The Top Regular Savers Discussion Thread

s71hj

Hattie627 said:

Gers said:

easysaver said:

Moneyfacts showing Yorkshire BS £50 Regular Saver @ 8%. Not currently showing on YBS.co.uk

Previously indicated by @Bridlington1 although iirc the rate was unknown at the time.

Moneyfacts indicating opening only in branch or by post! Seems a bit backward for YBS.

There will probably be an e version as well

Then somebody will come up with a cunning strategy to open both! 

Bobblehat

s71hj said:

Hattie627 said:

Gers said:

easysaver said:

Moneyfacts showing Yorkshire BS £50 Regular Saver @ 8%. Not currently showing on YBS.co.uk

Previously indicated by @Bridlington1 although iirc the rate was unknown at the time.

Moneyfacts indicating opening only in branch or by post! Seems a bit backward for YBS.

There will probably be an e version as well

Then somebody will come up with a cunning strategy to open both! 

 ...... and each one twice!

kermchem

s71hj said:

Then somebody will come up with a cunning strategy to open both! 

All current YBS regular savers appear to have both an e and a branch/postal version with the T&Cs saying that you cannot have both, or more than one (unless joint).

Bobblehat

kermchem said:

s71hj said:

Then somebody will come up with a cunning strategy to open both! 

All current YBS regular savers appear to have both an e and a branch/postal version with the T&Cs saying that you cannot have both, or more than one (unless joint).

You're new here, aren't you? T&C's are only meaningful if they are enforced ..... according to many frequent contributors to this thread!

kermchem

Bobblehat said:

kermchem said:

s71hj said:

Then somebody will come up with a cunning strategy to open both! 

All current YBS regular savers appear to have both an e and a branch/postal version with the T&Cs saying that you cannot have both, or more than one (unless joint).

You're new here, aren't you? T&C's are only meaningful if they are enforced ..... according to many frequent contributors to this thread!

I may be new here, but I have lurked for a while. 

Oops, I seem to have more than one PrincipalityBS 6 month RS account of the same issue.

I don't have both app and branch Exclusive MonBS accounts for the reason that I cannot fill both. I am one of those people for whom MonBS offering 7% (variable) on £1000 a month has set a new floor to where I save.

Now, if YBS are going to offer 8% online and/or in branch on £50 a month, are you suggesting that a bus ticket to a local branch is worthwhile to check their T&Cs? (Bus cheaper than stamp on postal application)

s71hj

kermchem said:

Bobblehat said:

kermchem said:

s71hj said:

Then somebody will come up with a cunning strategy to open both! 

All current YBS regular savers appear to have both an e and a branch/postal version with the T&Cs saying that you cannot have both, or more than one (unless joint).

You're new here, aren't you? T&C's are only meaningful if they are enforced ..... according to many frequent contributors to this thread!

I may be new here, but I have lurked for a while. 

Oops, I seem to have more than one PrincipalityBS 6 month RS account of the same issue.

I don't have both app and branch Exclusive MonBS accounts for the reason that I cannot fill both. I am one of those people for whom MonBS offering 7% (variable) on £1000 a month has set a new floor to where I save.

Now, if YBS are going to offer 8% online and/or in branch on £50 a month, are you suggesting that a bus ticket to a local branch is worthwhile to check their T&Cs? (Bus cheaper than stamp on postal application)

Many of us stockpile prepaid envelopes and axourthw Web for free post addresses 

friolento

kermchem said:

Bobblehat said:

kermchem said:

s71hj said:

Then somebody will come up with a cunning strategy to open both! 

All current YBS regular savers appear to have both an e and a branch/postal version with the T&Cs saying that you cannot have both, or more than one (unless joint).

You're new here, aren't you? T&C's are only meaningful if they are enforced ..... according to many frequent contributors to this thread!

I may be new here, but I have lurked for a while. 

Oops, I seem to have more than one PrincipalityBS 6 month RS account of the same issue.

I don't have both app and branch Exclusive MonBS accounts for the reason that I cannot fill both. I am one of those people for whom MonBS offering 7% (variable) on £1000 a month has set a new floor to where I save.

Now, if YBS are going to offer 8% online and/or in branch on £50 a month, are you suggesting that a bus ticket to a local branch is worthwhile to check their T&Cs? (Bus cheaper than stamp on postal application)

A unique oppty to exercise my senior 🚌 pass

friolento

Gers said:

easysaver said:

Moneyfacts showing Yorkshire BS £50 Regular Saver @ 8%. Not currently showing on YBS.co.uk

Previously indicated by @Bridlington1 although iirc the rate was unknown at the time.

Moneyfacts indicating opening only in branch or by post! Seems a bit backward for YBS.

I can't see this account on Moneyfacts at all now

s71hj

s71hj said:

kermchem said:

Bobblehat said:

kermchem said:

s71hj said:

Then somebody will come up with a cunning strategy to open both! 

All current YBS regular savers appear to have both an e and a branch/postal version with the T&Cs saying that you cannot have both, or more than one (unless joint).

You're new here, aren't you? T&C's are only meaningful if they are enforced ..... according to many frequent contributors to this thread!

I may be new here, but I have lurked for a while. 

Oops, I seem to have more than one PrincipalityBS 6 month RS account of the same issue.

I don't have both app and branch Exclusive MonBS accounts for the reason that I cannot fill both. I am one of those people for whom MonBS offering 7% (variable) on £1000 a month has set a new floor to where I save.

Now, if YBS are going to offer 8% online and/or in branch on £50 a month, are you suggesting that a bus ticket to a local branch is worthwhile to check their T&Cs? (Bus cheaper than stamp on postal application)

Many of us stockpile prepaid envelopes and axourthw Web for free post addresses 

Scour!!!! 

Bobblehat

kermchem said:

Bobblehat said:

kermchem said:

s71hj said:

Then somebody will come up with a cunning strategy to open both! 

All current YBS regular savers appear to have both an e and a branch/postal version with the T&Cs saying that you cannot have both, or more than one (unless joint).

You're new here, aren't you? T&C's are only meaningful if they are enforced ..... according to many frequent contributors to this thread!

I may be new here, but I have lurked for a while. 

Oops, I seem to have more than one PrincipalityBS 6 month RS account of the same issue.

I don't have both app and branch Exclusive MonBS accounts for the reason that I cannot fill both. I am one of those people for whom MonBS offering 7% (variable) on £1000 a month has set a new floor to where I save.

Now, if YBS are going to offer 8% online and/or in branch on £50 a month, are you suggesting that a bus ticket to a local branch is worthwhile to check their T&Cs? (Bus cheaper than stamp on postal application)

I'm the wrong person to ask for advice on looking at "cunning strategies" (nicely put, BTW!). While I would wish anyone good luck if inclined to chance multiple applications/conversions etc, I am not one to knowingly do so myself, if it is obviously against any relevant clear T&C's. 

Someone is bound to chip in with their version of a "cunning strategy", in this case.