The Top Regular Savers Discussion Thread

jameseonline

Kim_13 said:

MHBS Options, nothing exclusive about those.

As I suspected, the funds won’t land until 1 December: 

Important dates:

• Your Fixed Term Regular Saver Account Matures on 30th November 2025

• You need to provide your instructions by 5.00pm Friday 28 November 2025

• The instruction you provide for your account will be completed and any funds released

by 5.00pm the latest on 1 December 2025

A leaflet was attached for an otherwise unmentioned Save and Support Easy Access paying 1%, which I assume is the default for anyone who doesn’t submit instructions.

So I'll need to select the 30 day & have £1 in it to keep a relationship it seems so option B for me

jameseonline

Cweb said:

MHBS

Save & Support appears to be the default instant access saver which despite literature can be opened and operated online. I've opened this for society membership continuity since is a £1 account then is option D to pay the maturity funds all away as nothing competitive for me.

Oh there's another account I could get then, hmm

Born2Save_3

NCL BS Festive RS Application

I've played the the application URL, 

https://services.newcastle.co.uk/applications/apply?productId=NCLRSA1

, a bit, and if it is available it is not obvious.

And same for Manchester, 

https://services.manchester.co.uk/applications/apply?productid=MANRSB

Maybe this will change and online application will be possible, like the NCL Monument RS.

Chaykin

Newcastle BS / Manchester BS Festive RSs:

Who knows - maybe they will put up QR codes in branches?

where_are_we

MHBS Fixed Term RS maturity - disingenuous of them and not much show of loyalty to not offer the obvious follow on savings product ie another Fixed Term RS when they are currently offering a competitive FTRS (30/11/26) @5.8% fixed no withdrawals or early closure which is only available in branch. 
Thanks to "jamesonline" - another vote for Option B - £1 to new 30 day notice account (to keep a membership presence) and remainder to nominated account. 

clairec666

Born2Save_3 said:

NCL BS Festive RS Application

I've played the the application URL, 

https://services.newcastle.co.uk/applications/apply?productId=NCLRSA1

, a bit, and if it is available it is not obvious.

And same for Manchester, 

https://services.manchester.co.uk/applications/apply?productid=MANRSB

Maybe this will change and online application will be possible, like the NCL Monument RS.

Worth pointing out, in case anyone didn't realise, that those links take you to the lower-paying regular savers (5.25% and 5.5%), not the new festive ones.

happybagger

Chaykin said:

Newcastle BS / Manchester BS Festive RSs:

Who knows - maybe they will put up QR codes in branches?

Surely if you're in the branch you'll open it there and then rather than mess about with a phone?

Chaykin

happybagger said:

Chaykin said:

Newcastle BS / Manchester BS Festive RSs:

Who knows - maybe they will put up QR codes in branches?

Surely if you're in the branch you'll open it there and then rather than mess about with a phone?

Yes, probably. I was just referring to what Newcastle BS did with their Monument Regular Saver which is still advertised as being able to be opened "by a QR code exclusively available from our Monument branch". I don't know but suspect that said QR code is/was (?) linking to the correct URL for opening online. This URL was also available for a time on their website but they since removed it and the URL no longer works - it just says "Sorry, this product is no longer available".

flaneurs_lobster

Chaykin said:

happybagger said:

Chaykin said:

Newcastle BS / Manchester BS Festive RSs:

Who knows - maybe they will put up QR codes in branches?

Surely if you're in the branch you'll open it there and then rather than mess about with a phone?

Yes, probably. I was just referring to what Newcastle BS did with their Monument Regular Saver which is still advertised as being able to be opened "by a QR code exclusively available from our Monument branch". I don't know but suspect that said QR code is/was (?) linking to the correct URL for opening online. This URL was also available for a time on their website but they since removed it and the URL no longer works - it just says "Sorry, this product is no longer available".

I'm afraid that this is what happens when Building Societies decide to have "fun".

Wacky or what! 

allegro120

rallycurve said:

Principality BS

Regarding the renewal of a matured RS, would it be better to renew to an additional 6 month regular saver at 7.50% (£200 pm) or go with an additional Christmas regular saver at 6.50% (£150pm) but lasting for a full year? 

I am assuming it'll be possible to have multiple Christmas RS too via maturity instructions

I've picked 6 months this time.  Can't remember what tipped the scale, but it wasn't a simple decision to make. Last year I picked Christmas.

If in 6 months time the 6 Months RS will be still available at the same rate and the maturity scheme is still going, then 6M was the right decision to make. Otherwise, Christmas looks more attractive because of its length.