The Top Regular Savers Discussion Thread

happybagger

topyam said:

happybagger said:

@Bridlington1
Apologies if I have missed this if it has already been posted, as I tend to skip through a lot of posts in this thread these days.

Dudley BS have two versions of a Festive Regular Saver
£0 to £250 p/m (though min £50 to open)
Unlimited withdrawals
One online, one branch/post. Looks like both can be opened.
1 year term, 13th deposit permitted, 5.50% variable 

both accounts link from here

What's the difference in the two?

"One online, one branch/post. Looks like both can be opened"

surreysaver

CricketLady said:

First Direct 7% regular saver - just a heads up that mine matured on Saturday 13th, the money was available for me to withdraw on Sunday 14th and I was able to request a new one to start on that same day (Sunday).

It still isn't open yet (Friday 19th) which means that First Direct's lead time could be about a week currently for this account. They've sent a lovely apologetic text and when I log in I have a message explaining how inundated they have been for this account, that "one has been reserved for (me)" but that it might take longer to open than usual.

This is all fine by me, but I just thought it might be useful for anyone with one about to mature to know (or if you start an application from scratch.)

Lots of love
xxx

Mine matured on Wednesday and my new one opened the same day!
Although I did apply for the new one as soon as the old one disappeared 

Bobblehat

happybagger said:

@Bridlington1
Apologies if I have missed this if it has already been posted, as I tend to skip through a lot of posts in this thread these days.

Dudley BS have two versions of a Festive Regular Saver
£0 to £250 p/m (though min £50 to open)
Unlimited withdrawals
One online, one branch/post. Looks like both can be opened.
1 year term, 13th deposit permitted, 5.50% variable 

both accounts link from here

Good call HB 

Anyone applied for this as a new customer recently? I'm just wondering what the lead time is from application to opening. TIA

mon3ysav3r

Bobblehat said:

happybagger said:

@Bridlington1
Apologies if I have missed this if it has already been posted, as I tend to skip through a lot of posts in this thread these days.

Dudley BS have two versions of a Festive Regular Saver
£0 to £250 p/m (though min £50 to open)
Unlimited withdrawals
One online, one branch/post. Looks like both can be opened.
1 year term, 13th deposit permitted, 5.50% variable 

both accounts link from here

Good call HB 

Anyone applied for this as a new customer recently? I'm just wondering what the lead time is from application to opening. TIA

I just opened it online as a new customer, just a few minutes, no waiting for emails with details, and nothing needed to be posted out to me, just one SMS one time passcode to enter, honestly one of the quickest I have ever opened. I chose to make first deposit with debit card, and that was smooth also.

Bobblehat

mon3ysav3r said:

Bobblehat said:

happybagger said:

@Bridlington1
Apologies if I have missed this if it has already been posted, as I tend to skip through a lot of posts in this thread these days.

Dudley BS have two versions of a Festive Regular Saver
£0 to £250 p/m (though min £50 to open)
Unlimited withdrawals
One online, one branch/post. Looks like both can be opened.
1 year term, 13th deposit permitted, 5.50% variable 

both accounts link from here

Good call HB 

Anyone applied for this as a new customer recently? I'm just wondering what the lead time is from application to opening. TIA

I just opened it online as a new customer, just a few minutes, no waiting for emails with details, and nothing needed to be posted out to me, just one SMS one time passcode to enter, honestly one of the quickest I have ever opened. I chose to make first deposit with debit card, and that was smooth also.

Perfect ... appreciate the quick reply 

Hattie627

happybagger said:

@Bridlington1
Apologies if I have missed this if it has already been posted, as I tend to skip through a lot of posts in this thread these days.

Dudley BS have two versions of a Festive Regular Saver
£0 to £250 p/m (though min £50 to open)
Unlimited withdrawals
One online, one branch/post. Looks like both can be opened.
1 year term, 13th deposit permitted, 5.50% variable 

both accounts link from here

Opened the online version by logging into Dudley as an existing customer. Account opened, and showing, within a couple of minutes. First payment made by debit card. Of note is the unlimited penalty-free withdrawals (unlike earlier Dudley RS's opened in the summer).

PowerSavingMode

happybagger said:

@Bridlington1
Apologies if I have missed this if it has already been posted, as I tend to skip through a lot of posts in this thread these days.

Dudley BS have two versions of a Festive Regular Saver
£0 to £250 p/m (though min £50 to open)
Unlimited withdrawals
One online, one branch/post. Looks like both can be opened.
1 year term, 13th deposit permitted, 5.50% variable 

both accounts link from here

Dudley BS Festive Regular Saver

Thank you SO much for posting this; I must have missed this RS!

Bridlington1

Stafford Railway BS Interest Rate Cuts 23/1/26:

Stafford BS Regular Saver (Issue 1) ~~~ Reduces from 4.4% to 4.15%

Hattie627

charlie12525 said:

Hattie627 said:

Re: Principality (please scroll past if you're not interested in the PBS RS saga)

I've been away for a week and just catching up on this thread and on RS administration.

I have two Principality RS's both maturing on 22nd December. One is a Christmas 2025 RS and the other is a Two Year Healthy Habits RS.

I entered online maturity instructions for both on 8th December, just before heading off. For one of them I asked for a rollover to a (second) Christmas 2026 RS and for the other one a rollover to (another) 6 month RS Issue 4.

I've returned home to a secure message (just one) from Principality rejecting my instructions on the basis that I am already a holder of the rollover account requested. The secure message doesn't quote the relevant account number or identify the account by type (just talks about "regular saver bond"). It does refer to the maturity date of 22nd December but that doesn't help to identify the account to which the message relates as they both mature on 22nd December. 

Not sure where I stand and would prefer not to phone for clarification (for obvious reasons).

Just wondered if anyone else is in this situation and has been able to work out which account the single message relates to.

Why does it matter?
You can't change it.
Just wait until maturity and you will have your answer.

Wrong on both counts.

It matters that a customer's maturity instructions to rollover to an account which the customer was invited to rollover to in the maturity options menu have been countermanded without reference to the customer. It matters that the countermand message did not make it clear which of two accounts maturing on the same date the countermand relates to. Unacceptable.

And I have changed it. Phoned PBS and complained to a customer service assistant who confirmed which account the countermand referred to. After discussion with a supervisor, they agreed that my original instruction should stand. The countermand has been countermanded. 

Bridlington1

West Brom BS Fixed Rate Regular Saver (Issue 7) at 6% is now NLA.