The Old Regular Savers Discussion Thread 28/12/24-29/1/26

allegro120

Principality
I've sent £250 instead of £125 to Christmas by accident. It shows £125 on transactions statement.  Has anyone had an experience of exceeding the allowance in a singe transaction? Should I expect the surplus £125 to be automatically returned or do I need to call Principality to resolve this? 

Archerychick

allegro120 said:

Principality
I've sent £250 instead of £125 to Christmas by accident. It shows £125 on transactions statement.  Has anyone had an experience of exceeding the allowance in a singe transaction? Should I expect the surplus £125 to be automatically returned or do I need to call Principality to resolve this? 

Yes I did this by mistake a few month ago, they returned the amount over the £125 to me and deposited £125 into the account 

Kim_13

allegro120 said:

Principality
I've sent £250 instead of £125 to Christmas by accident. It shows £125 on transactions statement.  Has anyone had an experience of exceeding the allowance in a singe transaction? Should I expect the surplus £125 to be automatically returned or do I need to call Principality to resolve this? 

Accidentally did this with the Maturity Winter - the excess arrived back within about 14 hours. They sent a letter explaining what they had done - no idea why they couldn’t just send a secure message and a text advising to read it.

10_66

Dizzycap said:

10_66 said:

Dizzycap said:

This might be useful to anyone who is holding:

TSB Monthly Savings Account

Around 7-10 days before your old RS matures, the system will allow you to open a New RS without any issues.

Mine was due to mature on 6th December and I opened a new RS on the 28th November which was fully funded from my TSB current account on the 29th. I then subsequently changed the automatic set-up monthly deposit date to the beginning of the December onwards, also without issue.

Looks like this early opening method is no longer possible, I've been trying to do this over the last few days (within the 7-10 days as mentioned above) and it just keeps stating that I can't open it as I already have one.

I'd keep retrying around 6-7 days as I've found it has varied from year to year. This year it was 10 days for me, the year before before 6 days before maturity of old RS. I always managed to open my new RS early via APP, if that's any help Also, make sure the TSB App is up to date

Definitely didn't work for me, I tried to the bitter end (online and in the app), and each time the message was the same.  So, maybe they've put a stop to it since you managed to do this. 

Dizzycap

10_66 said:

Dizzycap said:

10_66 said:

Dizzycap said:

This might be useful to anyone who is holding:

TSB Monthly Savings Account

Around 7-10 days before your old RS matures, the system will allow you to open a New RS without any issues.

Mine was due to mature on 6th December and I opened a new RS on the 28th November which was fully funded from my TSB current account on the 29th. I then subsequently changed the automatic set-up monthly deposit date to the beginning of the December onwards, also without issue.

Looks like this early opening method is no longer possible, I've been trying to do this over the last few days (within the 7-10 days as mentioned above) and it just keeps stating that I can't open it as I already have one.

I'd keep retrying around 6-7 days as I've found it has varied from year to year. This year it was 10 days for me, the year before before 6 days before maturity of old RS. I always managed to open my new RS early via APP, if that's any help Also, make sure the TSB App is up to date

Definitely didn't work for me, I tried to the bitter end (online and in the app), and each time the message was the same.  So, maybe they've put a stop to it since you managed to do this. 

Obviously the early opening loophole/method has been closed. It's worked fine for me in Decemeber for the past 2  as I had 2 funded at the same time. One RS about to mature within 7-10 days with a new RS opened and funded at the same time and the system didn't have a problem with me doing this, but obviously, it has now

WindfallWendy

Just making sure everyone has noted that *Market Harborough BS* online services will be out of action 3pm Fri 4th April - 10am Tues 8th April. 

Essex123

‘Planned maintenance’ at short notice over tax year end seems particularly poor planning!  Maybe they’ve had to ‘plan’ some kind of urgent bug fix at short notice.

WillPS

Essex123 said:

‘Planned maintenance’ at short notice over tax year end seems particularly poor planning!  Maybe they’ve had to ‘plan’ some kind of urgent bug fix at short notice.

I've a vague memory that some building societies always 'go down' at the end of the tax year.

WindfallWendy

Timing seems pertinent - though I haven't any plans to move things around with them next week, but thought I'd share on here since the email I received offered barely 24 hours notice!!!

Dizzycap

Just thought I'd mention that:

Barclays are also working on their systems from Midnight to 7am on Sunday 6th April.You won't be able to make transfers or payments to non-barclays accounts. You will be able to move money between your own and other Barclays accounts.