The Old Regular Savers Discussion Thread 28/12/24-29/1/26

moi

Born2Save_3 said:

janusd said:

@Bridlington1

according to Moneyfacts, both Suffolk 1 Year Fixed Rate Regular Saver (30.11.2026) & Suffolk BS Online 1 Year Fixed Rate Regular Saver (30.11.2026) seem to have gone NLA (Suffolk site still showing them as I type - no doubt updated in the morning).

they are being replaced by Suffolk 1 Year Fixed Rate Regular Saver (31.01.2027) & Suffolk Online Fixed Rate Regular Saver (31.01.2027) - as best as I can tell, the terms are still the same as with the previous issues.

....After my last SuffolkBS RS matured and I didn't provide maturity details, I'm going to open an easy access account with them as that allows faster payments out, so I've been advised, and internal transfers are done immediately or as near as.  This is to avoid the painfully slow BACS transfer out to nominated from a matured SuffolkBS RS.

I was thinking of doing that, but you can't transact online with Suffolk's basic easy access "Everyday Saver" account. Maybe it's possible to 'phone or message them 🤷‍♂️

thefrank

SUFFOLK 5% FIXED (January 2027)
It's on line now for applications by post and in branch

Edit: and on line version available now (9.30am)

Section62

moi said:

Born2Save_3 said:

janusd said:

@Bridlington1

according to Moneyfacts, both Suffolk 1 Year Fixed Rate Regular Saver (30.11.2026) & Suffolk BS Online 1 Year Fixed Rate Regular Saver (30.11.2026) seem to have gone NLA (Suffolk site still showing them as I type - no doubt updated in the morning).

they are being replaced by Suffolk 1 Year Fixed Rate Regular Saver (31.01.2027) & Suffolk Online Fixed Rate Regular Saver (31.01.2027) - as best as I can tell, the terms are still the same as with the previous issues.

....After my last SuffolkBS RS matured and I didn't provide maturity details, I'm going to open an easy access account with them as that allows faster payments out, so I've been advised, and internal transfers are done immediately or as near as.  This is to avoid the painfully slow BACS transfer out to nominated from a matured SuffolkBS RS.

I was thinking of doing that, but you can't transact online with Suffolk's basic easy access "Everyday Saver" account. Maybe it's possible to 'phone or message them 🤷‍♂️

I looked into this recently and asked in branch... currently they don't offer an easy access online account.  Apart from the RS account they only do notice accounts online, and because the notice accounts have an interest penalty (zero 'free' withdrawals allowed) there's no benefit from doing that.  A limited access account with a lower rate if you exceed 'x' withdrawals would be Ok for the purpose, but again Suffolk currently don't do an online one of those.

Branch advice was to visit a branch   or else get maturity instructions submitted in good time.

WillPS

Not sure if it's been mentioned - Nottingham BS have bumped their unexciting 4.75% regular saver to end 30/11/26:
https://www.thenottingham.com/savings/compare-savings-accounts/regular-saver

Aidanmc

Hanley BS RS
Any idea what the little asterisk means, if anything?

wmb194

Aidanmc said:

Hanley BS RS
Any idea what the little asterisk means, if anything?

I think it's indicating that it's not yet cleared. On Saturday when I made the DC deposit it also showed an asterisk as well but this morning it's disappeared.

flaneurs_lobster

wmb194 said:

Aidanmc said:

Hanley BS RS
Any idea what the little asterisk means, if anything?

I think it's indicating that it's not yet cleared. On Saturday when I made the DC deposit it also showed an asterisk as well but this morning it's disappeared.

** NOTE TO SELF **
Next month make deposit to Hanley BS RS by DC, because it'll clear quicker than my FP which is still nowhere to be seen.

janusd

francoghezzi said:

SUFFOLK 5% FIXED (January 2027)
It's on line now for applications by post and in branch

Edit: and on line version available now (9.30am)

out of interest, is the postal/branch version manageable online, e.g can you see the balance etc - or is it a passbook account ?

chris_the_bee

janusd said:

francoghezzi said:

SUFFOLK 5% FIXED (January 2027)
It's on line now for applications by post and in branch

Edit: and on line version available now (9.30am)

out of interest, is the postal/branch version manageable online, e.g can you see the balance etc - or is it a passbook account ?

Suffolk
They can al be viewed in your online account

s71hj

Has anybody ever had problems with the YBS app? Trying to login to see if my monthly payment has gone in and the app just won't let me but I can login with none app. My wife's works fine. I've tried changing password I've tried uninstalling and reinstalling I've tried turning phone off and on again. Feels personal to my phone!!!!