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The Old Regular Savers Discussion Thread 28/12/24-29/1/26

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Comments

  • badger09
    badger09 Posts: 11,877 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    s71hj said:
    So myself and my wife have now had maturity options through the post for Principality . As with previous account maturity, the form doesn't contain a tick box for choosing RS 4 presumably as I already have it, although the literature about it is enclosed in the envelope. It is however available in my online options and I intend to submit today or tomorrow although still in two minds between option 2 and 4.
    Really?
    I too have received maturity instructions today by post. 
    There are 4 options in green boxes, one of which is ‘Reinvest some of your savings. Open a new account and send the remainder to me’ below which is printed ‘New Regular Saver Bond name:’ with a white box for me to enter the name. 
    Do you not have that on yours?

  • CricketLady
    CricketLady Posts: 182 Forumite
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    edited 11 October 2025 at 12:10PM
    s71hj said:
    So myself and my wife have now had maturity options through the post for Principality . As with previous account maturity, the form doesn't contain a tick box for choosing RS 4 presumably as I already have it, although the literature about it is enclosed in the envelope. It is however available in my online options and I intend to submit today or tomorrow although still in two minds between option 2 and 4.
    If this helps I had my information through the post also today, as did my daughter, as our accounts mature on the 25th.  We both went online and selected option 4 and so far all looks good.  We elected to put £200 into new Issue 4 accounts even though we both have two of these, one maturing in February, the next March, (so this third one will mature in April, very pleasing!) and have the remaining £1300 sent to our nominated accounts.  

    With regard to option 2 versus option 4, it seems to me that they are the same, as when you click on option 4 it asks "which account would you like to open and with how much?" so when you simply select issue 4 (little circle to the left of the options to press) you can then input £200, then it asks where you would like the remainder of your cash to go - you have to give sort code and account number then it does a check to see if the name and these match.

    All being well we're all set to put another £200 into our accounts on the 1st of November and for maturity to be 25th April 2026.

    Hope this helps, good luck! xx
  • Speculator
    Speculator Posts: 2,457 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Newcastle BS
    Do they process withdrawals at weekends?  My RS is maturing on Saturday 25th and the money will be moved to Easy Saver paying 2%.  Just wondering if I should withdraw on Saturday or wait until Monday

    I don't think so but you could try withdrawing £1 today.
  • badger09 said:
    s71hj said:
    So myself and my wife have now had maturity options through the post for Principality . As with previous account maturity, the form doesn't contain a tick box for choosing RS 4 presumably as I already have it, although the literature about it is enclosed in the envelope. It is however available in my online options and I intend to submit today or tomorrow although still in two minds between option 2 and 4.
    Really?
    I too have received maturity instructions today by post. 
    There are 4 options in green boxes, one of which is ‘Reinvest some of your savings. Open a new account and send the remainder to me’ below which is printed ‘New Regular Saver Bond name:’ with a white box for me to enter the name. 
    Do you not have that on yours?

    Got my maturity instructions form by post today too. Mine is exactly as described by s71hj. No option to rollover to any RS but literature enclosed for the 6 month RS Issue 4. I did my instructions electronically yesterday (option 4 chosen, then RS4 offered and selected), confirmation of acceptance of instructions is appearing above the account on the online list, no secure message generated. Will see what happens on 24th October.
  • CricketLady
    CricketLady Posts: 182 Forumite
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    edited 11 October 2025 at 12:23PM
    Hattie627 said:
    badger09 said:
    s71hj said:
    So myself and my wife have now had maturity options through the post for Principality . As with previous account maturity, the form doesn't contain a tick box for choosing RS 4 presumably as I already have it, although the literature about it is enclosed in the envelope. It is however available in my online options and I intend to submit today or tomorrow although still in two minds between option 2 and 4.
    Really?
    I too have received maturity instructions today by post. 
    There are 4 options in green boxes, one of which is ‘Reinvest some of your savings. Open a new account and send the remainder to me’ below which is printed ‘New Regular Saver Bond name:’ with a white box for me to enter the name. 
    Do you not have that on yours?

    Got my maturity instructions form by post today too. Mine is exactly as described by s71hj. No option to rollover to any RS but literature enclosed for the 6 month RS Issue 4. I did my instructions electronically yesterday (option 4 chosen, then RS4 offered and selected), confirmation of acceptance of instructions is appearing above the account on the online list, no secure message generated. Will see what happens on 24th October.
    Hattie627 said:
    badger09 said:
    s71hj said:
    So myself and my wife have now had maturity options through the post for Principality . As with previous account maturity, the form doesn't contain a tick box for choosing RS 4 presumably as I already have it, although the literature about it is enclosed in the envelope. It is however available in my online options and I intend to submit today or tomorrow although still in two minds between option 2 and 4.
    Really?
    I too have received maturity instructions today by post. 
    There are 4 options in green boxes, one of which is ‘Reinvest some of your savings. Open a new account and send the remainder to me’ below which is printed ‘New Regular Saver Bond name:’ with a white box for me to enter the name. 
    Do you not have that on yours?

    Got my maturity instructions form by post today too. Mine is exactly as described by s71hj. No option to rollover to any RS but literature enclosed for the 6 month RS Issue 4. I did my instructions electronically yesterday (option 4 chosen, then RS4 offered and selected), confirmation of acceptance of instructions is appearing above the account on the online list, no secure message generated. Will see what happens on 24th October.
    I only got three green boxes!  But yes, one of them was to reinvest some of my savings, although the four options given on the form were for fixed rate bonds only.  Issue 4, as I've already mentioned, was available online.

    But all this talk of green being lucky!  I thought green was an unlucky colour?  I learned this after my husband's green car broke down about ten years ago... 
  • s71hj
    s71hj Posts: 1,187 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Monmouthshire Regular Saver (issue 8) - duplicate account

    Hi there. I opened the above account at 6%, and subsequently opened both the branch and app exclusive accounts at 7%. So far so good, and all happy… However, when I opened the Regular Saver they accidently opened 2 accounts of the same type and issue. I asked about this at the time and they said they would just close the one that I don’t fund. But they haven’t! 

    So my question is, should I start sticking £500 a month into this “duplicate” account and see what happens? Or is that a bit risky? 

    What do you think?
    This happened with me and I tried to fund but it kept bouncing back. The account eventually disappeared. 
  • s71hj
    s71hj Posts: 1,187 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    s71hj said:
    So myself and my wife have now had maturity options through the post for Principality . As with previous account maturity, the form doesn't contain a tick box for choosing RS 4 presumably as I already have it, although the literature about it is enclosed in the envelope. It is however available in my online options and I intend to submit today or tomorrow although still in two minds between option 2 and 4.
    If this helps I had my information through the post also today, as did my daughter, as our accounts mature on the 25th.  We both went online and selected option 4 and so far all looks good.  We elected to put £200 into new Issue 4 accounts even though we both have two of these, one maturing in February, the next March, (so this third one will mature in April, very pleasing!) and have the remaining £1300 sent to our nominated accounts.  

    With regard to option 2 versus option 4, it seems to me that they are the same, as when you click on option 4 it asks "which account would you like to open and with how much?" so when you simply select issue 4 (little circle to the left of the options to press) you can then input £200, then it asks where you would like the remainder of your cash to go - you have to give sort code and account number then it does a check to see if the name and these match.

    All being well we're all set to put another £200 into our accounts on the 1st of November and for maturity to be 25th April 2026.

    Hope this helps, good luck! xx
    Just to check, am I right that you get the same account number regardless of choosing option 2 or 4?
  • Monmouthshire Regular Saver (issue 8) - duplicate account

    Hi there. I opened the above account at 6%, and subsequently opened both the branch and app exclusive accounts at 7%. So far so good, and all happy… However, when I opened the Regular Saver they accidently opened 2 accounts of the same type and issue. I asked about this at the time and they said they would just close the one that I don’t fund. But they haven’t! 

    So my question is, should I start sticking £500 a month into this “duplicate” account and see what happens? Or is that a bit risky? 

    What do you think?
    I have, £2k in each now.

    But, of course, no guarantee that this would be allowed to continue...........
  • masonic
    masonic Posts: 30,235 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    edited 11 October 2025 at 12:39PM
    Hattie627 said:
    badger09 said:
    s71hj said:
    So myself and my wife have now had maturity options through the post for Principality . As with previous account maturity, the form doesn't contain a tick box for choosing RS 4 presumably as I already have it, although the literature about it is enclosed in the envelope. It is however available in my online options and I intend to submit today or tomorrow although still in two minds between option 2 and 4.
    Really?
    I too have received maturity instructions today by post. 
    There are 4 options in green boxes, one of which is ‘Reinvest some of your savings. Open a new account and send the remainder to me’ below which is printed ‘New Regular Saver Bond name:’ with a white box for me to enter the name. 
    Do you not have that on yours?

    Got my maturity instructions form by post today too. Mine is exactly as described by s71hj. No option to rollover to any RS but literature enclosed for the 6 month RS Issue 4. I did my instructions electronically yesterday (option 4 chosen, then RS4 offered and selected), confirmation of acceptance of instructions is appearing above the account on the online list, no secure message generated. Will see what happens on 24th October.
    This is what I received:
    Presumably you can write in the name of a regular saver in the top-right green box and tick none of the options in Section A. But surely nobody is considering giving postal instructions?
  • s71hj said:
    s71hj said:
    So myself and my wife have now had maturity options through the post for Principality . As with previous account maturity, the form doesn't contain a tick box for choosing RS 4 presumably as I already have it, although the literature about it is enclosed in the envelope. It is however available in my online options and I intend to submit today or tomorrow although still in two minds between option 2 and 4.
    If this helps I had my information through the post also today, as did my daughter, as our accounts mature on the 25th.  We both went online and selected option 4 and so far all looks good.  We elected to put £200 into new Issue 4 accounts even though we both have two of these, one maturing in February, the next March, (so this third one will mature in April, very pleasing!) and have the remaining £1300 sent to our nominated accounts.  

    With regard to option 2 versus option 4, it seems to me that they are the same, as when you click on option 4 it asks "which account would you like to open and with how much?" so when you simply select issue 4 (little circle to the left of the options to press) you can then input £200, then it asks where you would like the remainder of your cash to go - you have to give sort code and account number then it does a check to see if the name and these match.

    All being well we're all set to put another £200 into our accounts on the 1st of November and for maturity to be 25th April 2026.

    Hope this helps, good luck! xx
    Just to check, am I right that you get the same account number regardless of choosing option 2 or 4?
    Yes you do
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