The Top Regular Savers Discussion Thread

Hattie627

Chorley BS Home Saver Account

To anyone thinking of opening this, could I suggest that the Coventry BS First Home Saver Issue 2 (still available) would be a better choice for most savers

Pros of Coventry FHS(2)

4.50% variable v 4.25% variable for Chorley
£1000 maximum monthly deposit v £500 for Chorley

Cons of Coventry FHS(2)

Lasts for up to only 3 years v Chorley up to 5 years

Draw? 

Coventry FHS(2) requires 60 days notice (or 60 days loss of interest) for withdrawals v no notice/loss of interest for Chorley withdrawals but limited to 2 withdrawals per year

Gers

Our systems are undergoing a transformation, and we're getting in touch to let you know about some important information about the next few weeks. Following your feedback, we’ve been working on some improvements that will mean we are able to offer a broader range of products, as well as enhancing and simplifying the way you can access and operate your accounts. The launch of our new system is imminent, and this will lead to some short-term disruption in the interim period. MyMeltonOnline  From 9am on the 30th September, you will be unable to access online services for a few days. Keep an eye on our website for the most up to date information about when and how you can register for our new platform, so you can get back to operating your account. Branches We will be closing early on Tuesday 30th September at 12:00pm and plan to reopen again on Friday 3rd October. If you hold a Fixed Rate Account that is maturing in September, you will still be able to input your maturity instructions as per your letter. If your account is maturing in October, we'll be in touch early in the month to provide you with your maturity options. Any concerns? Thank you for being so patient during this period of disruption. We will be working hard during this time to bring you a new and improved system. If you have any concerns, please contact us. Thank you for your patience. Melton Building Society

liamcov

Has anyone closed/withdrawn from the Coventry Loyalty Seasonal Saver since the rate reduction at beginning on month? What is the best way to do this to ensure the 30 days interest isn't deducted etc?

janusd

liamcov said:

Has anyone closed/withdrawn from the Coventry Loyalty Seasonal Saver since the rate reduction at beginning on month? What is the best way to do this to ensure the 30 days interest isn't deducted etc?

I closed the account online (website) on 15th September (lunchtime) and the entire balance, without any deductions, was transferred to my nominated account later that same day. I received the statements and tax certificates for the 3 accounts I closed that day (all my Coventry RS) on Saturday.

I would imagine as long as you close this month you will be fine (30 days from 1st Sept).

BestSeagull

I just spoke to someone at Melton BS and was told that payments in will not be affected and if it all goes to plan the new system should be up on the 3rd of October. 

WillPS

BestSeagull said:

I just spoke to someone at Melton BS and was told that payments in will not be affected and if it all goes to plan the new system should be up on the 3rd of October. 

Hopefully they do a MonBS and launch some market-leading products later in October to stress test it!

s71hj

WillPS said:

BestSeagull said:

I just spoke to someone at Melton BS and was told that payments in will not be affected and if it all goes to plan the new system should be up on the 3rd of October. 

Hopefully they do a MonBS and launch some market-leading products later in October to stress test it!

And some of us accidentally end up with multiple issues of the same account! 

friolento

I think we have broken Beverley's systems. Their login isn't working this morning, no authentication codes are being sent. It worked fine yesterday.

Andystriker

Beverley Regular Saver 

I have just applied online and got the review your application (unable to verify id etc.,). I wonder if every new account application gets this?  

I echo what Bridlington said above, and will leave them alone, until they contact me. 

This really is a great forum and all posts including "people reporting on successful applications" are useful.

 

mon3ysav3r

Andystriker said:

Beverley Regular Saver 

I have just applied online and got the review your application (unable to verify id etc.,). I wonder if every new account application gets this?  

I echo what Bridlington said above, and will leave them alone, until they contact me. 

This really is a great forum and all posts including "people reporting on successful applications" are useful.

 

I opened a Beverly RS last night, no prior contact with that BS, and did NOT get unable to verify id issues