The Old Regular Savers Discussion Thread 28/12/24-29/1/26

Dizzycap

Bigwheels1111 said:

Dizzycap said:

Bigwheels1111 said:

Just a heads up regarding Zopa regular saver.

Opened on the 6th of Feb, first auto save set for 6th March.

My auto save was not taken today.

After calling Zopa they have no idea why its not been taken, but April is ready to be taken.

So i will make a manual payment today.

Just check yours if you have one.

I've noticed that the Zopa App has been very glitchy over the past couple of days. I've checked for any App updates, and there are non, so I assume that it's a server issue which seems to occur between midnight and 2am each morning. However, my usual Auto Collect 3rd of the month regular payment went into my RS with no issues, so the Zopa App glitch has only just started.

It's just got even worse, Zopa just took the £300 and put it into the wrong pot, Taking my bank account into its overdraft.

I know its a new bank but not a good start.

Check your auto set-up to make sure it's set-up correctly. If everything is set-up correctly, then just leave it and don't assuming that a payment won't be taken or arrive until a few days have passed. I had a returned payment from an already established linked bank account with Zopa which went into my Zopa currect account this morning and not back into the pot I sent it from - It seems the tech gremlins are about.

ToastLady

Dizzycap said:

liamcov said:

Re Halifax regular saver - my account has matured and funds were transferred to an easy access account, but the main main remains open and still showing 5.5% preventing me from opening a new one - does this account roll over to carry on saving or do I have to request closure?

I think it takes a couple of days before the old Halifax RS is fully closed, but I'd get onto chat and get them to manually close it so that you can open a new fixed 5.5%

I've personally never had a Halifax RS rollover, but I believe some have experienced this. Again, I would check on chat to confirm that this is the case

When you open the Halifax Regular Saver, a low interest easy access account is automatically opened up too. Then, when the RS matures, it goes into this EA account. However, if you delete the easy access account, the RS changes to an easy access account on maturity and you can open up a new RS. I can't remember what the easy access account is called as I've deleted mine.

PloughmansLunch

ToastLady said:

Dizzycap said:

liamcov said:

Re Halifax regular saver - my account has matured and funds were transferred to an easy access account, but the main main remains open and still showing 5.5% preventing me from opening a new one - does this account roll over to carry on saving or do I have to request closure?

I think it takes a couple of days before the old Halifax RS is fully closed, but I'd get onto chat and get them to manually close it so that you can open a new fixed 5.5%

I've personally never had a Halifax RS rollover, but I believe some have experienced this. Again, I would check on chat to confirm that this is the case

When you open the Halifax Regular Saver, a low interest easy access account is automatically opened up too. Then, when the RS matures, it goes into this EA account. However, if you delete the easy access account, the RS changes to an easy access account on maturity and you can open up a new RS. I can't remember what the easy access account is called as I've deleted mine.

'Instant Saver' - I'm going to close mine now 

sheffieldeagle

Bigwheels1111 said:

Just a heads up regarding Zopa regular saver.

Opened on the 6th of Feb, first auto save set for 6th March.

My auto save was not taken today.

After calling Zopa they have no idea why its not been taken, but April is ready to be taken.

So i will make a manual payment today.

Just check yours if you have one.

Cheers for the heads up

tr7phil

Dizzycap said:

liamcov said:

Re Halifax regular saver - my account has matured and funds were transferred to an easy access account, but the main main remains open and still showing 5.5% preventing me from opening a new one - does this account roll over to carry on saving or do I have to request closure?

I think it takes a couple of days before the old Halifax RS is fully closed, but I'd get onto chat and get them to manually close it so that you can open a new fixed 5.5%

I've personally never had a Halifax RS rollover, but I believe some have experienced this. Again, I would check on chat to confirm that this is the case

Mine has rolled over twice now.  I leave the standing order going "Until Further Notice".  The money in the account is transferred out to the Everyday Saver automatically and the standing order just carries on doing its job with the Regular Saver.

Bob2000

ToastLady said:

Dizzycap said:

liamcov said:

Re Halifax regular saver - my account has matured and funds were transferred to an easy access account, but the main main remains open and still showing 5.5% preventing me from opening a new one - does this account roll over to carry on saving or do I have to request closure?

I think it takes a couple of days before the old Halifax RS is fully closed, but I'd get onto chat and get them to manually close it so that you can open a new fixed 5.5%

I've personally never had a Halifax RS rollover, but I believe some have experienced this. Again, I would check on chat to confirm that this is the case

When you open the Halifax Regular Saver, a low interest easy access account is automatically opened up too. Then, when the RS matures, it goes into this EA account. However, if you delete the easy access account, the RS changes to an easy access account on maturity and you can open up a new RS. I can't remember what the easy access account is called as I've deleted mine.

tr7phil said:

Dizzycap said:

liamcov said:

Re Halifax regular saver - my account has matured and funds were transferred to an easy access account, but the main main remains open and still showing 5.5% preventing me from opening a new one - does this account roll over to carry on saving or do I have to request closure?

I think it takes a couple of days before the old Halifax RS is fully closed, but I'd get onto chat and get them to manually close it so that you can open a new fixed 5.5%

I've personally never had a Halifax RS rollover, but I believe some have experienced this. Again, I would check on chat to confirm that this is the case

Mine has rolled over twice now.  I leave the standing order going "Until Further Notice".  The money in the account is transferred out to the Everyday Saver automatically and the standing order just carries on doing its job with the Regular Saver.

What happens when you want to withdraw  the money at maturity?

I opened the regular saver without a current account  which you can.
I've got a lloyds current account so l assume  it can be transferred  to that?

ToastLady

Bob2000 said:

ToastLady said:

Dizzycap said:

liamcov said:

Re Halifax regular saver - my account has matured and funds were transferred to an easy access account, but the main main remains open and still showing 5.5% preventing me from opening a new one - does this account roll over to carry on saving or do I have to request closure?

I think it takes a couple of days before the old Halifax RS is fully closed, but I'd get onto chat and get them to manually close it so that you can open a new fixed 5.5%

I've personally never had a Halifax RS rollover, but I believe some have experienced this. Again, I would check on chat to confirm that this is the case

When you open the Halifax Regular Saver, a low interest easy access account is automatically opened up too. Then, when the RS matures, it goes into this EA account. However, if you delete the easy access account, the RS changes to an easy access account on maturity and you can open up a new RS. I can't remember what the easy access account is called as I've deleted mine.

tr7phil said:

Dizzycap said:

liamcov said:

Re Halifax regular saver - my account has matured and funds were transferred to an easy access account, but the main main remains open and still showing 5.5% preventing me from opening a new one - does this account roll over to carry on saving or do I have to request closure?

I think it takes a couple of days before the old Halifax RS is fully closed, but I'd get onto chat and get them to manually close it so that you can open a new fixed 5.5%

I've personally never had a Halifax RS rollover, but I believe some have experienced this. Again, I would check on chat to confirm that this is the case

Mine has rolled over twice now.  I leave the standing order going "Until Further Notice".  The money in the account is transferred out to the Everyday Saver automatically and the standing order just carries on doing its job with the Regular Saver.

What happens when you want to withdraw  the money at maturity?

I opened the regular saver without a current account  which you can.
I've got a lloyds current account so l assume  it can be transferred  to that?

Yes you can transfer to Lloyds or wherever else you want to.

Bridlington1

Just a reminder the Mansfield BS interest rate cuts come into effect tomorrow. Of note:

Account	Old rate	New rate	Date
Mansfield BS Bonus Regular Savings Issue 8	5.85% (includes 1.85% bonus for 12 months)	5.6% (includes 1.85% bonus for 12 months)	07/03/25
Mansfield BS Kick Start Regular Savings Issue 7	4.00%	3.75%	07/03/25
Mansfield BS Regular Savings (2nd issue)	4.00%	3.75%	07/03/25
Mansfield BS Regular Savings (3rd- 6th issues, including 150th anniversary issue)	4.00%	3.75%	07/03/25
Mansfield BS Regular Savings 30 (1st issue)	4.25%	4.00%	07/03/25
Mansfield BS Young Regular Saver (1st and 2nd issue)	4.50%	4.25%	07/03/25
Mansfield BS Young Regular Saver (3rd issue)	4.50%	4.25%	07/03/25

jameseonline

jd84 said:

Bob2000 said:

KuchKuch said:

Virgin Money Regular Saver Exclusive

I made a £250 transfer to my Virgin Money Regular Saver Exclusive account on Saturday afternoon. Strangely it is still showing as "Pending" on the Virgin Money app. Last month and other times I have made a transfer on a non-working day, it has normally processed by the next working day in the morning. Anyone else having the same issue this month?

Yes, same with my deposit. Sent at 8 am. Saturday was "Pending" until just after 5 today.

Virgin

Yes, I logged on their app Saturday 1st to do an internal transfer (as I do every month) and this time it came up with a full screen warning message saying transfer won't be made until the next working day.

I continued anyway and could see the funds left the current account and credited the regular saver, yet checking back today it shows transaction date as Monday 3rd.

Looking back through previous months, it always seems to do that, so may as well change that to a standing order instead.

Another slow one this month was NatWest interest which only appeared this morning, despite saying credited yesterday.

Virgin app is really doing my head in with that extra screen, never used to do it, every transaction at weekend wether internal or external *SIGH*

simonsmithsays

YBS Loyalty eSaver 5.45%

https://www.ybs.co.uk/savings/loyalty-savings-accounts?cmpid=eml-YBS-Xsell-Lapsed&spMailingID=30815003&spUserID=MjEyNzIxNjE3ODc2S0&spJobID=2670493556&spReportId=MjY3MDQ5MzU1NwS2