The Top Regular Savers Discussion Thread

SFCooper

I’ve opened the Lloyds RS @ 6.25% and maxed deposits each month. I’ve got another £200 available to save - can anyone suggest the next best option?

Hattie627

trickydicky14 said:

Bridlington1 said:

trickydicky14 said:

I will be sooo glad when a new topic comes along. I'm going to lay down in a dark room until it goes away.

I would imagine Scottish BS'll come to your rescue at some point then, when I spoke to them they said they were hoping to launch their online RS either this week or next week.

Thanks Bridlington but I've applied for the postal version so I can't now get excited about the upcoming online one as I can only have the one, unless you know different you old boundary pusher.

Knowing the habits of the old lags on here, we'll all apply for the Scottish BS online version and hope for the best.

Bridlington1

Hattie627 said:

jameseonline said:

I wonder when Principality will launch issue 5 of their 6 month?😏🤔

Surely the Christmas 2026 RS will launch soon, before a new 6 month issue?

Edited to add@ the Xmas 2025 RS launched on 24/10/24 so might be due in a couple of weeks. It's like waiting for your bus to come along except there's no tracker app

They might do one, they might not do one though.

In 2022 they did a Christmas RS at 5%, in 2023 they didn't bother though and instead offered a Maturity Winter RS at 6.25% for maturing accounts, 2024 they did a Christmas RS at 7%.

This year I haven't the faintest idea, and most likely nor will Principality BS staff till the day of launch if it is launched.

flaneurs_lobster

SFCooper said:

I’ve opened the Lloyds RS @ 6.25% and maxed deposits each month. I’ve got another £200 available to save - can anyone suggest the next best option?

I believe I may have seen mention somewhere of something called the Principality Building Society 6 Month Regular Saver (Issue 4) ......

Bridlington1

SFCooper said:

I’ve opened the Lloyds RS @ 6.25% and maxed deposits each month. I’ve got another £200 available to save - can anyone suggest the next best option?

I'd need a bit more information before I can answer that. Which other regular savers have you got at present?

SFCooper

Bridlington1 said:

SFCooper said:

I’ve opened the Lloyds RS @ 6.25% and maxed deposits each month. I’ve got another £200 available to save - can anyone suggest the next best option?

I'd need a bit more information before I can answer that. Which other regular savers have you got at present?

Thanks for getting back to me.

The only other RS is the Lloyds one. I have also maxed out my Cash LISA and Cash ISA.

I hold First Direct, Santander and Lloyds current accounts.

Hattie627

Bridlington1 said:

Hattie627 said:

jameseonline said:

I wonder when Principality will launch issue 5 of their 6 month?😏🤔

Surely the Christmas 2026 RS will launch soon, before a new 6 month issue?

Edited to add@ the Xmas 2025 RS launched on 24/10/24 so might be due in a couple of weeks. It's like waiting for your bus to come along except there's no tracker app

They might do one, they might not do one though.

In 2022 they did a Christmas RS at 5%, in 2023 they didn't bother though and instead offered a Maturity Winter RS at 6.25% for maturing accounts, 2024 they did a Christmas RS at 7%.

This year I haven't the faintest idea, and most likely nor will Principality BS staff till the day of launch if it is launched.

The top brass at Principality will be holding secret meetings on this topic this week, I bet. What a thrill it must be for them deciding if they will toss a Xmas bone to us poor serfs. They'll need to get a move on if literature is to be clandestinely written and systems secretly set up for a launch before end of the month.

SFCooper

flaneurs_lobster said:

SFCooper said:

I’ve opened the Lloyds RS @ 6.25% and maxed deposits each month. I’ve got another £200 available to save - can anyone suggest the next best option?

I believe I may have seen mention somewhere of something called the Principality Building Society 6 Month Regular Saver (Issue 4) ......

That lasts only 6 months?

s71hj

Hattie627 said:

jameseonline said:

I wonder when Principality will launch issue 5 of their 6 month?😏🤔

Surely the Christmas 2026 RS will launch soon, before a new 6 month issue?

Edited to add@ the Xmas 2025 RS launched on 24/10/24 so might be due in a couple of weeks. It's like waiting for your bus to come along except there's no tracker app

Bit like trying to catch a bus in Norfolk! 

trickydicky14

flaneurs_lobster said:

SFCooper said:

I’ve opened the Lloyds RS @ 6.25% and maxed deposits each month. I’ve got another £200 available to save - can anyone suggest the next best option?

I believe I may have seen mention somewhere of something called the Principality Building Society 6 Month Regular Saver (Issue 4) ......

You don't say, I would have missed that one.