The Old Regular Savers Discussion Thread 28/12/24-29/1/26

Bob2000

Hattie627 said:

Has anyone else had their 1st April £200 standing order payment to Nationwide Flex Regular Saver rejected and returned to their bank account? This has happened to me.

Mine was returned at 9ish today sent last night at 1am. Resent at 9.45 and so far looks OK.

Hattie627

tr7phil said:

Hattie627 said:

Has anyone else had their 1st April £200 standing order payment to Nationwide Flex Regular Saver rejected and returned to their bank account? This has happened to me.

Mine was fine, but my wife's was returned.  She did a manual payment when she noticed and that appears to have stayed there.

I have also re-sent mine by manual payment and also appears to have been accepted. 

Bigwheels1111

My Skipton reg saver payment via SO has not arrived today.

Anyone else ?.

hertslady64

Bigwheels1111 said:

My Skipton reg saver payment via SO has not arrived today.

Anyone else ?.

Mine hasn't either, I was just checking the time scales and it should have been today 

Bob2000

Bigwheels1111 said:

My Skipton reg saver payment via SO has not arrived today.

Anyone else ?.

Not having much luck today first with  Nationwide  now Skipton. Mine hasn't arrived yet.
Also waiting on penrith too.

Bob2000

Bob2000 said:

Bigwheels1111 said:

My Skipton reg saver payment via SO has not arrived today.

Anyone else ?.

Not having much luck today first with  Nationwide  now Skipton. Mine hasn't arrived yet.
Also waiting on penrith too.

Would you Adam  and Eve it just arrived Skipton.

Kim_13

I suspect institutions are rejecting deposits if a Standing Order arrives before they have reset the monthly allowance, usually some time in the small hours, so experiences will vary based on the bank the SO was sent from and what time they processed it. I had this issue with Skipton not accepting a debit card payment at around 1am a few months ago. I pay into Saffron RS via internal transfer, but if I try after midnight it says no accounts available to transfer to. It offers the RS as an option in the morning with no issue.

Bridlington1

GetRichOrDieSaving said:

Is it possible to close the Coventry Building Society Loyalty Seasonal Saver (5.6%) and re-open on the same day? Or is it NLA? 

Coventry BS Loyalty Seasonal Saver went NLA a while back and withdrawals/closure come with a 30 day interest penalty if done prior to 1/11/25 unless they've announced a cut to the interest rate within the last 30 days, which isn't applicable as they announced their most recent cut in mid February IIRC. 

Bridlington1

Usual drill:

Leeds BS Regular Saver (Issue 62) at 4.8% NLA. Replaced by Issue 63 at the same rate with a new maturity date of 5/4/27

Chorley BS Regional 2 Year Flexible Saver (28.02.2027) at 5.15% NLA. Replaced by Regional 2 Year Flexible Saver (31.03.2027) at the same rate.

Chorley BS Regular Saver (28.02.2026) at 5.15% NLA. Replaced by Regular Saver (31.03.2026) at the same rate.

Hattie627

Kim_13 said:

I suspect institutions are rejecting deposits if a Standing Order arrives before they have reset the monthly allowance, usually some time in the small hours, so experiences will vary based on the bank the SO was sent from and what time they processed it. I had this issue with Skipton not accepting a debit card payment at around 1am a few months ago. I pay into Saffron RS via internal transfer, but if I try after midnight it says no accounts available to transfer to. It offers the RS as an option in the morning with no issue.

Until today, I've never had a rejection of a monthly SO made on the 1st to Nationwide RS. My payments always come from Santander. Just wondering if Nationwide's system hadn't/hasn't updated from GMT to BST, so any payment arriving before 1am BST this morning (1st) was rejected. Just a thought, may be nothing to do with this