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The Top Regular Savers Discussion Thread

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Comments

  • Bridlington1
    Bridlington1 Posts: 4,432 Forumite
    1,000 Posts Third Anniversary Photogenic Name Dropper
    I will be sooo glad when a new topic comes along. I'm going to lay down in a dark room until it goes away.
    I would imagine Scottish BS'll come to your rescue at some point then, when I spoke to them they said they were hoping to launch their online RS either this week or next week.
    Thanks Bridlington but I've applied for the postal version so I can't now get excited about the upcoming online one as I can only have the one, unless you know different you old boundary pusher.
    I'm working on the assumption it's either the online version or the branch/post version, thus I haven't bothered with the postal version as I'd imagine (or at least hope) the online application shall be less faff and enable me to get my first deposit in closer to the end of the month than the postal version.
  • s71hj
    s71hj Posts: 1,100 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    I will be sooo glad when a new topic comes along. I'm going to lay down in a dark room until it goes away.
    I would imagine Scottish BS'll come to your rescue at some point then, when I spoke to them they said they were hoping to launch their online RS either this week or next week.
    Thanks Bridlington but I've applied for the postal version so I can't now get excited about the upcoming online one as I can only have the one, unless you know different you old boundary pusher.
    I'm working on the assumption it's either the online version or the branch/post version, thus I haven't bothered with the postal version as I'd imagine (or at least hope) the online application shall be less faff and enable me to get my first deposit in closer to the end of the month than the postal version.
    I'm sure one or two of us with the postal version may accidentally apply for the online one and find out how well their systems are set up for preventing an application for both. 
  • s71hj said:
    I will be sooo glad when a new topic comes along. I'm going to lay down in a dark room until it goes away.
    I would imagine Scottish BS'll come to your rescue at some point then, when I spoke to them they said they were hoping to launch their online RS either this week or next week.
    Thanks Bridlington but I've applied for the postal version so I can't now get excited about the upcoming online one as I can only have the one, unless you know different you old boundary pusher.
    I'm working on the assumption it's either the online version or the branch/post version, thus I haven't bothered with the postal version as I'd imagine (or at least hope) the online application shall be less faff and enable me to get my first deposit in closer to the end of the month than the postal version.
    I'm sure one or two of us with the postal version may accidentally apply for the online one and find out how well their systems are set up for preventing an application for both. 
    Keep pushing at the door and it may well open.
    I choose the rooms that I live in with care,
    The windows are small and the walls almost bare,
    There's only one bed and there's only one prayer;
    I listen all night for your step on the stair.
  • Hattie627
    Hattie627 Posts: 630 Forumite
    500 Posts Third Anniversary Name Dropper
    edited 12 October 2025 at 5:40PM
    I wonder when Principality will launch issue 5 of their 6 month?😏🤔
    Surely the Christmas 2026 RS will launch soon, before a new 6 month issue?

    Edited to add@ the Xmas 2025 RS launched on 24/10/24 so might be due in a couple of weeks. It's like waiting for your bus to come along except there's no tracker app
  • SFCooper
    SFCooper Posts: 67 Forumite
    10 Posts Name Dropper First Anniversary
    edited 12 October 2025 at 5:45PM
    I’ve opened the Lloyds RS @ 6.25% and maxed deposits each month. I’ve got another £200 available to save - can anyone suggest the next best option?
  • Hattie627
    Hattie627 Posts: 630 Forumite
    500 Posts Third Anniversary Name Dropper
    I will be sooo glad when a new topic comes along. I'm going to lay down in a dark room until it goes away.
    I would imagine Scottish BS'll come to your rescue at some point then, when I spoke to them they said they were hoping to launch their online RS either this week or next week.
    Thanks Bridlington but I've applied for the postal version so I can't now get excited about the upcoming online one as I can only have the one, unless you know different you old boundary pusher.
    Knowing the habits of the old lags on here, we'll all apply for the Scottish BS online version and hope for the best.
  • Bridlington1
    Bridlington1 Posts: 4,432 Forumite
    1,000 Posts Third Anniversary Photogenic Name Dropper
    Hattie627 said:
    I wonder when Principality will launch issue 5 of their 6 month?😏🤔
    Surely the Christmas 2026 RS will launch soon, before a new 6 month issue?

    Edited to add@ the Xmas 2025 RS launched on 24/10/24 so might be due in a couple of weeks. It's like waiting for your bus to come along except there's no tracker app
    They might do one, they might not do one though.

    In 2022 they did a Christmas RS at 5%, in 2023 they didn't bother though and instead offered a Maturity Winter RS at 6.25% for maturing accounts, 2024 they did a Christmas RS at 7%.

    This year I haven't the faintest idea, and most likely nor will Principality BS staff till the day of launch if it is launched.
  • Bridlington1
    Bridlington1 Posts: 4,432 Forumite
    1,000 Posts Third Anniversary Photogenic Name Dropper
    SFCooper said:
    I’ve opened the Lloyds RS @ 6.25% and maxed deposits each month. I’ve got another £200 available to save - can anyone suggest the next best option?
    I'd need a bit more information before I can answer that. Which other regular savers have you got at present?
  • SFCooper
    SFCooper Posts: 67 Forumite
    10 Posts Name Dropper First Anniversary
    edited 12 October 2025 at 5:53PM
    SFCooper said:
    I’ve opened the Lloyds RS @ 6.25% and maxed deposits each month. I’ve got another £200 available to save - can anyone suggest the next best option?
    I'd need a bit more information before I can answer that. Which other regular savers have you got at present?
    Thanks for getting back to me.

    The only other RS is the Lloyds one. I have also maxed out my Cash LISA and Cash ISA.

    I hold First Direct, Santander and Lloyds current accounts.
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