The Old Regular Savers Discussion Thread 28/12/24-29/1/26

s71hj

flaneurs_lobster said:

s71hj said:

flaneurs_lobster said:

s71hj said:

Re Coop regular saver, mine has matured today. Can I just crack on today and open a new one? 

If the old one has gone then yes. Seem to recall it takes a few days to process.

It's still there but now called a Smart Saver so technically I'd assume that means Inonger have a regular saver? 

Correct....

So, another question. Bearing in mind I made a payment into the now matured RS on 1st Sept, if I open a new one today will I be able to pay in straight away or will I have to wait until October to pay in as I'll already have paid into a Coop RS this month? 

allegro120

SH88SH88 said:

Recently started a RS with Chorley.  First payment was received quite quickly,  second was quite slow. Anybody care to share any opinions re Chorley,  in particular speed of payment,  customer service, any specific foibles etc ? TIA .

Was your second payment sent at weekend?  Chorley don't credit weekend deposits until the next working day.  Deposits made on working day are credited on the same day, but don't show until next day.

flaneurs_lobster

s71hj said:

flaneurs_lobster said:

s71hj said:

flaneurs_lobster said:

s71hj said:

Re Coop regular saver, mine has matured today. Can I just crack on today and open a new one? 

If the old one has gone then yes. Seem to recall it takes a few days to process.

It's still there but now called a Smart Saver so technically I'd assume that means Inonger have a regular saver? 

Correct....

So, another question. Bearing in mind I made a payment into the now matured RS on 1st Sept, if I open a new one today will I be able to pay in straight away or will I have to wait until October to pay in as I'll already have paid into a Coop RS this month? 

Now you're asking, I think I was able to do this at last maturity but not certain. 

Someone here will know, otherwise suck it and see. 

allegro120

s71hj said:

flaneurs_lobster said:

s71hj said:

flaneurs_lobster said:

s71hj said:

Re Coop regular saver, mine has matured today. Can I just crack on today and open a new one? 

If the old one has gone then yes. Seem to recall it takes a few days to process.

It's still there but now called a Smart Saver so technically I'd assume that means Inonger have a regular saver? 

Correct....

So, another question. Bearing in mind I made a payment into the now matured RS on 1st Sept, if I open a new one today will I be able to pay in straight away or will I have to wait until October to pay in as I'll already have paid into a Coop RS this month? 

Co-op
You can apply today, but it takes a couple days for account to be opened.  You can fund it as soon as it is opened.  When it is opened it will be a new account, so it doesn't matter what you have paid into your old one.  

s71hj

allegro120 said:

s71hj said:

flaneurs_lobster said:

s71hj said:

flaneurs_lobster said:

s71hj said:

Re Coop regular saver, mine has matured today. Can I just crack on today and open a new one? 

If the old one has gone then yes. Seem to recall it takes a few days to process.

It's still there but now called a Smart Saver so technically I'd assume that means Inonger have a regular saver? 

Correct....

So, another question. Bearing in mind I made a payment into the now matured RS on 1st Sept, if I open a new one today will I be able to pay in straight away or will I have to wait until October to pay in as I'll already have paid into a Coop RS this month? 

Co-op
You can apply today, but it takes a couple days for account to be opened.  You can fund it as soon as it is opened.  When it is opened it will be a new account, so it doesn't matter what you have paid into your old one.  

Thanks. For some reason this was one of the ones I funded on the 15th of every month. I now try to fund all on the 1st as it makes it easier to know the date to have funds in current account for standing orders. Therefore I HAVEN'T funded this month as it transpires anyway! 

allegro120

s71hj said:

allegro120 said:

s71hj said:

flaneurs_lobster said:

s71hj said:

flaneurs_lobster said:

s71hj said:

Re Coop regular saver, mine has matured today. Can I just crack on today and open a new one? 

If the old one has gone then yes. Seem to recall it takes a few days to process.

It's still there but now called a Smart Saver so technically I'd assume that means Inonger have a regular saver? 

Correct....

So, another question. Bearing in mind I made a payment into the now matured RS on 1st Sept, if I open a new one today will I be able to pay in straight away or will I have to wait until October to pay in as I'll already have paid into a Coop RS this month? 

Co-op
You can apply today, but it takes a couple days for account to be opened.  You can fund it as soon as it is opened.  When it is opened it will be a new account, so it doesn't matter what you have paid into your old one.  

Thanks. For some reason this was one of the ones I funded on the 15th of every month. I now try to fund all on the 1st as it makes it easier to know the date to have funds in current account for standing orders. Therefore I HAVEN'T funded this month as it transpires anyway! 

You could have made 13th payment into Co-op RS, there is no maximum balance for this account.

I've just checked my records, last time it took 4 working days to open Co-op RS.

s71hj

allegro120 said:

s71hj said:

allegro120 said:

s71hj said:

flaneurs_lobster said:

s71hj said:

flaneurs_lobster said:

s71hj said:

Re Coop regular saver, mine has matured today. Can I just crack on today and open a new one? 

If the old one has gone then yes. Seem to recall it takes a few days to process.

It's still there but now called a Smart Saver so technically I'd assume that means Inonger have a regular saver? 

Correct....

So, another question. Bearing in mind I made a payment into the now matured RS on 1st Sept, if I open a new one today will I be able to pay in straight away or will I have to wait until October to pay in as I'll already have paid into a Coop RS this month? 

Co-op
You can apply today, but it takes a couple days for account to be opened.  You can fund it as soon as it is opened.  When it is opened it will be a new account, so it doesn't matter what you have paid into your old one.  

Thanks. For some reason this was one of the ones I funded on the 15th of every month. I now try to fund all on the 1st as it makes it easier to know the date to have funds in current account for standing orders. Therefore I HAVEN'T funded this month as it transpires anyway! 

You could have made 13th payment into Co-op RS, there is no maximum balance for this account.

I've just checked my records, last time it took 4 working days to open Co-op RS.

Yep. I'm rather more honed in my RS approach now and will pay in as soon as it opens and then set up another 12 standing orders for the 1st of month. 

OrangeBlueGreen

ForumUser7 said:

Suffolk BS

How does maturity for the online regular savers normally work please? Is there an option to give preferences in advance that mean it is closed and funds sent to the NBA like principality etc.? Thanks

You've probably had your letter by now but got mine this morning.

It says that we can choose our options online. 
1. Withdraw/close and funds sent to nominated account.
2. Open a new Regular Saver 
3. Choose a different type of account.

Dugal

allegro120 said:

s71hj said:

allegro120 said:

s71hj said:

flaneurs_lobster said:

s71hj said:

flaneurs_lobster said:

s71hj said:

Re Coop regular saver, mine has matured today. Can I just crack on today and open a new one? 

If the old one has gone then yes. Seem to recall it takes a few days to process.

It's still there but now called a Smart Saver so technically I'd assume that means Inonger have a regular saver? 

Correct....

So, another question. Bearing in mind I made a payment into the now matured RS on 1st Sept, if I open a new one today will I be able to pay in straight away or will I have to wait until October to pay in as I'll already have paid into a Coop RS this month? 

Co-op
You can apply today, but it takes a couple days for account to be opened.  You can fund it as soon as it is opened.  When it is opened it will be a new account, so it doesn't matter what you have paid into your old one.  

Thanks. For some reason this was one of the ones I funded on the 15th of every month. I now try to fund all on the 1st as it makes it easier to know the date to have funds in current account for standing orders. Therefore I HAVEN'T funded this month as it transpires anyway! 

You could have made 13th payment into Co-op RS, there is no maximum balance for this account.

I've just checked my records, last time it took 4 working days to open Co-op RS.

When my Coop RS matured the other week my new RS account was visible in online banking before I received an email with the account details, I think.

allegro120

Dugal said:

allegro120 said:

s71hj said:

allegro120 said:

s71hj said:

flaneurs_lobster said:

s71hj said:

flaneurs_lobster said:

s71hj said:

Re Coop regular saver, mine has matured today. Can I just crack on today and open a new one? 

If the old one has gone then yes. Seem to recall it takes a few days to process.

It's still there but now called a Smart Saver so technically I'd assume that means Inonger have a regular saver? 

Correct....

So, another question. Bearing in mind I made a payment into the now matured RS on 1st Sept, if I open a new one today will I be able to pay in straight away or will I have to wait until October to pay in as I'll already have paid into a Coop RS this month? 

Co-op
You can apply today, but it takes a couple days for account to be opened.  You can fund it as soon as it is opened.  When it is opened it will be a new account, so it doesn't matter what you have paid into your old one.  

Thanks. For some reason this was one of the ones I funded on the 15th of every month. I now try to fund all on the 1st as it makes it easier to know the date to have funds in current account for standing orders. Therefore I HAVEN'T funded this month as it transpires anyway! 

You could have made 13th payment into Co-op RS, there is no maximum balance for this account.

I've just checked my records, last time it took 4 working days to open Co-op RS.

When my Coop RS matured the other week my new RS account was visible in online banking before I received an email with the account details, I think.

Yes, It is worth checking online/app instead of waiting for email.  I received email 2 days after the account was opened and funded.