The Old Regular Savers Discussion Thread 28/12/24-29/1/26

Bridlington1

Just a reminder the following interest rate cuts come into effect tomorrow:

Account	Old rate	New rate	Date
Leeds BS Home Deposit Saver Issues 1 & 2	4.80%	NO CHANGE	17/09/2025
Leeds BS Regular Saver (ISSUE 45, 46, 47, 48, 49, 50, 51, 52, 53, 54, 56, 57, 59, 60, 61, 62, 63, 64, 65 & 66)	4.70%	NO CHANGE	17/09/2025
Leeds BS Regular Saver Issue 55 & 58	4.85%	NO CHANGE	17/09/2025
Saffron BS 12 Month Members Regular Saver	4.20%	3.95%	17/09/2025
Saffron BS Children's Regular Saver	4.45%	4.20%	17/09/2025
Saffron BS Small Saver	4.40%	4.15%	17/09/2025
Saffron BS Ware Regular Saver	4.45%	4.20%	17/09/2025

Catplan

YBS loyalty RS down to 4.85 on 2nd Oct
the bog standard RS to 4.25

https://www.ybs.co.uk/documents/productdata/YBM1607RC.pdf

ThePirates

Is there a minimum payment required into the NatWest and RBS Digital Regular Savers? 
The website suggests £1 but it's it enforced?

Kim_13

ThePirates said:

Is there a minimum payment required into the NatWest and RBS Digital Regular Savers? 
The website suggests £1 but it's it enforced?

Monthly, definitely not. When I raided mine to fund 7-8% savers in 2023 I didn't pay in for months and left it with a minimal balance. They might take action if less than £1 was left in the account though, and as no interest is paid in the month of closure as I recall it doesn't seem worth risking.

SH88SH88

Recently started a RS with Chorley.  First payment was received quite quickly,  second was quite slow. Anybody care to share any opinions re Chorley,  in particular speed of payment,  customer service, any specific foibles etc ? TIA .

s71hj

Re Coop regular saver, mine has matured today. Can I just crack on today and open a new one? 

flaneurs_lobster

s71hj said:

Re Coop regular saver, mine has matured today. Can I just crack on today and open a new one? 

If the old one has gone then yes. Seem to recall it takes a few days to process.

s71hj

flaneurs_lobster said:

s71hj said:

Re Coop regular saver, mine has matured today. Can I just crack on today and open a new one? 

If the old one has gone then yes. Seem to recall it takes a few days to process.

It's still there but now called a Smart Saver so technically I'd assume that means Inonger have a regular saver? 

flaneurs_lobster

s71hj said:

flaneurs_lobster said:

s71hj said:

Re Coop regular saver, mine has matured today. Can I just crack on today and open a new one? 

If the old one has gone then yes. Seem to recall it takes a few days to process.

It's still there but now called a Smart Saver so technically I'd assume that means Inonger have a regular saver? 

Correct....

Hattie627

SH88SH88 said:

Recently started a RS with Chorley.  First payment was received quite quickly,  second was quite slow. Anybody care to share any opinions re Chorley,  in particular speed of payment,  customer service, any specific foibles etc ? TIA .

Re Chorley

I've had repeated RS's with them since 2016. Never the best, interest-wise, but always competitive. Monthly payment limit was upped to £400 (from £250) about a year ago, which is good. Never had to phone them about anything (that I recall), everything runs smoothly online. Gripe: they are one of the slower ones to update online after a deposit made but it IS fairly predictable. SO by FP leaves bank account in early hours of Day 1, shows in Chorley by around midday on Day 2 (assuming both days are banking days)