The Old Regular Savers Discussion Thread 28/12/24-29/1/26

Speculator

Quick question. My Zopa regular matures in 16 days and I've still not paid in my 12th payment. Is it okay to miss payments with the Zopa regular? Thanks in advance.

Ch1ll1Phlakes

s71hj said:

Has anybody ever had problems with the YBS app? Trying to login to see if my monthly payment has gone in and the app just won't let me but I can login with none app. My wife's works fine. I've tried changing password I've tried uninstalling and reinstalling I've tried turning phone off and on again. Feels personal to my phone!!!! 

I've logged in by app just now with no problems. It does sound like a problem with your phone. Check your phone is up to date with security in the settings.

Bobblehat

Speculator said:

Quick question. My Zopa regular matures in 16 days and I've still not paid in my 12th payment. Is it okay to miss payments with the Zopa regular? Thanks in advance.

Page 1 of this thread says you can miss payments 

Speculator

Bobblehat said:

Speculator said:

Quick question. My Zopa regular matures in 16 days and I've still not paid in my 12th payment. Is it okay to miss payments with the Zopa regular? Thanks in advance.

Page 1 of this thread says you can miss payments 

That's for the current variable rate version.

I assume it will be the same for the fixed rate version.

janusd

Speculator said:

Bobblehat said:

Speculator said:

Quick question. My Zopa regular matures in 16 days and I've still not paid in my 12th payment. Is it okay to miss payments with the Zopa regular? Thanks in advance.

Page 1 of this thread says you can miss payments 

That's for the current variable rate version.
I assume it will be the same for the fixed rate version.

there's also Bridlington's archive page - that will give you links to an archived version of the relevant Zopa page...

The Archived History Of Regular Savers Thread *** NO CHAT*** — MoneySavingExpert Forum

that said, I couldn't see anything there either way, but my recollection is that you could miss payments on the first/beta versions of the RS too.

Speculator

janusd said:

Speculator said:

Bobblehat said:

Speculator said:

Quick question. My Zopa regular matures in 16 days and I've still not paid in my 12th payment. Is it okay to miss payments with the Zopa regular? Thanks in advance.

Page 1 of this thread says you can miss payments 

That's for the current variable rate version.
I assume it will be the same for the fixed rate version.

there's also Bridlington's archive page - that will give you links to an archived version of the relevant Zopa page...

The Archived History Of Regular Savers Thread *** NO CHAT*** — MoneySavingExpert Forum

that said, I couldn't see anything there either way, but my recollection is that you could miss payments on the first/beta versions of the RS too.

Thanks. I will probably pay in £50 to be on the safe side.

Bridlington1

Speculator said:

janusd said:

Speculator said:

Bobblehat said:

Speculator said:

Quick question. My Zopa regular matures in 16 days and I've still not paid in my 12th payment. Is it okay to miss payments with the Zopa regular? Thanks in advance.

Page 1 of this thread says you can miss payments 

That's for the current variable rate version.
I assume it will be the same for the fixed rate version.

there's also Bridlington's archive page - that will give you links to an archived version of the relevant Zopa page...

The Archived History Of Regular Savers Thread *** NO CHAT*** — MoneySavingExpert Forum

that said, I couldn't see anything there either way, but my recollection is that you could miss payments on the first/beta versions of the RS too.

Thanks. I will probably pay in £50 to be on the safe side.

The summary for the account also appears on one of the monthly summaries, links to them also appear on p1 of the archived thread. 

There was no obligation to make a monthly deposit with the 7.5% version so you don't need to make a deposit this month if you don't wish to.

Speculator

Just noticed Faster Payments into Monmouthshire savings accounts is classed as "Direct Debit Receipt"

Would this affect the amount of interest you will get?

flaneurs_lobster

Speculator said:

Just noticed Faster Payments into Monmouthshire savings accounts is classed as "Direct Debit Receipt"

Would this affect the amount of interest you will get?

How? Why? It's a credit into the account on a particular date.

janusd

Speculator said:

Just noticed Faster Payments into Monmouthshire savings accounts is classed as "Direct Debit Receipt"

Would this affect the amount of interest you will get?

weirdly, all mine are showing as "STANDING ORDER" on the website, but none of them were, they were all manual transfers via FP... however, when you click on the transactions in the app, it does show Direct Debit Receipt... probably just a quirk of the app.