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The Top Regular Savers Discussion Thread

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Comments

  • friolento
    friolento Posts: 2,703 Forumite
    1,000 Posts Second Anniversary Name Dropper Photogenic
    Aidanmc said:
    Hanley Smart Saver - I applied not as an existing customer (closed account only) and this was successful. Lots of stuff prepopulated, immediately got email confirmation and online got account details with same username  - so no customer duplication. However no COP as yet but I was able to override and make the deposit.
    Can i ask if you know, was the application reference number and the actual account number the same?
    I have application reference number but i'm completely new customer, so no online access yet.

    They are different
  • Hattie627
    Hattie627 Posts: 514 Forumite
    100 Posts Second Anniversary Name Dropper
    So if it’s annual interest every August, then August 2026 you will receive interest from period October 2025 - August 2026, but the rest of the interest for your 12 month term towards the back end (when most interest is accrued due to higher balance) will only be paid in August 2027? Approx 10 months after maturity? 
    You should be able to close the account into which the RS morphs at maturity and get the interest for Aug 26 to Oct 26 (I hope!)
  • Kim_13
    Kim_13 Posts: 3,700 Forumite
    Tenth Anniversary 1,000 Posts Name Dropper Photogenic
    So if it’s annual interest every August, then August 2026 you will receive interest from period October 2025 - August 2026, but the rest of the interest for your 12 month term towards the back end (when most interest is accrued due to higher balance) will only be paid in August 2027? Approx 10 months after maturity? 
    I’d assume it would be like Virgin Money’s quarterly interest issue - you can force it to be paid earlier by closing the account once matured. But that would put it all in 2026/2027.
  • friolento
    friolento Posts: 2,703 Forumite
    1,000 Posts Second Anniversary Name Dropper Photogenic
    Hanley 

    I applied online as existing customer. Account opened instantly, email with payment information also arrived immediately. Payment sent, though - as usual  :# - Santander can't do COP until next day, so I had to fall back yo old fashioned checking that I typed my numbers correctly.

    Many thanks to the forumite who posted the application link. Much appreciated.
  • ForumUser7
    ForumUser7 Posts: 2,525 Forumite
    1,000 Posts Third Anniversary Photogenic Name Dropper
    Hanley EBS

    Anyone sent in a postal application for the branch account please? If so, can you please keep us updated as to whether it is accepted? Thanks
    If you want me to definitely see your reply, please tag me @forumuser7 Thank you.

    N.B. (Amended from Forum Rules): You must investigate, and check several times, before you make any decisions or take any action based on any information you glean from any of my content, as nothing I post is advice, rather it is personal opinion and is solely for discussion purposes. I research before my posts, and I never intend to share anything that is misleading, misinforming, or out of date, but don't rely on everything you read. Some of the information changes quickly, is my own opinion or may be incorrect. Verify anything you read before acting on it to protect yourself because you are responsible for any action you consequently make... DYOR, YMMV etc.
  • clivep
    clivep Posts: 661 Forumite
    Part of the Furniture 500 Posts Name Dropper
    edited 21 October at 1:15PM
    Hanley EBS
    What's the position regarding electronic payments in? Do they have to be from the nominated a/c?
    The general t's & c's say "If money is to be paid into your account by Electronic Payment, you or the payer sending the payment to you, will need to provide the unique identifier". So, payments in don't have to be from your nominated a/c or even an a/c in your name.
    However, on the application when you've selected initial payment by electronic transfer, it specifies payment from YOUR a/c. 


  • Slinky
    Slinky Posts: 11,238 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    Newcastle BS Monument

    Make hay; it's still available but likely not for long...



    Thanks for this, account opened. I tried logging into my existing NBS account but the Monument account wasn't an option. A new application using the same details as the existing NBS account has worked and I can now see both accounts listed when I log in.
    Make £2025 in 2025
    Prolific £617.02, Octopoints £5.20, TCB £398.58, Tesco Clubcard challenges £89.90, Misc Sales £321, Airtime £60, Shopmium £26.60, Everup £24.91 Zopa CB £30
    Total (4/9/25) £1573.21/£2025 77%

    Make £2024 in 2024
    Prolific £907.37, Chase Int £59.97, Chase roundup int £3.55, Chase CB £122.88, Roadkill £1.30, Octopus ref £50, Octopoints £70.46, TCB £112.03, Shopmium £3, Iceland £4, Ipsos £20, Misc Sales £55.44
    Total £1410/£2024 70%

    Make £2023 in 2023 Total: £2606.33/£2023  128.8%




  • subjecttocontract
    subjecttocontract Posts: 2,977 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Hanley EBS......I applied as a new customer. Found it dead easy, filled the form online, account opened quickly, just got to wait for a used ID  in the post. One of the easiest accounts to open. Well pleased.
  • allegro120
    allegro120 Posts: 2,147 Forumite
    1,000 Posts Second Anniversary Name Dropper
    Hanley EBS......I applied as a new customer. Found it dead easy, filled the form online, account opened quickly, just got to wait for a used ID  in the post. One of the easiest accounts to open. Well pleased.
    Not for me. Applied this morning, got email “application saved successfully” but the account is not opened. I’ve tried as an existing customer too, no luck with that either. 
  • jameseonline
    jameseonline Posts: 1,217 Forumite
    1,000 Posts First Anniversary Name Dropper
    mhoc said:
    Hanley - I had really bad issues getting the verification code but eventually it came through and I've funded.

    I got the welcome email with the sort code etc but it does not actually give the  Hanley account reference number for me to set up the standing order so I will ring them a bit later - I like to tick all boxes from day one

    Please can I ask is there an app or is it just the online webpage?

    We were looking forward to a little drive to Stone this morning so thats saved a job :) 


    Hanley do have an app, hope that helps
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