We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

The Old Regular Savers Discussion Thread 28/12/24-29/1/26

17507517537557561113

Comments

  • 10_66
    10_66 Posts: 3,549 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Slinky said:

    Unless you never want to have a Principality BS account again, I'd avoid messaging them, on the basis that once there's a message, any message, that has gone into the secure message system, it may trigger the issues of not being able to renew more than one of the same account type. The people who seem to have been successful with duplicate accounts seem to be ones who have never had any secure message go through the system.


    It's not so for any message, maybe just messages relating to the 6 Month Regular Savers.  I have sent and received messages over the years (but not regarding Regular Savers) and have successfully "renewed" to 6 Month Regular Savers.
  • clairec666
    clairec666 Posts: 1,365 Forumite
    1,000 Posts First Anniversary Name Dropper
    10_66 said:
    Slinky said:

    Unless you never want to have a Principality BS account again, I'd avoid messaging them, on the basis that once there's a message, any message, that has gone into the secure message system, it may trigger the issues of not being able to renew more than one of the same account type. The people who seem to have been successful with duplicate accounts seem to be ones who have never had any secure message go through the system.


    It's not so for any message, maybe just messages relating to the 6 Month Regular Savers.  I have sent and received messages over the years (but not regarding Regular Savers) and have successfully "renewed" to 6 Month Regular Savers.
    Ditto - I sent them a couple of messages this year regarding my ISA, and have had no problems renewing regular savers
  • Cweb
    Cweb Posts: 76 Forumite
    Part of the Furniture 10 Posts Name Dropper Combo Breaker
    In September anniversary of a regular saver 3, I took the option of an internal transfer into what I thought was a generic account (but was the triple access £150 monthly limit) which generated a secure message and got declined on both the triple access is unable to take the matured funds as over limit and that I already had an existing regular saver 4.

    on this Xmas maturity, option 2 of a regular saver 4 and pay out externally and have not generated any message. Thus, previously ‘flag’ may not be a factor.

    I suspect choosing other than external funding for matured funds likely may be a factor for generating a message.
  • badger09
    badger09 Posts: 11,876 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    masonic said:
    Hattie627 said:
    badger09 said:
    s71hj said:
    So myself and my wife have now had maturity options through the post for Principality . As with previous account maturity, the form doesn't contain a tick box for choosing RS 4 presumably as I already have it, although the literature about it is enclosed in the envelope. It is however available in my online options and I intend to submit today or tomorrow although still in two minds between option 2 and 4.
    Really?
    I too have received maturity instructions today by post. 
    There are 4 options in green boxes, one of which is ‘Reinvest some of your savings. Open a new account and send the remainder to me’ below which is printed ‘New Regular Saver Bond name:’ with a white box for me to enter the name. 
    Do you not have that on yours?

    Got my maturity instructions form by post today too. Mine is exactly as described by s71hj. No option to rollover to any RS but literature enclosed for the 6 month RS Issue 4. I did my instructions electronically yesterday (option 4 chosen, then RS4 offered and selected), confirmation of acceptance of instructions is appearing above the account on the online list, no secure message generated. Will see what happens on 24th October.
    This is what I received:
    Presumably you can write in the name of a regular saver in the top-right green box and tick none of the options in Section A. But surely nobody is considering giving postal instructions?
    Same as mine but it seems some are getting only 3 green boxes on the postal form. I thought for a fleeting moment that Principality paper system was more switched on than their online system by only offering this option to those who don’t already have a current issue RS (like me) but I know you have at least 1, so that blows that theory out of the window.  
  • Principality Issue 4

     

    Seems that I am unable to open another one. 

    I have got two issue 3, and two issue 4. When I had funds maturing last month I was refused after selecting option 2, by secure message by our friend.  So, I left it a few days and rang and asked my options, and the lady who answered opened my second issue 4 

    I have a Regular Saver Issue 34 maturing next Wednesday. I selected option 4 last week and again had the secure message saying no the following day from a different named person, but same message.

    I did all this whilst wearing a green jumper, having a banker's lamp switched on, on my desk with a green shade, and humming the National Anthem. 

    I rang them today and spoke to another lady, and asked what my options were, and she said “You can open an issue 4, oh hang on, you’ve already got one, so, no sorry”.  

    So, I have asked for my closing funds to be sent to my bank current account.

    I am not fussed about opening any more, but with me, I do not think it is possible now anyway. they seem to have cottoned on.

    As I say I am not fussed, but thought I would report here, that I do not think I can open any more issue 4’s




  • clairec666
    clairec666 Posts: 1,365 Forumite
    1,000 Posts First Anniversary Name Dropper

    Principality Issue 4

     

    Seems that I am unable to open another one. 

    I have got two issue 3, and two issue 4. When I had funds maturing last month I was refused after selecting option 2, by secure message by our friend.  So, I left it a few days and rang and asked my options, and the lady who answered opened my second issue 4 

    I have a Regular Saver Issue 34 maturing next Wednesday. I selected option 4 last week and again had the secure message saying no the following day from a different named person, but same message.

    I did all this whilst wearing a green jumper, having a banker's lamp switched on, on my desk with a green shade, and humming the National Anthem. 

    I rang them today and spoke to another lady, and asked what my options were, and she said “You can open an issue 4, oh hang on, you’ve already got one, so, no sorry”.  

    So, I have asked for my closing funds to be sent to my bank current account.

    I am not fussed about opening any more, but with me, I do not think it is possible now anyway. they seem to have cottoned on.

    As I say I am not fussed, but thought I would report here, that I do not think I can open any more issue 4’s




    Sounds like a few more of their staff have cottoned on. If I get refused, I won't mind too much, as we were only ever supposed to have one of each issue anyway. And they'll release an Issue 5 at some point which can be held alongside Issue 4.

    Anyway, not sure if the British national anthem would help, maybe try Hen Wlad Fy Nhadau.
  • subjecttocontract
    subjecttocontract Posts: 3,615 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    edited 11 October 2025 at 7:48PM
    I've already got x2 issue 4's and have been allowed a third issue 4 at maturity. Let's face it, we need a few issue 3's &/or issue 4's cos they only pay £26 in interest each. So only one is hardly worth bothering with.
  • Hattie627
    Hattie627 Posts: 746 Forumite
    500 Posts Third Anniversary Name Dropper

    Principality Issue 4

     

    Seems that I am unable to open another one. 

    I have got two issue 3, and two issue 4. When I had funds maturing last month I was refused after selecting option 2, by secure message by our friend.  So, I left it a few days and rang and asked my options, and the lady who answered opened my second issue 4 

    I have a Regular Saver Issue 34 maturing next Wednesday. I selected option 4 last week and again had the secure message saying no the following day from a different named person, but same message.

    I did all this whilst wearing a green jumper, having a banker's lamp switched on, on my desk with a green shade, and humming the National Anthem. 

    I rang them today and spoke to another lady, and asked what my options were, and she said “You can open an issue 4, oh hang on, you’ve already got one, so, no sorry”.  

    So, I have asked for my closing funds to be sent to my bank current account.

    I am not fussed about opening any more, but with me, I do not think it is possible now anyway. they seem to have cottoned on.

    As I say I am not fussed, but thought I would report here, that I do not think I can open any more issue 4’s





    Anyway, not sure if the British national anthem would help, maybe try Hen Wlad Fy Nhadau.
    Is that the Welsh national anthem? I was humming Scotland the Brave when inputting my instructions. Was getting mixed up with Scottish BS. 
  • Hattie627 said:

    Principality Issue 4

     

    Seems that I am unable to open another one. 

    I have got two issue 3, and two issue 4. When I had funds maturing last month I was refused after selecting option 2, by secure message by our friend.  So, I left it a few days and rang and asked my options, and the lady who answered opened my second issue 4 

    I have a Regular Saver Issue 34 maturing next Wednesday. I selected option 4 last week and again had the secure message saying no the following day from a different named person, but same message.

    I did all this whilst wearing a green jumper, having a banker's lamp switched on, on my desk with a green shade, and humming the National Anthem. 

    I rang them today and spoke to another lady, and asked what my options were, and she said “You can open an issue 4, oh hang on, you’ve already got one, so, no sorry”.  

    So, I have asked for my closing funds to be sent to my bank current account.

    I am not fussed about opening any more, but with me, I do not think it is possible now anyway. they seem to have cottoned on.

    As I say I am not fussed, but thought I would report here, that I do not think I can open any more issue 4’s





    Anyway, not sure if the British national anthem would help, maybe try Hen Wlad Fy Nhadau.
    Is that the Welsh national anthem? I was humming Scotland the Brave when inputting my instructions. Was getting mixed up with Scottish BS. 

    Yes it was the Welsh one they sing at the Rugby (Land of my fathers).

    If I'm the only one who is being rejected, perhaps they don't like me?????
  • Bridlington1
    Bridlington1 Posts: 4,811 Forumite
    1,000 Posts Fourth Anniversary Photogenic Name Dropper

    Principality Issue 4

     

    Seems that I am unable to open another one. 

    I have got two issue 3, and two issue 4. When I had funds maturing last month I was refused after selecting option 2, by secure message by our friend.  So, I left it a few days and rang and asked my options, and the lady who answered opened my second issue 4 

    I have a Regular Saver Issue 34 maturing next Wednesday. I selected option 4 last week and again had the secure message saying no the following day from a different named person, but same message.

    I did all this whilst wearing a green jumper, having a banker's lamp switched on, on my desk with a green shade, and humming the National Anthem. 

    I rang them today and spoke to another lady, and asked what my options were, and she said “You can open an issue 4, oh hang on, you’ve already got one, so, no sorry”.  

    So, I have asked for my closing funds to be sent to my bank current account.

    I am not fussed about opening any more, but with me, I do not think it is possible now anyway. they seem to have cottoned on.

    As I say I am not fussed, but thought I would report here, that I do not think I can open any more issue 4’s




    Anyway, not sure if the British national anthem would help, maybe try Hen Wlad Fy Nhadau.
    Well Wales is part of Britain.
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 355.1K Banking & Borrowing
  • 254.6K Reduce Debt & Boost Income
  • 455.8K Spending & Discounts
  • 247.8K Work, Benefits & Business
  • 604.9K Mortgages, Homes & Bills
  • 178.7K Life & Family
  • 262.5K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.