challenge!
Comments
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A NSD today.2026 decluttering: 1,099 🤑🥉 ⭐️🥈🥇 ⭐️ ⭐️💎 ⭐️ ⭐️ ⭐️ ⭐️ ⭐️🏆⭐️
2026 use up challenge: 302🥉 ⭐️🥈🥇 ⭐️ ⭐️💎 ⭐️🏆⭐️
2026 decluttering goals I Use up Challenge: 🥉52 🥈100 🥇250 💎365 🏆1,000 👑3,000I 🥉25 🥈50 🥇100 💎150 🏆300 👑1,0001 -
Hi @cathybird 13/19 please, Thank you, a pure no spend day today.
Goals for 2026: -
- Save £4000 EF
- Save for a holiday if possible as well (secondry)
- No spends days 15+
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Sorry for not checking in- family crisis in progress that's taking up all my time. 12/15 for me though, I'm still in the running
About 35k March 24
<then many hours working, little sleep, much grumbling>
Now:
£13577 Jan 25
£9500 Dec 252 -
Another NSD for me today 😀MFW 2025 #45
Jan 2016 Mortgage = £150,894 (23years 0months)
Current outstanding = £90,256.60 (10years 1month)
2024 Overpayment = £675.66
2025 Overpayment = £710/£700
2026 Overpayment = £357.72/£10001 -
Another one for me today, hopefully no spends until Saturday this week with work keeping me busy1
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NSD Wednesday today 😊
KKAs at 17.03.26:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £219,071
- OPs to mortgage = £17,793 Estd. interest saved = £9,021 to date
c. 16 months reduction in term
Fixed rate 3.85% ends October 2030
Read 26 books of target 52 in 2026 as @ 12th April.
Produce tracker: £78 of £400 in 2026
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.1 -
Yesterday, another NSD.
And today.... I think.... yes definitely, now I've said it I won't go shopping online! 😇Toodle-pip :hello:1 -
7 NSDs so far1
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@peacocking sorry to hear about the family crisis, hope you are OK xx0
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