The Top Regular Savers Discussion Thread

Rudyson

Bigwheels1111 said:

Anyone had issues with Skipton's member reg saver 4, I opened it on the 30th May, Made a second payment at 00.15am on the 1st. Still not credited my account, after two call to them.

If you have one check your credit has been added.

No problems. Transferred in and showing in the a/c on Sunday 1st

chris_the_bee

solartom said:

Monmouth Bs

16/06/25

Interest Rate Changes

EXCLUSIVE REGULAR SAVER - ISSUE 2

Old Rate (%) 5.20  New Rate (%)  4.90 

source e mail

Monmouthshire BS
T's&C's for EXCLUSIVE REGULAR SAVER - ISSUE 2 state " If we put the rate down, we’ll let you know as soon as we can - with at least 30 days’ notice." Looks like someone can't count.

MDMD

chris_the_bee said:

solartom said:

Monmouth Bs

16/06/25

Interest Rate Changes

EXCLUSIVE REGULAR SAVER - ISSUE 2

Old Rate (%) 5.20  New Rate (%)  4.90 

source e mail

Monmouthshire BS
T's&C's for EXCLUSIVE REGULAR SAVER - ISSUE 2 state " If we put the rate down, we’ll let you know as soon as we can - with at least 30 days’ notice." Looks like someone can't count.

Fairly sure they issued a general change to the terms reducing that to 14 days around September last year

edit: see this thread from 14 Sept
https://forums.moneysavingexpert.com/discussion/comment/80993311/#Comment_80993311

allegro120

mon3ysav3r said:

allegro120 said:

 Saffron
Now I can see I broke another rule.  I didn't read MMLS t&c this time because I already know all key features, but completely forgot about 12 month requirement.  We'll see what happens.

I opened a different "Members saver" with Saffron without having been a member for a year a few months ago, they closed it and returned my deposit, plus a few pence interest if I remember correctly! 

Thank you.  It's good to know what to expect from Saffron.

I've had a similar experience with VM 10.38%.  I opened 4, one of them didn't align with conditions and was closed.  It took VM 7 weeks to close it and I received accrued interest. 

Aidanmc

Bigwheels1111 said:

Anyone had issues with Skipton's member reg saver 4, I opened it on the 30th May, Made a second payment at 00.15am on the 1st. Still not credited my account, after two call to them.

If you have one check your credit has been added.

Opened and funded the RS4 on 30th also, made 2nd payment today, all ok.

I didn'tt think Skipton credit/pay interest on deposits on non working days

trickydicky14

orange-juice said:

trickydicky14 said:

Aidanmc said:

ThePirates said:

Just logged in fine. Code sent by WhatsApp.

They used to send the code by SMS too, but doesnt seem to be the case today.

I can login via WhatsApp but it wont let me take money out of my easy access account!

Is this for the account that used to be 7%? I had a similar issue and it was because I was trying to withdraw the full amount which errored out. Turns out there was a £20 minimum to keep it open so it was either withdraw the full lot and close the account or keep £20 in there to keep it open.

I just got a message saying this can't be actioned please ring this number.

trickydicky14

orange-juice said:

trickydicky14 said:

Aidanmc said:

ThePirates said:

Just logged in fine. Code sent by WhatsApp.

They used to send the code by SMS too, but doesnt seem to be the case today.

I can login via WhatsApp but it wont let me take money out of my easy access account!

Is this for the account that used to be 7%? I had a similar issue and it was because I was trying to withdraw the full amount which errored out. Turns out there was a £20 minimum to keep it open so it was either withdraw the full lot and close the account or keep £20 in there to keep it open.

I've just logged in and did what you have outlined 'leaving £20 in the account' and it worked so thanks for that. It's strange though it never gave me the choice to close the account, may be you do have to ring them to close it?

ForumUser7

mon3ysav3r said:

allegro120 said:

 Saffron
Now I can see I broke another rule.  I didn't read MMLS t&c this time because I already know all key features, but completely forgot about 12 month requirement.  We'll see what happens.

I opened a different "Members saver" with Saffron without having been a member for a year a few months ago, they closed it and returned my deposit, plus a few pence interest if I remember correctly! 

Did they close it immediately? I feel like it would be better practice to give like 5 days for you to get in touch, in case they’d made a mistake etc. (albeit not the case in this situation) 

kaMelo

ForumUser7 said:

mon3ysav3r said:

allegro120 said:

 Saffron
Now I can see I broke another rule.  I didn't read MMLS t&c this time because I already know all key features, but completely forgot about 12 month requirement.  We'll see what happens.

I opened a different "Members saver" with Saffron without having been a member for a year a few months ago, they closed it and returned my deposit, plus a few pence interest if I remember correctly! 

Did they close it immediately? I feel like it would be better practice to give like 5 days for you to get in touch, in case they’d made a mistake etc. (albeit not the case in this situation) 

Whilst it was a few years ago I had a regular saver closed by them due to not being a member long enough, (Though I actually had, I timed it perfectly and they just got the dates mixed up) I think it was a couple of days after opening the account when they notified me they had closed the regular saver and sent the funds back to where they came from.

10_66

Progressive
If of any interest to folks who are trying to access them, when I logged on today there's a list of upcoming unavailable online times:
4th June, 7am - 9am
6th June 6pm - 8th June 3am
13th June 6pm - 16th June 8am