The Top Regular Savers Discussion Thread

jameseonline

Even if Principality decide to close the maturity loophole, which they may or may not do, I've still got a Monmouthshire at 7% I can fund at £1000 a month. (No restrictions on taking money out)

I don't have access to the Zopa one, I don't want to tie myself to First Direct (upto £300 per month, no easy access to funds, poor interest rate if I close early)

All about personal circumstances at the end of the day, so what do you have access to?, how much spare money have you got to fund regular savings each month?, etc etc.

Club Lloyds is a decent current account to have, free Disney Plus & access to Club Lloyds Regular ( you can also have the standard Regular if you want/need) , you can also take out money out with no restrictions.

Sadly for me the Club Lloyds isn't worth it for me as a main regular saver anymore due to Monmouthshire, Virgin, Nationwide etc, so I can only really use it as an overflow going forward.

I've gradually taken money out of Club Lloyds to fund better rates, I expect it will be pretty much empty within the next month or so.

I don't have ID for example, I live in Wales, again personal circumstances.

I have access to most banks, building societies etc though & have put the time in to get the initial current account, keep at least 1 account to build up loyalty etc.

trickydicky14

I will be sooo glad when a new topic comes along. I'm going to lay down in a dark room until it goes away.

poolboy

Principality Xmas maturity options received, yesterday in post and today on app (14 days to maturity).  Option 4 rollover into new rsa taken, I d be mad to refuse.  

Bridlington1

trickydicky14 said:

I will be sooo glad when a new topic comes along. I'm going to lay down in a dark room until it goes away.

I would imagine Scottish BS'll come to your rescue at some point then, when I spoke to them they said they were hoping to launch their online RS either this week or next week.

jameseonline

I wonder when Principality will launch issue 5 of their 6 month?😏🤔

trickydicky14

Bridlington1 said:

trickydicky14 said:

I will be sooo glad when a new topic comes along. I'm going to lay down in a dark room until it goes away.

I would imagine Scottish BS'll come to your rescue at some point then, when I spoke to them they said they were hoping to launch their online RS either this week or next week.

Thanks Bridlington but I've applied for the postal version so I can't now get excited about the upcoming online one as I can only have the one, unless you know different you old boundary pusher.

Bridlington1

trickydicky14 said:

Bridlington1 said:

trickydicky14 said:

I will be sooo glad when a new topic comes along. I'm going to lay down in a dark room until it goes away.

I would imagine Scottish BS'll come to your rescue at some point then, when I spoke to them they said they were hoping to launch their online RS either this week or next week.

Thanks Bridlington but I've applied for the postal version so I can't now get excited about the upcoming online one as I can only have the one, unless you know different you old boundary pusher.

I'm working on the assumption it's either the online version or the branch/post version, thus I haven't bothered with the postal version as I'd imagine (or at least hope) the online application shall be less faff and enable me to get my first deposit in closer to the end of the month than the postal version.

s71hj

Bridlington1 said:

trickydicky14 said:

Bridlington1 said:

trickydicky14 said:

I will be sooo glad when a new topic comes along. I'm going to lay down in a dark room until it goes away.

I would imagine Scottish BS'll come to your rescue at some point then, when I spoke to them they said they were hoping to launch their online RS either this week or next week.

Thanks Bridlington but I've applied for the postal version so I can't now get excited about the upcoming online one as I can only have the one, unless you know different you old boundary pusher.

I'm working on the assumption it's either the online version or the branch/post version, thus I haven't bothered with the postal version as I'd imagine (or at least hope) the online application shall be less faff and enable me to get my first deposit in closer to the end of the month than the postal version.

I'm sure one or two of us with the postal version may accidentally apply for the online one and find out how well their systems are set up for preventing an application for both. 

trickydicky14

s71hj said:

Bridlington1 said:

trickydicky14 said:

Bridlington1 said:

trickydicky14 said:

I will be sooo glad when a new topic comes along. I'm going to lay down in a dark room until it goes away.

I would imagine Scottish BS'll come to your rescue at some point then, when I spoke to them they said they were hoping to launch their online RS either this week or next week.

Thanks Bridlington but I've applied for the postal version so I can't now get excited about the upcoming online one as I can only have the one, unless you know different you old boundary pusher.

I'm working on the assumption it's either the online version or the branch/post version, thus I haven't bothered with the postal version as I'd imagine (or at least hope) the online application shall be less faff and enable me to get my first deposit in closer to the end of the month than the postal version.

I'm sure one or two of us with the postal version may accidentally apply for the online one and find out how well their systems are set up for preventing an application for both. 

Keep pushing at the door and it may well open.

Hattie627

jameseonline said:

I wonder when Principality will launch issue 5 of their 6 month?😏🤔

Surely the Christmas 2026 RS will launch soon, before a new 6 month issue?

Edited to add@ the Xmas 2025 RS launched on 24/10/24 so might be due in a couple of weeks. It's like waiting for your bus to come along except there's no tracker app