The Top Regular Savers Discussion Thread

Hattie627

clairec666 said:

Andystriker said:

Principality Issue 4

 

Seems that I am unable to open another one. 

I have got two issue 3, and two issue 4. When I had funds maturing last month I was refused after selecting option 2, by secure message by our friend.  So, I left it a few days and rang and asked my options, and the lady who answered opened my second issue 4 

I have a Regular Saver Issue 34 maturing next Wednesday. I selected option 4 last week and again had the secure message saying no the following day from a different named person, but same message.

I did all this whilst wearing a green jumper, having a banker's lamp switched on, on my desk with a green shade, and humming the National Anthem. 

I rang them today and spoke to another lady, and asked what my options were, and she said “You can open an issue 4, oh hang on, you’ve already got one, so, no sorry”.  

So, I have asked for my closing funds to be sent to my bank current account.

I am not fussed about opening any more, but with me, I do not think it is possible now anyway. they seem to have cottoned on.

As I say I am not fussed, but thought I would report here, that I do not think I can open any more issue 4’s

Anyway, not sure if the British national anthem would help, maybe try Hen Wlad Fy Nhadau.

Is that the Welsh national anthem? I was humming Scotland the Brave when inputting my instructions. Was getting mixed up with Scottish BS. 

Andystriker

Hattie627 said:

clairec666 said:

Andystriker said:

Principality Issue 4

 

Seems that I am unable to open another one. 

I have got two issue 3, and two issue 4. When I had funds maturing last month I was refused after selecting option 2, by secure message by our friend.  So, I left it a few days and rang and asked my options, and the lady who answered opened my second issue 4 

I have a Regular Saver Issue 34 maturing next Wednesday. I selected option 4 last week and again had the secure message saying no the following day from a different named person, but same message.

I did all this whilst wearing a green jumper, having a banker's lamp switched on, on my desk with a green shade, and humming the National Anthem. 

I rang them today and spoke to another lady, and asked what my options were, and she said “You can open an issue 4, oh hang on, you’ve already got one, so, no sorry”.  

So, I have asked for my closing funds to be sent to my bank current account.

I am not fussed about opening any more, but with me, I do not think it is possible now anyway. they seem to have cottoned on.

As I say I am not fussed, but thought I would report here, that I do not think I can open any more issue 4’s

Anyway, not sure if the British national anthem would help, maybe try Hen Wlad Fy Nhadau.

Is that the Welsh national anthem? I was humming Scotland the Brave when inputting my instructions. Was getting mixed up with Scottish BS. 

Yes it was the Welsh one they sing at the Rugby (Land of my fathers).

If I'm the only one who is being rejected, perhaps they don't like me?????

Bridlington1

clairec666 said:

Andystriker said:

Principality Issue 4

 

Seems that I am unable to open another one. 

I have got two issue 3, and two issue 4. When I had funds maturing last month I was refused after selecting option 2, by secure message by our friend.  So, I left it a few days and rang and asked my options, and the lady who answered opened my second issue 4 

I have a Regular Saver Issue 34 maturing next Wednesday. I selected option 4 last week and again had the secure message saying no the following day from a different named person, but same message.

I did all this whilst wearing a green jumper, having a banker's lamp switched on, on my desk with a green shade, and humming the National Anthem. 

I rang them today and spoke to another lady, and asked what my options were, and she said “You can open an issue 4, oh hang on, you’ve already got one, so, no sorry”.  

So, I have asked for my closing funds to be sent to my bank current account.

I am not fussed about opening any more, but with me, I do not think it is possible now anyway. they seem to have cottoned on.

As I say I am not fussed, but thought I would report here, that I do not think I can open any more issue 4’s

Anyway, not sure if the British national anthem would help, maybe try Hen Wlad Fy Nhadau.

Well Wales is part of Britain.

35har1old

Cweb said:

Principality Maturity options for Xmas Saver now available for those taken out on first day - Regular Saver 4 is an option. Nothing else of interest as options instead.

The option was there back in September on another maturing regular saver gave instruction early hours 11th reply came back 10.00 am on the 11th sorry you can't have more than one 

Dizzycap

allegro120 said:

What_time_is_it said:

Ed-1 said:

What_time_is_it said:

Monmouthshire Regular Saver (issue 8) - duplicate account

Hi there. I opened the above account at 6%, and subsequently opened both the branch and app exclusive accounts at 7%. So far so good, and all happy… However, when I opened the Regular Saver they accidently opened 2 accounts of the same type and issue. I asked about this at the time and they said they would just close the one that I don’t fund. But they haven’t! 

So my question is, should I start sticking £500 a month into this “duplicate” account and see what happens? Or is that a bit risky? 

What do you think?

You have to fund the account within 30 days of opening, otherwise it automatically deactivates.

That’s a good point. It opened in August, so well past 30 days. But it is still showing as active in my app. 

Monmouthshire Regular Saver (issue 8) - duplicate account
I've attempted to fund it 3 times, every time the funds were returned the next day.  The account was showing in my app for about a month and then disappeared.  

It depends how you attempted to fund the extra account. I had an easy access saver with Monmouth and transferred the extra £500 into that and then directly transferred the funds into the extra issue 8 RS for 2 months before setting up a regular monthly SO to both, which hasn't triggered a return of funds, yet   

dcs34

Principality Xmas 2025 Maturity Instructions
Did what I did last time - selected the "new Bond" option 4. No secure messages yet. Fingers crossed.

My new theory (given the options / timing doesn't seem to be the trick) is that the review/no review issue might just be a factor of users profiles. E.g. customers from before a certain date don't trigger the review; newer ones do.

clairec666

subjecttocontract said:

I've already got x2 issue 4's and have been allowed a third issue 4 at maturity. Let's face it, we need a few issue 3's &/or issue 4's cos they only pay £26 in interest each. So only one is hardly worth bothering with.

We'll have to agree to disagree on that one. The interest doesn't seem much because of the short time scale, but that money is getting a higher interest rate than it would elsewhere. If Principality suddenly started sticking to their rules and restricting us to one (of each issue - so you could end up with two, £50+ interest altogether) I would still have one. It's no hassle for me as I already have an ISA with them.

s71hj

Dizzycap said:

allegro120 said:

What_time_is_it said:

Ed-1 said:

What_time_is_it said:

Monmouthshire Regular Saver (issue 8) - duplicate account

Hi there. I opened the above account at 6%, and subsequently opened both the branch and app exclusive accounts at 7%. So far so good, and all happy… However, when I opened the Regular Saver they accidently opened 2 accounts of the same type and issue. I asked about this at the time and they said they would just close the one that I don’t fund. But they haven’t! 

So my question is, should I start sticking £500 a month into this “duplicate” account and see what happens? Or is that a bit risky? 

What do you think?

You have to fund the account within 30 days of opening, otherwise it automatically deactivates.

That’s a good point. It opened in August, so well past 30 days. But it is still showing as active in my app. 

Monmouthshire Regular Saver (issue 8) - duplicate account
I've attempted to fund it 3 times, every time the funds were returned the next day.  The account was showing in my app for about a month and then disappeared.  

It depends how you attempted to fund the extra account. I had an easy access saver with Monmouth and transferred the extra £500 into that and then directly transferred the funds into the extra issue 8 RS for 2 months before setting up a regular monthly SO to both, which hasn't triggered a return of funds, yet   

I tried this and it didn't work! 

Dizzycap

s71hj said:

Dizzycap said:

allegro120 said:

What_time_is_it said:

Ed-1 said:

What_time_is_it said:

Monmouthshire Regular Saver (issue 8) - duplicate account

Hi there. I opened the above account at 6%, and subsequently opened both the branch and app exclusive accounts at 7%. So far so good, and all happy… However, when I opened the Regular Saver they accidently opened 2 accounts of the same type and issue. I asked about this at the time and they said they would just close the one that I don’t fund. But they haven’t! 

So my question is, should I start sticking £500 a month into this “duplicate” account and see what happens? Or is that a bit risky? 

What do you think?

You have to fund the account within 30 days of opening, otherwise it automatically deactivates.

That’s a good point. It opened in August, so well past 30 days. But it is still showing as active in my app. 

Monmouthshire Regular Saver (issue 8) - duplicate account
I've attempted to fund it 3 times, every time the funds were returned the next day.  The account was showing in my app for about a month and then disappeared.  

It depends how you attempted to fund the extra account. I had an easy access saver with Monmouth and transferred the extra £500 into that and then directly transferred the funds into the extra issue 8 RS for 2 months before setting up a regular monthly SO to both, which hasn't triggered a return of funds, yet   

I tried this and it didn't work! 

Some did & some didn't work. My easy access account was funded a few days before I funded the 2nd RS. Obviously it was picked up somewhere for those that were unable to fund the second RS. Probably in one of their sudden App updates / outages.

Growingold

clairec666 said:

subjecttocontract said:

I've already got x2 issue 4's and have been allowed a third issue 4 at maturity. Let's face it, we need a few issue 3's &/or issue 4's cos they only pay £26 in interest each. So only one is hardly worth bothering with.

We'll have to agree to disagree on that one. The interest doesn't seem much because of the short time scale, but that money is getting a higher interest rate than it would elsewhere. If Principality suddenly started sticking to their rules and restricting us to one (of each issue - so you could end up with two, £50+ interest altogether) I would still have one. It's no hassle for me as I already have an ISA with them.

Exactly
As Tesco says "every little helps"   
Also "look after the pennies and the pounds will look after themselves"
And "great trees out of little acorns grow"