The Old Regular Savers Discussion Thread 28/12/24-29/1/26

Bob2000

Dizzycap said:

Bob2000 said:

Stargunner said:

Dizzycap said:

Bridlington1 said:

Dizzycap said:

Sorry if already mentioned: The Principality BS Christmas RS is NLA.

Still seems to be showing as available at my end but it has now moved to the maturity accounts section and the option to make an application through conventional means has been removed.

Principality BS Christmas 2026 Regular Saver

I'll move the account to the Local/Loyal/Beta/Age Restricted/New Member Only accounts section for the time being as from what I can see existing customers with maturing accounts can still select it as a maturity instruction. When it goes fully NLA I'll remove it entirely at that point.

Okay, that makes some sense. It's unfortunate that as you can only hold one PBS Christmas 2026 RS as per T&C's, it's not a maturity option unless you haven't already got one.

I have 3 x Christmas 2026 RS

Just 2 Crimbo RS for me, 

I too have 2  and would have had 3, if the loophole hadn't been closed 2 days before an early January PBS maturing account. Now I can't be bothered -  If I have more than one of any issue of account, I don't bother to select another account of the same issue I already hold in maturity options as with other MSE members experiences, it's have been accepted and promptly rejected. 

Yes, l also tried to apply for a sneaky extra PBS account in my case a second 6-month RS but got rejected. 
I've learned my lesson so definitely not going to draw attention  to myself from Principality, until my crimbo accounts  have all  matured.

Cweb

Dizzycap said:

I too have 2  and would have had 3, if the loophole hadn't been closed 2 days before an early January PBS maturing account. Now I can't be bothered -  If I have more than one of any issue of account, I don't bother to select another account of the same issue I already hold in maturity options as with other MSE members experiences, it's have been accepted and promptly rejected. 

Seems enough time has elapsed that I sneaked my 2 Xmas RS while the loophole had closed with a 1st Jan maturity RS3 instruction. Likely just got lucky in Trixmas volume with everyone off.

35har1old

MaxBlax said:

Born2Save_3 said:

Principality Regular Saver Bond Issue 36 and other fixed rate issues

As my EA position has changed, the Issue 36 rate at 4.85%A is now below my threshold. The conditions state no withdrawals during the term. Closure is possible, but I don't want to lose a maturing renewable account. So question is, has anyone been able to withdraw all bar the minimum balance from one of these ?  And if so, how ?

Please can you confirm what an "EA position" is.

Many thanks in anticipation.

Close and reopen

35har1old

gt94sss2 said:

Born2Save_3 said:

Principality Regular Saver Bond Issue 36 and other fixed rate issues

As my EA position has changed, the Issue 36 rate at 4.85%A is now below my threshold. The conditions state no withdrawals during the term. Closure is possible, but I don't want to lose a maturing renewable account. So question is, has anyone been able to withdraw all bar the minimum balance from one of these ?  And if so, how ?

The only way to withdraw funds is to close the account.

Close and reopen 

Born2Save_3

35har1old said:

MaxBlax said:

Born2Save_3 said:

Principality Regular Saver Bond Issue 36 and other fixed rate issues

As my EA position has changed, the Issue 36 rate at 4.85%A is now below my threshold. The conditions state no withdrawals during the term. Closure is possible, but I don't want to lose a maturing renewable account. So question is, has anyone been able to withdraw all bar the minimum balance from one of these ?  And if so, how ?

Please can you confirm what an "EA position" is.

Many thanks in anticipation.

Close and reopen

Thanks. I'm holding two at the moment. It's been a long time since I've opened new accounts, but when opening new, Principality's website enforces only one of each issue, doesn't it ?  Or if it is possible to open more than one of an issue, is there a heightened risk of manual review and the inevitable consequences ?

solartom

Re ESBS  i just rang them and asked aout the 6 % Rs. Was  told it will be avalible from 1/2/26 but branch only ,no online, no postal applications.

Dizzycap

Bob2000 said:

Talking of Principality.... does anybody know if they will be releasing their Healthy Habits RS account again?
Thanks.

I really enjoyed having the 2 year HH RS £50pm that just floated out without really being noticed - I'm wondering if they've changed/swapped the HH RS to the 1 Year Triple Access RS also with a max of £50pm but for only 1 year and with a variable rate that's due to decrease on the 5th of Feb. It will be interesting to see what savings products PBS launch next. 

allegro120

Dizzycap said:

Bob2000 said:

Talking of Principality.... does anybody know if they will be releasing their Healthy Habits RS account again?
Thanks.

I really enjoyed having the 2 year HH RS £50pm that just floated out without really being noticed - I'm wondering if they've changed/swapped the HH RS to the 1 Year Triple Access RS also with a max of £50pm but for only 1 year and with a variable rate that's due to decrease on the 5th of Feb. It will be interesting to see what savings products PBS launch next. 

Principality
I don't think there is any history of HH reappearances.  It was probably just one off.  1Y Triple is a different product which tend to reappear.

Dizzycap

allegro120 said:

Dizzycap said:

Bob2000 said:

Talking of Principality.... does anybody know if they will be releasing their Healthy Habits RS account again?
Thanks.

I really enjoyed having the 2 year HH RS £50pm that just floated out without really being noticed - I'm wondering if they've changed/swapped the HH RS to the 1 Year Triple Access RS also with a max of £50pm but for only 1 year and with a variable rate that's due to decrease on the 5th of Feb. It will be interesting to see what savings products PBS launch next. 

Principality
I don't think there is any history of HH reappearances.  It was probably just one off.  1Y Triple is a different product which tend to reappear.

Either way, PBS selection of decent rate savings products, is looking a little sparce.

Hattie627

Furness BS 160th Anniversary RS

Posted the application form last Thursday, with cheque for £160. I've been a Furness saver continuously since Jan 2024 but don't have online access since they revamped their account portal sometime in 2024 and I couldn't get set up and gave up trying.

Cheque was debited today from my bank account and I received the passbook in the post today. Account opening was 21st January (yesterday) so maturity will be 21st November.

I've set up monthly SO for £160 1st Feb to 1st Nov inclusive.

Of note, a monthly payment of at least £1 (up to £160) is a requirement to maintain the account at the rate. Not many RS's have a minimum monthly payment requirement these days, so this may catch some holders out.