The Old Regular Savers Discussion Thread 28/12/24-29/1/26

Born2Save_3

topyam said:

allegro120 said:

mhoc said:

In the meantime can any of the soothsayers forecast when we might expect a shiny new Principality 6 month saver issue 5 - letters arrived today to say I have 2 more issue 3s maturing on the 2nd of February but I am going to hold off putting in maturity instructions until the final hour justincase.
But cancel the SOs, assuming the worse as we are already 3/4 the way through January 

If Principality follows the pattern we might see issue 5 sometime in February, but you never know, they could also stop launching new issues of this product.  
I've recently tried another cheeky maturity instruction and received a "secure message".  I didn't think my instruction will succeed but thought I'll try just in case.

Was just wondering myself if we might see an Issue 5 soon... 

Maybe call a branch and ask nicely, then share the results here, whatever they may be.  Sometimes you get lucky...

Bridlington1

Born2Save_3 said:

topyam said:

allegro120 said:

mhoc said:

In the meantime can any of the soothsayers forecast when we might expect a shiny new Principality 6 month saver issue 5 - letters arrived today to say I have 2 more issue 3s maturing on the 2nd of February but I am going to hold off putting in maturity instructions until the final hour justincase.
But cancel the SOs, assuming the worse as we are already 3/4 the way through January 

If Principality follows the pattern we might see issue 5 sometime in February, but you never know, they could also stop launching new issues of this product.  
I've recently tried another cheeky maturity instruction and received a "secure message".  I didn't think my instruction will succeed but thought I'll try just in case.

Was just wondering myself if we might see an Issue 5 soon... 

Maybe call a branch and ask nicely, then share the results here, whatever they may be.  Sometimes you get lucky...

Whenever I've tried this in the past the branch staff haven't known about the accounts until the day of launch, even the day before an account's been launched.

Bridlington1

Just a reminder the following interest rate changes come into effect today:

Account	Old Rate	New Rate	Date
Manchester BS Festive Regular Saver	6.50%	NO CHANGE	21/01/2026
Manchester BS Regular Saver Issue 1	5.50%	5.40%	21/01/2026
Newcastle BS Festive Regular Saver	6.50%	NO CHANGE	21/01/2026
Newcastle BS First Home Regular Saver (Issue 1)	4.80%	NO CHANGE	21/01/2026
Newcastle BS Monument Regular Saver	5.50%	5.40%	21/01/2026
Newcastle BS Newcastle Regular Saver (Issue 1)	5.25%	5.15%	21/01/2026

trickydicky14

allegro120 said:

mhoc said:

In the meantime can any of the soothsayers forecast when we might expect a shiny new Principality 6 month saver issue 5 - letters arrived today to say I have 2 more issue 3s maturing on the 2nd of February but I am going to hold off putting in maturity instructions until the final hour justincase.
But cancel the SOs, assuming the worse as we are already 3/4 the way through January 

If Principality follows the pattern we might see issue 5 sometime in February, but you never know, they could also stop launching new issues of this product.  
I've recently tried another cheeky maturity instruction and received a "secure message".  I didn't think my instruction will succeed but thought I'll try just in case.

Can I ask how quickly did you receive the 'secure message' from putting in your request please.

wiseonesomeofthetime

Furness BS

Did anyone, as a new customer, actually read the Terms and Conditions when setting up the Digital Account?

When I click on the link to view them, before ticking the box, I get this:

Kim_13

wiseonesomeofthetime said:

Furness BS

Did anyone, as a new customer, actually read the Terms and Conditions when setting up the Digital Account?

When I click on the link to view them, before ticking the box, I get this:

I’d be tempted to try another device/browser with that.

Furness funding sent yesterday is now showing in the app, so it appears to show more quickly if it is sent on a working day.

flaneurs_lobster

wiseonesomeofthetime said:

Furness BS

Did anyone, as a new customer, actually read the Terms and Conditions when setting up the Digital Account?

When I click on the link to view them, before ticking the box, I get this:

I did, therefore I didn't get that

allegro120

trickydicky14 said:

allegro120 said:

mhoc said:

In the meantime can any of the soothsayers forecast when we might expect a shiny new Principality 6 month saver issue 5 - letters arrived today to say I have 2 more issue 3s maturing on the 2nd of February but I am going to hold off putting in maturity instructions until the final hour justincase.
But cancel the SOs, assuming the worse as we are already 3/4 the way through January 

If Principality follows the pattern we might see issue 5 sometime in February, but you never know, they could also stop launching new issues of this product.  
I've recently tried another cheeky maturity instruction and received a "secure message".  I didn't think my instruction will succeed but thought I'll try just in case.

Can I ask how quickly did you receive the 'secure message' from putting in your request please.

It arrived next day after I made my instruction.

wiseonesomeofthetime

Kim_13 said:

wiseonesomeofthetime said:

Furness BS

Did anyone, as a new customer, actually read the Terms and Conditions when setting up the Digital Account?

When I click on the link to view them, before ticking the box, I get this:

I’d be tempted to try another device/browser with that.

Furness funding sent yesterday is now showing in the app, so it appears to show more quickly if it is sent on a working day.

Tried two different browsers and two different devices.

Bit the bullet in the end and ticked the box. Just hope I haven't signed my life away

surreysaver

Bobblehat said:

surreysaver said:

Bobblehat said:

dibbles212 said:

GetRichOrDieSaving said:

dibbles212 said:

Bobblehat said:

GetRichOrDieSaving said:

New customer to Furnace and opened now with no problems within 5 mins. Already sent first payment and wait for it to show tomorrow. 

Can it be funded from 1st February onwards now? 

No problem, and don't forget the 11th payment if you're inclined!

IIs it not 10 payments max or have I miscalculated? 1 payment each from Jan to Oct.

I believe the account runs 10 months from opening so if opened today maturity will
be 20th November 2026 thus allowing an 11th payment on November 1st…..

and yes, I’m inclined!

Ah okay, thanks, for some reason I thought it matured 31 Oct.

Here are the rough figures for funding 10 payments or 11 payments

I think you may need to use the gross figure of 6.71% rather than the AER of 6.75%, as the account doesn't last for a year and there is no compounding of interest.
I also believe deposits will earn interest from the day of deposit should they be deposited on non-working days 

Corrected as per surreysaver's note on rate, although my tables get generated for SO's sent on working days! I'll leave those that like to manually fund to do their own versions 

Although saying this, the pound I deposited yesterday lunchtime with Furness is showing as credited today, so I don't know if they would credit on a non-working day?