The Top Regular Savers Discussion Thread

chris_the_bee

@Bridlington1

Dudley BS One Year Regular Saver Issue 9~~~ Launched 19/6/25
Interest rate: 5% AER variable 
Monthly payment: £0-£500 per calendar month
Miss any payments: Yes, as many as you wish
Penalty-free withdrawals: Early closure without penalty only
Age of applicant: Aged 16 or over
How to open account: Branch and post
Length of account term: 12 months from opening
Maximum balance: £6,500
Deposits on non-working days: Unclear as of yet.
Special conditions: n/a

Dudley CS confirmed deposits received on non-working days may not be entered on the account that day, but on the next working day they would be and interest would then accrue from the date of receipt of funds.

gt94sss2

flaneurs_lobster said:

Kim_13 said:

wmb194 said:

flaneurs_lobster said:

flaneurs_lobster said:

Dudley Loyalty Regular Saver

flaneurs_lobster said:

RosieRooBear said:

Dudley Loyalty Regular Saver
Have just spoken to Customer Services at Dudley BS as I opened my account last night but funds didn’t get credited until this morning. She has confirmed that as long as the account was opened on or before 17th July whether funded or not then you are eligible for the Loyalty RS.

checkly said:

Just rang CS and was told that it had to be funded by 17th July so no point them sending me an application form!  Oh well!

Mine's opened 17th, showing funded next day. One of those CS agents is correct, I've filled the form out so might as well spend the postage to find out which.

My Dudley Loyalty Regular Saver now showing in my online account. That was impressively quick, only posted the application yesterday.

Has anyone else who applied for Dudley BS accounts in the last week received any correspondence from them? I now have 2 accounts (albeit the RS doesn't seem to be accepting deposits yet) and have yet to receive any communication from them, not even an acknowledgement of account opening. 

Not exactly typical.

Yes, I posted my application on Friday and yesterday received the passbook in the post. The opening cheque was debited from my account this morning.

Did you make the cheque out to just your name or Dudley Building Society - Name? Not sure which to go with given the contradictory information in different places on their site, but wanted to send a cheque to maximise my chances of getting the account as funding is dated 18/7. I note however that the word live has been removed from the terms, so hopefully staff are now on the same page in that a 17/7 opening qualifies.

Kind of relevant, just had a call from Dudley saying my FP of £10 to the RS was less than the £50 needed to open the account (thus confirming that the account details were correct, which was the purpose of sending the tenner). 

Just to note that Dudley support Confirmation of Payee so this isn't necessary as the account details will be validated via that 

Kim_13

gt94sss2 said:

flaneurs_lobster said:

Kim_13 said:

wmb194 said:

flaneurs_lobster said:

flaneurs_lobster said:

Dudley Loyalty Regular Saver

flaneurs_lobster said:

RosieRooBear said:

Dudley Loyalty Regular Saver
Have just spoken to Customer Services at Dudley BS as I opened my account last night but funds didn’t get credited until this morning. She has confirmed that as long as the account was opened on or before 17th July whether funded or not then you are eligible for the Loyalty RS.

checkly said:

Just rang CS and was told that it had to be funded by 17th July so no point them sending me an application form!  Oh well!

Mine's opened 17th, showing funded next day. One of those CS agents is correct, I've filled the form out so might as well spend the postage to find out which.

My Dudley Loyalty Regular Saver now showing in my online account. That was impressively quick, only posted the application yesterday.

Has anyone else who applied for Dudley BS accounts in the last week received any correspondence from them? I now have 2 accounts (albeit the RS doesn't seem to be accepting deposits yet) and have yet to receive any communication from them, not even an acknowledgement of account opening. 

Not exactly typical.

Yes, I posted my application on Friday and yesterday received the passbook in the post. The opening cheque was debited from my account this morning.

Did you make the cheque out to just your name or Dudley Building Society - Name? Not sure which to go with given the contradictory information in different places on their site, but wanted to send a cheque to maximise my chances of getting the account as funding is dated 18/7. I note however that the word live has been removed from the terms, so hopefully staff are now on the same page in that a 17/7 opening qualifies.

Kind of relevant, just had a call from Dudley saying my FP of £10 to the RS was less than the £50 needed to open the account (thus confirming that the account details were correct, which was the purpose of sending the tenner). 

Just to note that Dudley support Confirmation of Payee so this isn't necessary as the account details will be validated via that 

The FP may have been sent on the day the account appeared on the online portal, so COP would be unlikely to work as it seems to involve overnight processing. I can confirm that COP worked on 18/7 when funding the ISA I opened on 17/7.

flaneurs_lobster

Kim_13 said:

The FP may have been sent on the day the account appeared on the online portal, so COP would be unlikely to work as it seems to involve overnight processing. 

Exactly this, CoP unable to CP so £10 sent rather than full funds.

wmb194

Kim_13 said:

wmb194 said:

flaneurs_lobster said:

flaneurs_lobster said:

Dudley Loyalty Regular Saver

flaneurs_lobster said:

RosieRooBear said:

Dudley Loyalty Regular Saver
Have just spoken to Customer Services at Dudley BS as I opened my account last night but funds didn’t get credited until this morning. She has confirmed that as long as the account was opened on or before 17th July whether funded or not then you are eligible for the Loyalty RS.

checkly said:

Just rang CS and was told that it had to be funded by 17th July so no point them sending me an application form!  Oh well!

Mine's opened 17th, showing funded next day. One of those CS agents is correct, I've filled the form out so might as well spend the postage to find out which.

My Dudley Loyalty Regular Saver now showing in my online account. That was impressively quick, only posted the application yesterday.

Has anyone else who applied for Dudley BS accounts in the last week received any correspondence from them? I now have 2 accounts (albeit the RS doesn't seem to be accepting deposits yet) and have yet to receive any communication from them, not even an acknowledgement of account opening. 

Not exactly typical.

Yes, I posted my application on Friday and yesterday received the passbook in the post. The opening cheque was debited from my account this morning.

Did you make the cheque out to just your name or Dudley Building Society - Name? Not sure which to go with given the contradictory information in different places on their site, but wanted to send a cheque to maximise my chances of getting the account as funding is dated 18/7. I note however that the word live has been removed from the terms, so hopefully staff are now on the same page in that a 17/7 opening qualifies.

The way it's always been recommended for safety: <building society> a/c <my forename and surname>.

If I had a common name I'd add my middle initial.

mebu60

flaneurs_lobster said:

Kim_13 said:

The FP may have been sent on the day the account appeared on the online portal, so COP would be unlikely to work as it seems to involve overnight processing. 

Exactly this, CoP unable to CP so £10 sent rather than full funds.

I'm presuming you didn't send from a Santander account then? They have taken to not allowing me to proceed if account number or reference 'does not exist'. I just wait overnight now which isn't always as convenient as doing straightaway. Similarly I now have a raft of payees called 'mebu60' which isn't helpful but forcing through a payee as the institution name thereby failing CoP was either blocked or resulted in a phone call. At least the latter gave me an opportunity to moan about their high level payee list not including reference field or even better allowing the use of a nickname. The price of progress!  

flaneurs_lobster

mebu60 said:

I'm presuming you didn't send from a Santander account then? They have taken to not allowing me to proceed if account number or reference 'does not exist'. 

Chase. It does issue dire warnings of doom but will allow you to proceed to payment. RBS similar.

HHUK

mebu60 said:

I'm presuming you didn't send from a Santander account then? They have taken to not allowing me to proceed if account number or reference 'does not exist'.

I had this when trying to open a new Kent Reliance account and fund it by a FP of £5 from Nationwide last week. Don't ever remember them not allowing me to proceed before (although I was able to do so the next day).

mebu60

HHUK said:

mebu60 said:

I'm presuming you didn't send from a Santander account then? They have taken to not allowing me to proceed if account number or reference 'does not exist'.

I had this when trying to open a new Kent Reliance account and fund it by a FP of £5 from Nationwide last week. Don't ever remember them not allowing me to proceed before (although I was able to do so the next day).

The application of CoP by some banks and building societies appears to have morphed from a warning mechanism to 'thou shall not pass'! 

Bridlington1

Skipton BS Home Deposit Saver Issue 4  at 4.31% NLA.