The Top Regular Savers Discussion Thread

Bridlington1

AIB Interest Rate Reductions 6/1/26:

AIB (NI) Regular Saver ~~~ NO CHANGE ~~~ Remains at 6%

trickydicky14

Bridlington1 said:

West Brom BS Fixed Rate Regular Saver (Issue 7) at 6% is now NLA.

That's a pain, my current one matures in about 10 days.

Hattie627

trickydicky14 said:

Bridlington1 said:

West Brom BS Fixed Rate Regular Saver (Issue 7) at 6% is now NLA.

That's a pain, my current one matures in about 10 days.

Mine matures on 13th January. I think it had gone "branch only" a while back, so I wouldn't have been able to renew it anyway.

surreysaver

trickydicky14 said:

Bridlington1 said:

West Brom BS Fixed Rate Regular Saver (Issue 7) at 6% is now NLA.

That's a pain, my current one matures in about 10 days.

Which you wouldn't have been able to renew online anyway!

Kim_13

West Brom

Would be nice if they'd relaunch a lower rate and make it available online again. I don't want to refresh my Halifax as it's nicely in the middle of two other maturities. Nowhere to put the proceeds currently.

Bridlington1

Just to make you all aware the Save £12k in 2026 challenge (or any other amount to challenge yourself!) has now been launched.

This is a challenge that has been run by @enthusiasticsaver and @Suffolk_lass for the last few years and shall run again in 2026. The aim of the challenge is to encourage more people to save throughout the year and provide a space for people to record their progress.

Those participating in the challenge each set themselves a target for how much they'd like to save during 2026 and then regularly post how much they've actually managed to save each month, which is recorded in a spreadsheet maintained by @enthusiasticsaver and @Suffolk_lass.

Many people use regular savers as a way to help them stay motivated to save some money aside each month whilst simultaneously benefitting from earning a higher rate of interest for doing so, if this is you then I would strongly recommend having a look at the Save £12k in 2026 Challenge.

The scopes of our respective threads remain unchanged by this announcement, however a link to the challenge now appears on page 1 of this thread for future reference, in turn a link to this thread now appears on page 1 of the Save £12k in 2026 Challenge.

happybagger

Bridlington1 said:

West Brom BS Fixed Rate Regular Saver (Issue 7) at 6% is now NLA.

Good, they allow you to open different issues so hopefully they'll bring one out at 5.75% fixed 

saverkev

Co-op

Notification received about interest rate changes in view of Base rate reduction - no change to the 7% variable interest rate Regular Saver 

happybagger

Chorley BS w/e 16/1/26, slight change:

Regular Saver (all issues, NLA and open) from 5.15 to 5.10%
Regional 2 Year Flexible Saver also from 5.15 to 5.10%

source: email

Bridlington1

Zopa Interest Rate Changes 1/2/26:

Zopa Regular Saver Pot ~~~ NO CHANGE ~~~ Remains at 7.1%