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The Old Regular Savers Discussion Thread 28/12/24-29/1/26

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Comments

  • SFCooper
    SFCooper Posts: 94 Forumite
    Second Anniversary 10 Posts Name Dropper
    masonic said:
    SFCooper said:
    gt94sss2 said:
    Zopa have updated their Regular Saver which now pays 7.1% (variable) on upto £300/month for new accounts.

    You still need a Zopa current account to get one but that is now out of beta so anyone can apply for one.
    Not true. They refuse to give me it.
    Anyone can apply. Like all current accounts, not everyone will be accepted. You will need to meet the eligibility criteria, pass identity checks, etc
    I’m talking about the saver. I’ve got the current account.
  • Dizzycap
    Dizzycap Posts: 2,065 Ambassador
    1,000 Posts Third Anniversary Photogenic Debt-free and Proud!
    edited 26 June 2025 at 5:23AM
    SFCooper said:
    masonic said:
    SFCooper said:
    gt94sss2 said:
    Zopa have updated their Regular Saver which now pays 7.1% (variable) on upto £300/month for new accounts.

    You still need a Zopa current account to get one but that is now out of beta so anyone can apply for one.
    Not true. They refuse to give me it.
    Anyone can apply. Like all current accounts, not everyone will be accepted. You will need to meet the eligibility criteria, pass identity checks, etc
    I’m talking about the saver. I’ve got the current account.
    Have you opened a Primary (Access) Pot in the Smart Savings Hub? I opened this first and put in £1; which is still in there and was then able to apply for a RS without issue.
    --**MONEYFACTS**-- FULL List of Money Comparison Products + News / Guides--
       Personal MSE 2026 Money Saving Challenges:
    ~ NSD 2026 Challenge May 12/20 (6)
    # Regular Savers 2026- New 9/12 - Total: 31 (6)
    # No.12 Save £2 a Day 2026 £364.98 / £730 (6)
    # No.2 Save 1p A Day Challenge 2026 £355.02 / £667.95 (6)
    # No.4 Save £12k in 2026 - £8492.37 / £12,000 (6)
    £10-a-Day Challenge 2026 - £710.56 / £1825 (6)
    No.8 Sealed Pot Challenge 19 (22/10) 426 / £400 (6)
    # No.27 - Top Up EP 2 £1255 / £2880 (6).
    # Make £2026 in 2026 - Completed
    Motto: 'SAVE before you spend on Non-essentials
  • SFCooper
    SFCooper Posts: 94 Forumite
    Second Anniversary 10 Posts Name Dropper
    Dizzycap said:
    SFCooper said:
    masonic said:
    SFCooper said:
    gt94sss2 said:
    Zopa have updated their Regular Saver which now pays 7.1% (variable) on upto £300/month for new accounts.

    You still need a Zopa current account to get one but that is now out of beta so anyone can apply for one.
    Not true. They refuse to give me it.
    Anyone can apply. Like all current accounts, not everyone will be accepted. You will need to meet the eligibility criteria, pass identity checks, etc
    I’m talking about the saver. I’ve got the current account.
    Have you opened a Primary (Access) Pot in the Smart Savings Hub? I opened this first and put in £1; which is still in there and was then able to apply for a RS without issue.
    Yes. I’ve now lodged a complaint.
  • ForumUser7
    ForumUser7 Posts: 2,615 Forumite
    1,000 Posts Third Anniversary Photogenic Name Dropper
    Saffron BS

    Anyone received their £15 National Book Token yet?
    If you want me to definitely see your reply, please tag me @forumuser7 Thank you.

    N.B. (Amended from Forum Rules): You must investigate, and check several times, before you make any decisions or take any action based on any information you glean from any of my content, as nothing I post is advice, rather it is personal opinion and is solely for discussion purposes. I research before my posts, and I never intend to share anything that is misleading, misinforming, or out of date, but don't rely on everything you read. Some of the information changes quickly, is my own opinion or may be incorrect. Verify anything you read before acting on it to protect yourself because you are responsible for any action you consequently make... DYOR, YMMV etc.
  • jameseonline
    jameseonline Posts: 1,335 Forumite
    1,000 Posts Second Anniversary Name Dropper
    Further to the above West Brom BS Fixed Rate Regular Saver (Issue 7) at 6% appears to have re-appeared on their website so has been re-admitted to the list on the first page of this thread. The account appears to have remained as branch only for the time being.

    gt94sss2 said:
    Zopa have updated their Regular Saver which now pays 7.1% (variable) on upto £300/month for new accounts.

    You still need a Zopa current account to get one but that is now out of beta so anyone can apply for one.
    Zopa's Regular Saver Pot has now been moved to the open to all list as it is no longer in its beta phase and the listing updated to reflect the updated terms.

    Apologies for not doing the above sooner, yesterday was the most traumatic I've experienced. I shan't go into details as some would find it distressing.
    Why is Zopa going on about biscuits now, have they got a deal going on with Jammie Dodgers or something?, and it's questionable wether it's open to all because you still have to have their bank account 1st to access that pot.

    It's more open than it was I guess.

    Hope things get better soon.
  • Bridlington1
    Bridlington1 Posts: 4,811 Forumite
    1,000 Posts Fourth Anniversary Photogenic Name Dropper
    Further to the above West Brom BS Fixed Rate Regular Saver (Issue 7) at 6% appears to have re-appeared on their website so has been re-admitted to the list on the first page of this thread. The account appears to have remained as branch only for the time being.

    gt94sss2 said:
    Zopa have updated their Regular Saver which now pays 7.1% (variable) on upto £300/month for new accounts.

    You still need a Zopa current account to get one but that is now out of beta so anyone can apply for one.
    Zopa's Regular Saver Pot has now been moved to the open to all list as it is no longer in its beta phase and the listing updated to reflect the updated terms.

    Apologies for not doing the above sooner, yesterday was the most traumatic I've experienced. I shan't go into details as some would find it distressing.
    Why is Zopa going on about biscuits now, have they got a deal going on with Jammie Dodgers or something?, and it's questionable whether it's open to all because you still have to have their bank account 1st to access that pot.

    It's more open than it was I guess.

    Hope things get better soon.
    With regards to accounts being open to all, the definition I am using on the first page of this thread is:
    1. Regular Savers Open To All  - Regular savers that are not restricted to those under the age of 21, has no postcode/regional restrictions and does not require you to have been an existing member for any length of time. This section does include accounts which require you to hold another current/savings account in order to open it so long as opening the other account immediately makes you eligible for the regular saver.
    The Zopa regular saver pot only requires you to hold their current account and smart saver to be eligible to open it, both of these accounts can be opened by anyone over 18 in the UK. As soon as you have these accounts you are eligible for the regular saver pot. Thus this fits my definition of being open to all. It's the same reason that the First Direct, Co-op etc regular savers get included in the first section.

    Previously the regular saver pot got listed in the local/loyal/beta section because the current account and regular saver were still in their beta phase so not everyone could open the account (at one point it was by invite only). As soon as the current account and regular saver came out of its beta phase it became eligible for inclusion in the open to all section.
  • ThePirates
    ThePirates Posts: 467 Forumite
    Part of the Furniture 100 Posts Photogenic Name Dropper
    Saffron BS

    Anyone received their £15 National Book Token yet?
    Nothing here yet
  • Bob2000
    Bob2000 Posts: 666 Forumite
    500 Posts First Anniversary Name Dropper Photogenic
    Bob2000 said:
    Principality 6month regular saver.
    ISSUE 3 SAGA

    I know this as been discussed more than a few times but I've  just sent maturity instructions to reinvest my 6MONTH RS (Issue 2) into Another issue 3 making a total of three now if it goes through. 
    Exciting, ain't it.
    Looks like it's all been accepted and first deposit in and all showing online.
    The interest on issue 2 was £32.16 so happy days.
  • nomorekids
    nomorekids Posts: 575 Forumite
    Part of the Furniture 500 Posts Name Dropper Combo Breaker
    Saffron BS

    Anyone received their £15 National Book Token yet?
    nope plus no £45 for closed refer a friend either, very hit and miss those that have been successful getting compensation. 
    If you want to be rich, never, ever have kids ;)
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