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The Top Regular Savers Discussion Thread

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  • friolento
    friolento Posts: 2,697 Forumite
    1,000 Posts Second Anniversary Name Dropper Photogenic
    edited 21 October at 5:05PM
    Aidanmc said:
    mhoc said:
    Hanley - I had really bad issues getting the verification code but eventually it came through and I've funded.

    I got the welcome email with the sort code etc but it does not actually give the  Hanley account reference number for me to set up the standing order so I will ring them a bit later - I like to tick all boxes from day one

    Please can I ask is there an app or is it just the online webpage?

    We were looking forward to a little drive to Stone this morning so thats saved a job :) 



    Your account reference is the application reference shown on the final screen saying ‘thank you’. 
    Are you sure? I asked this question here earlier and someone said they were different?
    I held off funding until i'm sure

    Mine were different numbers but it seems you can use either for your first deposit.

    This is from their FAQ:



    Takes ages for them to credit though. From memory, a deposit only shows on the next working day.
  • HEBS

    Woops, i didn't take down my reference number either.
    Give them a call. They’ll give you the account reference number by phone if you need it. 
    Digital Payback

    The National Lottery : A tax on those who aren’t good at maths.
  • friolento said:
    Aidanmc said:
    mhoc said:
    Hanley - I had really bad issues getting the verification code but eventually it came through and I've funded.

    I got the welcome email with the sort code etc but it does not actually give the  Hanley account reference number for me to set up the standing order so I will ring them a bit later - I like to tick all boxes from day one

    Please can I ask is there an app or is it just the online webpage?

    We were looking forward to a little drive to Stone this morning so thats saved a job :) 



    Your account reference is the application reference shown on the final screen saying ‘thank you’. 
    Are you sure? I asked this question here earlier and someone said they were different?
    I held off funding until i'm sure

    Takes ages for them to credit though. From memory, a deposit only shows on the next working day.
    I asked about bank transfers to the account. You are correct. I was told by a Henley agent that they are not part of the bank faster payment scheme, so the earliest faster payments appear in account is the next day. 
    Digital Payback

    The National Lottery : A tax on those who aren’t good at maths.
  • BestSeagull
    BestSeagull Posts: 261 Forumite
    100 Posts Second Anniversary Photogenic Name Dropper
    friolento said:
    Aidanmc said:
    mhoc said:
    Hanley - I had really bad issues getting the verification code but eventually it came through and I've funded.

    I got the welcome email with the sort code etc but it does not actually give the  Hanley account reference number for me to set up the standing order so I will ring them a bit later - I like to tick all boxes from day one

    Please can I ask is there an app or is it just the online webpage?

    We were looking forward to a little drive to Stone this morning so thats saved a job :) 



    Your account reference is the application reference shown on the final screen saying ‘thank you’. 
    Are you sure? I asked this question here earlier and someone said they were different?
    I held off funding until i'm sure

    Mine were different numbers but it seems you can use either for your first deposit.

    This is from their FAQ:



    Takes ages for them to credit though. From memory, a deposit only shows on the next working day.
    I was told that the payments are backdated to when they are received at Hanley, even though it takes longer for them to appear in the individual account
  • friolento
    friolento Posts: 2,697 Forumite
    1,000 Posts Second Anniversary Name Dropper Photogenic
    HANLEY crediting rules from their savings T&Cs



    However, in your account opening email they also stateFrom the date you fund this account there will be a 10 day stop on any withdrawals. This is to enable us to complete our processes and back ground checks.

  • Hattie627
    Hattie627 Posts: 511 Forumite
    100 Posts Second Anniversary Name Dropper
    Hanley BS

    I'm a new customer and opened the account successfully. Paid in £300 by debit card as part of the opening process.

    Can't get access online as waiting for User ID to come by snail mail, so don't have account number.

    Can I use the application reference in the reference field to set up a SO? CoP not giving a match today but perhaps will tomorrow.


  • saverkev
    saverkev Posts: 95 Forumite
    Fifth Anniversary 10 Posts Name Dropper
    edited 21 October at 6:31PM
    Hanley have now released TAR10 which is the online version of their Smart Saver - all easily opened through online banking and account now showing in the app.

    It's £300/month for 12 months at 6.5% AER variable - maximum balance of £3,600 - the account allows two penalty-free withdrawals per tax year, otherwise withdrawals allowed but with a loss of interest.

    https://www.thehanley.co.uk/savings/products/1-year-online-smart-saver-tar10

    Hanley

    Thanks
    ordnancesurvey84
    Opened as new customer - unable to get text verification for some reason so asked for email instead - opened ok and will fund in the morning using the reference number from the application approved page. Probable going to reduce payments to 6% Monmouthshire to fund this and anything else which may hopefully become available (Scottish On line - Principality Christmas)
  • Born2Save_3
    Born2Save_3 Posts: 128 Forumite
    Part of the Furniture 100 Posts Name Dropper Combo Breaker
    Hanley BS recent Regular Savers
    Specifically :
    1 Year Online Smart Saver (TAR10)
    1 Year Branch Smart Saver (TAR09)

    I don't see anything in the summary terms or the general terms conditions that prohibit having both accounts.  Or does anyone have information to the contrary ?
    Of course the challenge is how to open the Branch version by post or remotely in some way.

    Has anyone found the Summary Terms as a pdf or similar for either/both of these accounts ?  When I opened the online account from being logged in, only the FSCS pdf was found, the others were missing (404).

    This is also an RS that requires deposits to be made or there will be consequences if missing 3 or more months in total over the term.  In the event of missing 3 or more months contributions, would HEBS actually do what they state.

  • allegro120
    allegro120 Posts: 2,142 Forumite
    1,000 Posts Second Anniversary Name Dropper
    Aidanmc said:
    Hanley EBS......I applied as a new customer. Found it dead easy, filled the form online, account opened quickly, just got to wait for a used ID  in the post. One of the easiest accounts to open. Well pleased.
    Not for me. Applied this morning, got email “application saved successfully” but the account is not opened. I’ve tried as an existing customer too, no luck with that either. 
    Hanley EBS......I applied as a new customer. Found it dead easy, filled the form online, account opened quickly, just got to wait for a used ID  in the post. One of the easiest accounts to open. Well pleased.
    Not for me. Applied this morning, got email “application saved successfully” but the account is not opened. I’ve tried as an existing customer too, no luck with that either. 
    Did you try the 'Complete your application' link in the email?
    Yes I did, it brought me back to the same point. I think I've tried everything now, even deleting cookies and trying different browsers.  I guess I'll have to call Hanley tomorrow. 
  • Aidanmc
    Aidanmc Posts: 1,479 Forumite
    Eighth Anniversary 1,000 Posts Name Dropper
    Hattie627 said:
    Hanley BS

    I'm a new customer and opened the account successfully. Paid in £300 by debit card as part of the opening process.

    Can't get access online as waiting for User ID to come by snail mail, so don't have account number.

    Can I use the application reference in the reference field to set up a SO? CoP not giving a match today but perhaps will tomorrow.


    It seems to suggest that the application reference can be used for the first deposit but i don't know about subsequent ones. I would wait until you get online access and get the account number, still be in time for Nov deposit.
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