📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

The Top Regular Savers Discussion Thread

1515516517519521

Comments

  • 10_66
    10_66 Posts: 3,470 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic

    Online there is the capability to use add account to add the new accounts provided you have the account number. Additionally the cog to the right of that allows you to turn off the display which I have done for my closed accounts. This now matches what I see in the app.
    MONBS
    When I first registered the app a month ago, I could (and still can) see the accounts I've turned off when logged in online.  I can't get rid of them.
  • Section62
    Section62 Posts: 9,968 Forumite
    1,000 Posts Fourth Anniversary Name Dropper
    Any chance anyone knows if once open we can see app accounts on the normal online banking too?
    EDIT

    Yes, you can add the app exclusive account to normal online banking, you need to know the account number once you click "add", it doesn't list your available accounts.

    Conversely I can also see my "Regular Saver Issue 8" (that was opened not using the app) in the app (I didn't have to add it manually).
    With the online system 'Pending' means the system is waiting for a human to verify the account and activate it on your online profile.  If you don't 'add' an account yourself, but do have an online profile, they will eventually get round to adding it for you.

    It looks like the app lists all accounts without the need for manual action.
  • surreysaver
    surreysaver Posts: 4,860 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Thank God for that! Managed to open Monmouthshire's 7% RS by uninstalling and reinstalling the app. Just told it I had a new phone.
    I consider myself to be a male feminist. Is that allowed?
  • charlie12525
    charlie12525 Posts: 99 Forumite
    Fifth Anniversary 10 Posts Name Dropper
    Still stuck at the 2FA screen with no options to pick...

    This is after a reinstall. Looks like a phone call required.
    I finally sorted this problem.
    I dug out my old Moto G5 and it worked fine. Could not get it to work on my less than a year old Poco C65.
  • flaneurs_lobster
    flaneurs_lobster Posts: 6,764 Forumite
    Sixth Anniversary 1,000 Posts Photogenic Name Dropper
    Gers said:
    Bobblehat said:
    Nick_C said:
    ...
    Doesn't seem to be any option in the app to close the second account.  Will leave it unfunded, and message them once things have calmed down....
    Monmouthshire BS App Exclusive Regular Saver - Issue 1 (7%)

    If it's showing in the 'Your Accounts' section of the website, once logged in, you can usually close by viewing the account ('Details') and selecting 'Account Closure' on the left. Not sure if you can add this account to the 'Your Accounts' section if not showing, you usually can with non-app savers.


    Mon CS said only add the Exclusive RS you wish to fund to the online accounts ... leave the one you don't need, off the online system. I did what they said!
    It's so odd, isn't it? I now have the situation where I have one or two accounts showing online only, one or two on the app only, and one or two on both! 

     Additionally the cog to the right of that allows you to turn off the display which I have done for my closed accounts. This now matches what I see in the app.

    That's the most useful thing I've read in two days! Many thanks for posting it  
    Yes, agree. Had no idea, well done for finding it.
  • mebu60
    mebu60 Posts: 1,664 Forumite
    1,000 Posts Third Anniversary Photogenic Name Dropper
    I've only checked back three pages which are all MONBS so apols if this has already been covered.

    Principality 6 Month RS Iss 2, mine matures 3/9. Also have EA Iss 7, Christmas RS and 6 Month RS Iss 3.

    Maturity option selected to convert the RS Iss 2 into (another) RS Iss 3 at 7.5% AER fixed and pay in £200 on 3/9. Balance of £1k + interest selected pay into different Principality account, dropdown only offered existing RS Iss 3! I selected that in order to progress but clearly not possible as limited to £200 pcm (and that will have gone in on 1/9). Have sent secure message requesting change destination of mat balance to EA.

    Anyone else had this anomaly? 
  • infoadict
    infoadict Posts: 94 Forumite
    Fifth Anniversary 10 Posts Name Dropper
    I know the terms and conditions for the Monsbs App Reg Saver say you had to have been a member on 20/8/2025. However my wife wasn't and today she just applied for the Reg Saver Issue 8 @ 6%. Once approved she tongue in cheek the applied for the App reg Saver at 7% and was similarly approved. Both are showing showing in the app.
  • jameseonline
    jameseonline Posts: 1,104 Forumite
    1,000 Posts First Anniversary Name Dropper
    jameseonline said:
    I don't fund regular saver accounts with a pathetic £1 & leave them alone, if I get a regular saver I fully fund EVERY month, then close if I need to free up funds.
    Might be worth changing your stance about fully funding. If you can't put the full £1000 into the new Monmouthshire, it's still worth putting in, say, £200 per month. And at a higher rate than Nationwide for example.
    I doubt I'll be able to put in £1000 most months, even with dropping lower rate accounts, so I'll start with £100 this month and only add more if it's not too much hassle.
    I think you might have missed the fact I don't currently have funds to replace the Nationwide Regular that I'm currently closing early to fund others next month, Monmouthshire have now launched new accounts which has now shaken up the regular saver game on top of what I planned to do, I believe it's £500 per month for app version & £500 for branch version not £1000 per month for a single account?
  • wmb194
    wmb194 Posts: 5,016 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    edited Today at 6:40PM
    jameseonline said:
    I don't fund regular saver accounts with a pathetic £1 & leave them alone, if I get a regular saver I fully fund EVERY month, then close if I need to free up funds.
    Might be worth changing your stance about fully funding. If you can't put the full £1000 into the new Monmouthshire, it's still worth putting in, say, £200 per month. And at a higher rate than Nationwide for example.
    I doubt I'll be able to put in £1000 most months, even with dropping lower rate accounts, so I'll start with £100 this month and only add more if it's not too much hassle.
    I think you might have missed the fact I don't currently have funds to replace the Nationwide Regular that I'm currently closing early to fund others next month, Monmouthshire have now launched new accounts which has now shaken up the regular saver game on top of what I planned to do, I believe it's £500 per month for app version & £500 for branch version not £1000 per month for a single account?
    Mon BS Exc RS - 7%
     
    No, £1,000pm for the app version. 

  • s71hj
    s71hj Posts: 684 Forumite
    Part of the Furniture 500 Posts Name Dropper Combo Breaker
    Is anyone who accidentally ended up with x2 Monmouthshire app regular saver accounts planning on having a go at funding both? 
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.3K Banking & Borrowing
  • 253.2K Reduce Debt & Boost Income
  • 453.8K Spending & Discounts
  • 244.3K Work, Benefits & Business
  • 599.5K Mortgages, Homes & Bills
  • 177.1K Life & Family
  • 257.8K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.