The Top Regular Savers Discussion Thread

castle96

Born2Save_3 said:

surreysaver said:

Born2Save_3 said:

Chaykin said:

Newcastle BS / Manchester BS Festive RSs:

Who knows - maybe they will put up QR codes in branches?

Yes please, if anyone comes across a QR code, please take a photo or use a scanning app to convert to a URL.  This would be very helpful to many people here.

After all it is unfair to local people who work night shift all of the time, or people who are immuno compromised and are clinically extremely vulnerable to airborne viruses; and there's many more valid cases why visiting a local branch may not be practical or even life threatening.

I've still to pop up to Stafford to take money out of my Regular Saver there.  I'll see if I can pop into Manchester on my way back (although the T&Cs aren't clear if we can take money out online after maturity)...

Thanks, that would be very helpful, plus anything further you can find out.

I've withdrawn money from Stafford BS previously by post with a passbook and their withdrawal form and it all went well. I have a Pullman account with them to keep membership longer term and I have a feeling that it might be possible to make withdrawals from this account without posting a passbook to them.

Yes - passbook and form

castle96

Progressive - new 7% RS var unltd w/ds. I cant close existing 5.5% and open this. Duh

happybagger

Re: Stafford Railway BS withdrawals

Last time I called in the branch to withdraw they reiterated their withdrawals by post required a letter or signed withdrawal form, and the passbook to be sent. They would send a cheque, or would send it by faster payments if they already held the completed bank account form.

I completed one while in the branch so they have those details registered, and they sent the funds by FP. They were in my account later the same day.

But by post, you still need to send the passbook.

nomorekids

castle96 said:

Progressive - new 7% RS var unltd w/ds. I cant close existing 5.5% and open this. Duh

Being held to ransom by a quid also here, annoying isn't it?

Kim_13

happybagger said:

Re: Stafford Railway BS withdrawals

Last time I called in the branch to withdraw they reiterated their withdrawals by post required a letter or signed withdrawal form, and the passbook to be sent. They would send a cheque, or would send it by faster payments if they already held the completed bank account form.

I completed one while in the branch so they have those details registered, and they sent the funds by FP. They were in my account later the same day.

But by post, you still need to send the passbook.

Went looking for the forms and found a nominated bank account form and faster payment withdrawal request slips that required the details of the nominated account to be written again. I assume it's still necessary to fill in the former before using the latter? Hopefully they'll accept them in the same envelope, to save postage.

allegro120

nomorekids said:

castle96 said:

Progressive - new 7% RS var unltd w/ds. I cant close existing 5.5% and open this. Duh

Being held to ransom by a quid also here, annoying isn't it?

I get them out of my head as soon as I know that I'm not eligible. Hopefully when my issue 3 matures Progressive will have something decent to replace it with. 

happybagger

Kim_13 said: Hopefully they'll accept them in the same envelope, to save postage.

SRBS: Can't see why not. I filled in the bank account form in branch at the same time as asking for the withdrawal and handing over the passbook.

Born2Save_3

Kim_13 said:

happybagger said:

Re: Stafford Railway BS withdrawals

Last time I called in the branch to withdraw they reiterated their withdrawals by post required a letter or signed withdrawal form, and the passbook to be sent. They would send a cheque, or would send it by faster payments if they already held the completed bank account form.

I completed one while in the branch so they have those details registered, and they sent the funds by FP. They were in my account later the same day.

But by post, you still need to send the passbook.

Went looking for the forms and found a nominated bank account form and faster payment withdrawal request slips that required the details of the nominated account to be written again. I assume it's still necessary to fill in the former before using the latter? Hopefully they'll accept them in the same envelope, to save postage.

Yes, that's what I did; both forms in same envelope, together with a few others. But if in doubt or it is more complicated/more accounts, best to call in advance to clarify/get agreement.

jameseonline

I've selected to reinvest £1 into Save & Support option for Market Harborough & rest to my nominated Virgin Money account, I'm going to assume the todays balance figure means there will be more money due at maturity?.

I got to the end of the maturity pages & it does state if no instructions given money will go into an easy access account so guessing that's what happens if you don't press the done button.

where_are_we

Principality maturity debate on XMAS 26 RS v 6 Month RS 4 - I am not sure whether I will have the choice. Today I received maturity letter for 6 Month RS 3 ending 30 November. They ask me to visit www.principality.co.uk/RSBmaturityproducts which offer Xmas 26 RS as my available option but not 6 Month RS4. Their postal maturity form does not have either of the aforementioned products as a maturity choice but strangely they have included leaflets of these two products. There is no online maturity option yet, but I presume it will appear in a couple of days and there will be the choice of the two products and I will be able to add to my tally of 6 Month RS 4`s by my usual method of reinvesting £200 in a new 6 Month RS4 and sending the remainder to my nominated account.